Comparison

ChequeMate vs ARYA Wealth Management

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

ChequeMate

Features
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Managing cheques shouldn’t be complicated. ChequeMate helps you record, track, and organize all your issued and received cheques in one clean, secure, and intuitive app β€” designed especially for users who deal with post-dated cheques and payment schedules. Whether you’re an individual, freelancer, or business owner, ChequeMate gives you a clear picture of what’s due, what’s cleared, and what needs your attention next. What’s New in This Version: β€’ A fresh, streamlined redesign for faster entry and clearer insights β€’ Smarter cheque capture with a new Scan Document mode (VisionKit) for crisp, edge-detected scans β€’ Faster, more accurate OCR to autofill payee, amount, date, and memo β€’ Smoother uploads and improved performance when handling large images β€’ More responsive UI and numerous bug fixes Key Features: β—‰ Smart Cheque Tracking Add issued or received cheques in seconds. Record amounts, parties, dates, statuses, notes, and attachments β€” all neatly organized. Now with improved autofill from enhanced OCR. β—‰ Never Miss a Due Date Set reminders for upcoming cheque deposits or clearances through customizable notifications. Stay on top of post-dated cheques with clearer timelines and alerts. β—‰ Scan & Save Cheques Instantly Use your camera or the new β€œScan Document” mode to capture cheque images with edge detection for crisp results. Store them securely in the cloud for quick reference. β—‰ Party Management Create and manage individuals or businesses you frequently transact with. Keep their details and cheque history in one place for easy follow-up. β—‰ Categories & Tags Organize cheques using tags for faster filtering and better visibility of your financial commitments. Find what you need at a glance. β—‰ Secure, Private & Encrypted Your data is synced safely using industry-standard security practices. Optional biometric lock (Face ID / Touch ID) adds an extra layer of protection. Built with privacy in mind. β—‰ Multi-Device Sync Sign in with Apple or Google to securely sync your data across devices. Pick up where you left off, anywhere. β—‰ Full History & Search Quickly find any cheque by date, party, amount, tag, or status β€” even months later. Enjoy faster search and smoother navigation. Why ChequeMate? Many users rely on spreadsheets, photos, or notebooks to keep track of post-dated cheques. ChequeMate brings everything together in one elegant, trustworthy app β€” without being a banking, payment, or financial advisory service. It is a personal record-keeping tool designed to help you stay organized, informed, and stress-free. Your Data, Your Control You can export your information anytime and delete your account directly from the app. ChequeMate follows Apple’s latest privacy and data deletion guidelines. Start managing your cheques the smarter way.

About

ARYA Wealth Management

Features
Read full description

ARYA Wealth Management brings your entire financial life into one clear picture β€” everything you own, the money moving through it, and where your net worth is heading over the years ahead. Most apps track spending. ARYA Wealth Management tracks wealth. It treats your personal finances the way a company treats its books β€” a balance sheet, an income statement, and a long-range plan β€” with an AI assistant that has full context on all of it. EVERYTHING YOU OWN, IN ONE PLACE Build a complete view of your assets across every bank, broker, and category: β€’ Liquid assets β€” accounts, cash, equities, and structured products, organized as a portfolio per institution β€’ Real estate β€” with mortgages and loans attached, so you see net value, not just gross β€’ Private equity β€” stakes in private companies β€’ Custom categories β€” cars, watches, collectibles, anything you own ARYA computes daily fluctuations and realized/unrealized P&L automatically, then shows you exactly where your capital sits β€” across cash, equities, and structured products, in any currency. CASHFLOW, WITHOUT THE BUSYWORK See the direction of your money without logging every coffee. Group income and expenses into meaningful projects β€” your home, a business, a rental β€” and track confirmed vs. expected flows month by month, with a clear bank-level view. PROJECT YOUR NET WORTH FOR YEARS AHEAD Set growth assumptions across your assets and watch your net worth roll forward, year by year. Stress-test it with a distress value β€” what your portfolio is worth if you had to sell under pressure β€” so you always know your floor, not just your ceiling. AN AI ASSISTANT THAT KNOWS YOUR WEALTH The ARYA AI assistant is available from every screen β€” and it already knows what you own, what you owe, and where your cash is. No re-explaining your situation every time. β€’ Break your portfolio down by strategy and estimate returns per bucket β€’ Surface the details of any structured product β€” underlying, coupon, term β€’ Run the calculations that get harder as your wealth grows β€’ Update your data in plain language β€” "I sold $300 of stock in my Emirates NBD portfolio" β€” and confirm before it's applied That's the difference between a chatbot and a financial assistant. WHO IT'S FOR ARYA Wealth Management is built for people with real complexity in their finances β€” multiple banks, several asset classes, a business, holdings across countries. Set it up once, then keep it current in minutes. Your data, your picture. Available in English and French. https://arya.com/legal/general-terms-of-use

Screenshots

ChequeMate4 screens
ARYA Wealth Management4 screens

Verdict

The call

The clearest difference is in-app purchases: ChequeMate at none against ARYA Wealth Management's 2. ARYA Wealth Management's advantage is iOS requirement (15.1 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. ARYA Wealth Management sells 2 in-app purchases, starting at $69.00 per month. ChequeMate asks for nothing beyond the download.

UpkeepUpdate frequency

ChequeMate ships an update every 2 weeks, ARYA Wealth Management fortnightly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Β· 4 level
ChequeMate versus ARYA Wealth Management: the parameters behind the verdict, then further details
ParameterChequeMateARYA Wealth Management
PriceFreeFree
Update frequencyEvery 2 weeks β€” betterFortnightly
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS17.615.1 β€” better
Further details β€” not scored
Size22 MB44 MB
Age rating4+4+
DeveloperTaha BroachwalaTechX

In-app purchases

None

ChequeMate

No in-app purchases

2 purchases

ARYA Wealth Management

Subscriptions2
  • ARYA AI$69.001 Month
  • ARYA AI$490.001 Year

Questions

Is ChequeMate free?
ChequeMate is free to download, with no in-app purchases.
Is ARYA Wealth Management free?
ARYA Wealth Management is free to download, with in-app purchases available.
Do ChequeMate or ARYA Wealth Management have ads?
Neither ChequeMate nor ARYA Wealth Management shows ads.
Which is updated more often, ChequeMate or ARYA Wealth Management?
ChequeMate ships an update every 2 weeks, and ARYA Wealth Management fortnightly. Most recently, ChequeMate was updated on October 30, 2026 and ARYA Wealth Management on October 31, 2026.

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