Walletable vs Budgsy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Walletable
Track expenses and debts across multiple currencies with this finance app. It automatically parses transactions from bank SMS and offers visual charts for financial insights. Share wallets with others for collaborative budgeting.
- Multi-currency wallet management
- Debt and loan tracking by person
- Bank SMS transaction parsing
- Financial charts and insights
- Shared wallet functionality
- Home screen widgets and reminders
- CSV/Excel export
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Walletable is a money tracker for people who live in more than one currency — expats, remote workers, freelancers and anyone whose bank does not connect to budgeting apps. MULTI-CURRENCY BY DESIGN • A wallet in any currency: cash, cards, savings. • Every total is converted to your main currency at up-to-date rates. • Transfers between currencies keep both amounts, so nothing is lost in conversion. DEBTS AND LOANS, BY PERSON • See what you are owed and what you owe, name by name. • Lending, repayments and shared costs stay attached to a person, not buried in a category. TRANSACTIONS FROM BANK SMS • Where banks have no integration, Walletable creates expenses from your bank's text messages through Apple Shortcuts. • Teach it on two messages of the same kind, and the rest are created on their own. • Parsing happens on your iPhone. Messages are never sent anywhere. CHARTS THAT ANSWER QUESTIONS • Money flow, income vs expense, spending by category, person, wallet and currency. • Assets and runway: how long your money lasts at your current pace. • Financial health at a glance. SHARED WALLETS • Share a wallet by link — view-only or full access, revoked whenever you want. • Useful for a family budget, a shared flat or a joint trip. EVERYDAY THINGS • Home screen widget with any wallet's balance, hidden until you tap. • Templates and planned transactions for rent, subscriptions and salary. • Reminders with quick-add suggestions based on what you usually spend. • Backups, plus export to CSV and Excel. • Apple Shortcuts and Siri: add a transaction or ask for a balance. • Eight interface languages. FREE AND PRO Wallets, currencies, transfers, debts, SMS parsing and one shared wallet are free, with no limit on transactions. Walletable Pro adds analytics over any period — quarters, years and custom ranges — and up to 5 shared wallets. TRY PRO FREE FOR ONE MONTH After the free month, Pro continues as a monthly or yearly subscription; the price for your region is shown in the app before you confirm. Payment is charged to your Apple ID at confirmation. The subscription renews automatically unless it is turned off at least 24 hours before the current period ends. Manage it or cancel it in your Apple ID settings. Privacy Policy: https://mahutin.com/walletable/privacy Terms of Use: https://mahutin.com/walletable/terms
Budgsy
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Meet "Budgsy". Your All in one budget and finance manager app. Budgsy is the simplest way to stay ahead of your every bill, subscription, and monthly spending budget — track loans, split group costs, set budgets, and never get surprised by a subscription invoice that you forgot or miss an installment for your EMI/loans again. RECURRING BILLS, NEVER MISSED Add rent, utilities, insurance, subscriptions — anything that repeats. Budgsy tracks the due date, frequency, and tax automatically, and reminds you before it's due (same day up to 30 days ahead). SPLIT COSTS WITH FRIENDS Going on a trip or sharing house expenses? Create a split group, add members, log shared expenses, and let Budgsy calculate exactly who owes what. Share a link so everyone can follow along in real time. TRACK LOANS EASILY Log money you lent or borrowed. Share a link with the other person so both sides stay in sync — no more awkward "do you remember how much?" conversations. MONTHLY BUDGETS Set spending limits by category and see how close you are in real time. Know before you overspend, not after. SPENDING TRACKER Log everyday purchases separately from your bills. See where your money actually goes each month with a clean monthly breakdown. SAVINGS GOALS Saving for a trip, a new phone, or an emergency fund? Set a target, log deposits as you go, and watch the progress bar fill. EXCHANGE RATES Live currency rates for 50+ currencies, always up to date. Useful when tracking expenses across multiple currencies. BACK UP YOUR DATA Sign in to automatically back up everything to your account. Switch phones or reinstall — your data is always safe and ready to restore. BUILT FOR REAL LIFE • Multi-currency support • Reminders up to 30 days before due date • Partial payments and payment history • Works offline, syncs when connected
Screenshots
Verdict
The clearest difference is update cadence: Budgsy at every 2 days against Walletable's every 2 weeks. Budgsy also leads on iOS requirement (15.1 vs 17.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Walletable sells 2 in-app purchases, starting at $2.99 per month and Budgsy sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Walletable ships an update every 2 weeks, Budgsy every 2 days. The most recent releases landed on October 10, 2026 and October 16, 2026 respectively.
| Parameter | Walletable | Budgsy |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 78 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Alexey Mahutin | Inncodev (Private) Limited |
In-app purchases
Walletable
- Walletable Pro1 Month trial$2.991 Month
- Walletable Pro1 Month trial$29.991 Year
Budgsy
- Budgsy Pro – Monthly$4.991 Month
- Budgsy Pro – Yearly$39.991 Year








