Comparison

Loan Access vs PlanGasto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan Access

Features
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Looking for an easy way to review and compare loan offers in Spain? Our app gives you access to a structured catalog of trusted lenders with full details about each loan — including terms, interest rates, and repayment options. Explore a wide range of financial products: personal loans, payday loans, and installment plans — all in one place. Stay informed about current bank promotions and limited-time offers to get the most favorable conditions available. Use the integrated loan calculator to estimate your payments precisely. For example, for a loan of €1,000 over 12 months at a 10% annual interest rate (APR), the monthly payment is calculated using the standard formula for annuity payments: M = P × (r × (1 + r)ⁿ) / ((1 + r)ⁿ − 1) where: P = €1,000 (loan amount) r = 0.10 / 12 (monthly interest rate) n = 12 (number of payments) This gives M ≈ €87.92, with a total repayment of €1,055.04. Please note: we do not issue loans. The application is an independent comparison tool that helps users find and analyze loan offers transparently and responsibly. Download now to make informed financial decisions and choose the best loan for your needs.

About

PlanGasto

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PlanGasto es una app de planificación de gastos que funciona por completo en tu teléfono. Sin cuentas, sin registro y sin conexión. PLANIFICA ANTES DE GASTAR Crea una planificación con tu presupuesto, repártelo entre tus categorías y mira en todo momento cuánto te queda sobrante. REGISTRA EL GASTO REAL Anota lo que gastas de verdad y compara, en la misma pantalla, lo que planificaste frente a lo que ocurrió. REPORTES EN PDF Y EXCEL Genera un reporte de tu planificación, de tus gastos reales o de ambos, con la comparativa y la diferencia. Se guarda en tu dispositivo y lo compartes con quien quieras. A TU MEDIDA Administra tus propias categorías, elige tema claro u oscuro y usa la app en español o en inglés. GRATIS, CON LÍMITES CLAROS La versión gratuita incluye todo lo anterior: hasta 10 planificaciones y 3 reportes PDF y 3 reportes Excel cada mes. PLANGASTO PRO Un pago único. No es una suscripción, no se renueva y no hay nada que cancelar. Desbloquea: - Reportes ilimitados en PDF y Excel - Planificaciones sin límite Puedes restaurar tu compra cuando quieras desde el Perfil, sin iniciar sesión. PRIVACIDAD PlanGasto no recopila datos. No lleva publicidad, ni analítica, ni rastreadores. Tu información se guarda únicamente en tu teléfono. Términos de uso: https://eduardindev.github.io/gastoplan-legal/es/terminos/ Política de privacidad: https://eduardindev.github.io/gastoplan-legal/es/privacidad/

Screenshots

Loan Access4 screens
PlanGasto4 screens

Verdict

The call

The clearest difference is in-app purchases: Loan Access at none against PlanGasto's 1. PlanGasto's advantage is iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PlanGasto sells 1 one-off in-app purchase. Loan Access asks for nothing beyond the download.

Scorecard2 real differences · 4 level
Loan Access versus PlanGasto: the parameters behind the verdict, then further details
ParameterLoan AccessPlanGasto
PriceFreeFree
Update frequencyEvery 3 months—
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size4 MB23 MB
Age rating17+4+
DeveloperFrieder WintersteinEduardo Olivo

In-app purchases

None

Loan Access

No in-app purchases

1 purchases

PlanGasto

One-time1
  • PlanGasto Pro$2.99

Questions

Is Loan Access free?
Loan Access is free to download, with no in-app purchases.
Is PlanGasto free?
PlanGasto is free to download, with in-app purchases available.
Do Loan Access or PlanGasto have ads?
Neither Loan Access nor PlanGasto shows ads.

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