Comparison

Loan Access vs MicroGastos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan Access

Features
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Looking for an easy way to review and compare loan offers in Spain? Our app gives you access to a structured catalog of trusted lenders with full details about each loan — including terms, interest rates, and repayment options. Explore a wide range of financial products: personal loans, payday loans, and installment plans — all in one place. Stay informed about current bank promotions and limited-time offers to get the most favorable conditions available. Use the integrated loan calculator to estimate your payments precisely. For example, for a loan of €1,000 over 12 months at a 10% annual interest rate (APR), the monthly payment is calculated using the standard formula for annuity payments: M = P × (r × (1 + r)ⁿ) / ((1 + r)ⁿ − 1) where: P = €1,000 (loan amount) r = 0.10 / 12 (monthly interest rate) n = 12 (number of payments) This gives M ≈ €87.92, with a total repayment of €1,055.04. Please note: we do not issue loans. The application is an independent comparison tool that helps users find and analyze loan offers transparently and responsibly. Download now to make informed financial decisions and choose the best loan for your needs.

About

MicroGastos

Features
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¿Qué puedes hacer con MicroGastos? • Registrar gastos rápidamente sin categorías complicadas • Ver el total gastado hoy y cuántos gastos realizaste • Consultar tu historial día por día • Revisar estadísticas semanales y mensuales • Exportar tus gastos en formato CSV (función Premium) Pensada para personas reales MicroGastos está diseñada para quienes no quieren apps financieras complejas ni conectar cuentas bancarias. No necesitas crear una cuenta. No pedimos datos personales. Tus datos se guardan localmente en tu dispositivo. Versión Premium Con Premium desbloqueas: • Gastos ilimitados • Historial completo • Estadísticas avanzadas • Exportación de datos Empieza hoy a tomar control de tu dinero sin esfuerzo. Pequeños gastos, gran diferencia. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Loan Access4 screens
MicroGastos4 screens

Verdict

The call

The clearest difference is in-app purchases: Loan Access at none against MicroGastos's 2. MicroGastos's advantage is update cadence (weekly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MicroGastos sells 2 in-app purchases, starting at $1.99 per month. Loan Access asks for nothing beyond the download.

UpkeepUpdate frequency

Loan Access ships an update every 3 months, MicroGastos weekly. The most recent releases landed on May 18, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 4 level
Loan Access versus MicroGastos: the parameters behind the verdict, then further details
ParameterLoan AccessMicroGastos
PriceFreeFree
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size4 MB2 MB
Age rating17+4+
DeveloperFrieder WintersteinDaniel Chueca

In-app purchases

None

Loan Access

No in-app purchases

2 purchases

MicroGastos

Subscriptions2
  • Monthly Premium$1.991 Month
  • Annual Premium$12.991 Year

Questions

Is Loan Access free?
Loan Access is free to download, with no in-app purchases.
Is MicroGastos free?
MicroGastos is free to download, with in-app purchases available.
Do Loan Access or MicroGastos have ads?
Neither Loan Access nor MicroGastos shows ads.
Which is updated more often, Loan Access or MicroGastos?
Loan Access ships an update every 3 months, and MicroGastos weekly. Most recently, Loan Access was updated on May 18, 2026 and MicroGastos on October 12, 2026.

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