Comparison

ChequeMate vs Talyo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChequeMate

Features
Read full description

Managing cheques shouldn’t be complicated. ChequeMate helps you record, track, and organize all your issued and received cheques in one clean, secure, and intuitive app — designed especially for users who deal with post-dated cheques and payment schedules. Whether you’re an individual, freelancer, or business owner, ChequeMate gives you a clear picture of what’s due, what’s cleared, and what needs your attention next. What’s New in This Version: • A fresh, streamlined redesign for faster entry and clearer insights • Smarter cheque capture with a new Scan Document mode (VisionKit) for crisp, edge-detected scans • Faster, more accurate OCR to autofill payee, amount, date, and memo • Smoother uploads and improved performance when handling large images • More responsive UI and numerous bug fixes Key Features: ◉ Smart Cheque Tracking Add issued or received cheques in seconds. Record amounts, parties, dates, statuses, notes, and attachments — all neatly organized. Now with improved autofill from enhanced OCR. ◉ Never Miss a Due Date Set reminders for upcoming cheque deposits or clearances through customizable notifications. Stay on top of post-dated cheques with clearer timelines and alerts. ◉ Scan & Save Cheques Instantly Use your camera or the new “Scan Document” mode to capture cheque images with edge detection for crisp results. Store them securely in the cloud for quick reference. ◉ Party Management Create and manage individuals or businesses you frequently transact with. Keep their details and cheque history in one place for easy follow-up. ◉ Categories & Tags Organize cheques using tags for faster filtering and better visibility of your financial commitments. Find what you need at a glance. ◉ Secure, Private & Encrypted Your data is synced safely using industry-standard security practices. Optional biometric lock (Face ID / Touch ID) adds an extra layer of protection. Built with privacy in mind. ◉ Multi-Device Sync Sign in with Apple or Google to securely sync your data across devices. Pick up where you left off, anywhere. ◉ Full History & Search Quickly find any cheque by date, party, amount, tag, or status — even months later. Enjoy faster search and smoother navigation. Why ChequeMate? Many users rely on spreadsheets, photos, or notebooks to keep track of post-dated cheques. ChequeMate brings everything together in one elegant, trustworthy app — without being a banking, payment, or financial advisory service. It is a personal record-keeping tool designed to help you stay organized, informed, and stress-free. Your Data, Your Control You can export your information anytime and delete your account directly from the app. ChequeMate follows Apple’s latest privacy and data deletion guidelines. Start managing your cheques the smarter way.

About

Talyo

This app helps you plan your month and track expenses without connecting to your bank. Organize spending into flexible sheets for personal use, family, trips, or projects. Get clear insights into your spending patterns with customizable budgets and charts.

Highlights
  • Monthly expense tracking
  • Flexible budgeting sheets
  • Customizable tags and notes
  • Monthly and category budgets
  • Clear spending charts and insights
  • Light/dark mode
  • Data export
Features
Read full description

Talyo helps you plan your month, track expenses, and understand exactly where your money goes — without bank connections, ads, or unnecessary clutter. Organize your spending by month using flexible sheets for personal use, family budgets, trips, or side projects. Add expenses quickly, stay within budget, and get clear insights without feeling overwhelmed. With Talyo, you can: • Create separate sheets for personal, family, trips, or projects • Add expenses in seconds using tags, notes, and budgets • Set monthly and category budgets to stay on track • View clear charts to understand spending patterns and trends • Get useful insights instead of raw transaction dumps • Use light or dark mode and export your data anytime Talyo Pro Upgrade to Talyo Pro to unlock: • Unlimited sheets and custom tags • iCloud backup and sync across devices • Advanced charts, reports, and insights • Additional export options and customization • Access to all upcoming features Privacy-first. No bank connections. Your data stays yours. Privacy Policy: https://talyo.akramulislam.click/privacy.html Terms of Service: https://talyo.akramulislam.click/terms.html

Screenshots

ChequeMate4 screens
Talyo4 screens

Verdict

The call

The clearest difference is in-app purchases: ChequeMate at none against Talyo's 5. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Talyo sells 5 in-app purchases, starting at $3.99 per month. ChequeMate asks for nothing beyond the download.

UpkeepUpdate frequency

ChequeMate ships an update every 2 weeks, Talyo fortnightly. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 8 level
ChequeMate versus Talyo: the parameters behind the verdict, then further details
ParameterChequeMateTalyo
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.6
Further details — not scored
Size22 MB14 MB
Age rating4+4+
DeveloperTaha BroachwalaAkramul Islam

In-app purchases

None

ChequeMate

No in-app purchases

5 purchases

Talyo

Subscriptions2
  • Pro Monthly$3.991 Month
  • Pro Yearly$19.991 Year
One-time3
  • Pro Lifetime$49.99
  • Pro Lifetime Offer$49.99
  • Pro Lifetime$69.99

Questions

Is ChequeMate free?
ChequeMate is free to download, with no in-app purchases.
Is Talyo free?
Talyo is free to download, with in-app purchases available.
Do ChequeMate or Talyo have ads?
Neither ChequeMate nor Talyo shows ads.
Which is updated more often, ChequeMate or Talyo?
ChequeMate ships an update every 2 weeks, and Talyo fortnightly. Most recently, ChequeMate was updated on October 15, 2026 and Talyo on October 5, 2026.

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