compounds vs Balance Note
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
compounds
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複利計算を簡単に行えるアプリです。 【主な機能】 • 初期投資額、年利率、運用期間を設定して複利計算 • 月間積立額の設定で積立投資の計算も可能 • 計算結果の保存・管理機能 • 直感的なUIで誰でも簡単に使用可能 • 計算履歴の確認・編集・削除 【こんな方におすすめ】 • 投資を始めたい方 • 老後資金の準備を考えている方 • 複利の効果を確認したい方 • 資産運用のシミュレーションをしたい方 • 積立投資の計画を立てたい方 【使用例】 • 老後資金の準備計画 • 教育資金の積立計画 • 投資信託の運用シミュレーション • 定期預金との比較検討 複利の力で資産を増やしましょう!
Balance Note
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Balance Note is a manual net-worth ledger for people who would rather write their balances down by hand than hand over their bank credentials. ■ No linking, by design You never enter a bank ID or password — the app has no way to accept one. It does not connect to any bank API or fetch balances automatically. Account names and balances are stored only on your device, and your records are never uploaded. No account registration either. ■ One five-minute ritual a week A checklist-style "This week: 4/6" flow turns manual entry into a calm weekly ritual. Copy the balance shown in your bankbook or banking app, one account at a time. Entries on the same day overwrite each other, so records never duplicate. ■ Your net worth at a glance Net worth (assets minus liabilities) sits at the top in large type, with week-over-week, month-over-month and year-over-year change chips and a weekly trend chart. Miss a week? The chart carries your last balance forward, so your history never breaks. ■ Every account in one book Ordinary deposits, time deposits, securities, pensions (iDeCo and similar), e-money and liabilities such as loans or card balances — all organized by type. A breakdown report shows the balance of assets vs. liabilities. ■ Built to keep going A weekly reminder (pick the weekday and time) tells you when it's time to update. Export your balance history and weekly trend as CSV anytime, or erase everything instantly with "Delete all data." [Pricing] Every feature is available to use. A banner ad is shown at the bottom of the screen. A one-time "Remove Ads" purchase hides it permanently (no subscription). [Please note] Balance Note is a tool for recording balances by hand. It does not link to bank accounts or fetch data automatically. All figures are reference values based on your own entries; the app does not provide investment or financial advice. Privacy policy: https://honki.ai/zandaka-note/privacy.html
Screenshots
Verdict
The clearest difference is ads: compounds at none against Balance Note's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. compounds sells 1 one-off in-app purchase and Balance Note sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
compounds ships an update weekly, Balance Note every 9 days. The most recent releases landed on September 10, 2026 and September 17, 2026 respectively.
| Parameter | compounds | Balance Note |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly — better | Every 9 days |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 18.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Kenta Fujiwara | 丽佳 施 |
In-app purchases
compounds
- プレミアムプラン$1.99
Balance Note
- Remove Ads$0.99









