Comparison

My Budget Flow vs Secure Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Budget Flow

Effortlessly track income, expenses, and savings with a clear, intuitive dashboard. Analyze spending habits, manage monthly budgets, and plan for the future. Offers light/dark modes and language options.

Highlights
  • Income and expense tracking
  • Intuitive dashboard
  • Spending habit analysis
  • Monthly budget management
  • Light/dark/auto night mode
  • English and Spanish language support
Features
Read full description

Take control of your money and simplify your financial life. My Budget Flow helps you track your income, expenses, and savings in one clean and intuitive dashboard. Whether you want to manage your monthly budget, analyze your spending habits, or plan ahead, everything is beautifully organized and always in sync. My Budget Flow lets you easily add and categorize your income and expenses, view your total balance at a glance, and understand where your money goes each month. You can choose between light, dark, or auto night mode, and switch between English and Spanish effortlessly. Upgrade to Premium to unlock unlimited expense tracking, iCloud sync across all your devices, data export in CSV format, and access to useful widgets that keep your finances in view at all times. Start managing your money the smart way with My Budget Flow.

About

Secure Budget

Track your spending and manage your budget without linking bank accounts. Log bills, income, and purchases to see where your money goes and if you can afford your goals. Offers detailed analytics and multiple profiles.

Highlights
  • Manual transaction logging
  • Bill and income scheduling
  • Spending analytics by category
  • Multiple budget profiles
  • Data export (JSON/CSV)
  • On-device data storage
Features
Read full description

I built Secure Budget because I was tired of spreadsheets and apps that asked me to link my bank account. I just wanted to know: can I afford this? Am I on track this month? Where does my money actually go? How much spending money do I have? So that's what this app does. You add your bills, set up your income schedule, and log purchases as they happen. The app handles the rest, tracking what's paid, what's coming up, and showing you patterns in how you spend. The home screen gives you the month at a glance. Bills are organized by due date with one-tap payment tracking. Income shows up on your actual pay dates, not some arbitrary monthly estimate. And everything feeds into analytics that actually make sense. Speaking of analytics, there are charts and breakdowns for spending by category, income vs. expenses over time, subscription costs, savings rate, and more. You can toggle views, reorder what matters, and use the app in the way that fits your budget. A few things worth mentioning: - Multiple profiles if you want to track different budgets separately - Dark mode - Export your data anytime as JSON or CSV - Everything stays on your device: no accounts, no cloud, no tracking I use this app myself for my own finances. Updates come from real usage and feedback, not some product roadmap designed by committee. If you've got ideas or run into issues, I actually read the feedback, so please let me know. Terms of Use (EULA): https://geobuilt.dev/terms/ Privacy Policy: https://geobuilt.dev/secure-budget/privacy-ios/

Screenshots

My Budget Flow4 screens
Secure Budget4 screens

Verdict

The call

The clearest difference is iOS requirement: Secure Budget at 13.0 against My Budget Flow's 17.6. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Budget Flow sells 1 one-off in-app purchase and Secure Budget sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for My Budget Flow against 5.0 for Secure Budget. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Scorecard1 real difference · 9 level
My Budget Flow versus Secure Budget: the parameters behind the verdict, then further details
ParameterMy Budget FlowSecure Budget
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings12 — better
Update frequency—Every 4 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.613.0 — better
Further details — not scored
Size3 MB32 MB
Age rating4+4+
DeveloperCarlos LopezGeoBuilt LLC

Customer experience

My Budget Flow

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Secure Budget

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

My Budget Flow

One-time1
  • Premium$4.99
3 purchases

Secure Budget

Subscriptions2
  • Monthly Premium$0.991 Month
  • Annual Premium$9.991 Year
One-time1
  • Lifetime Premium$29.99

Questions

Is My Budget Flow free?
My Budget Flow is free to download, with in-app purchases available.
Is Secure Budget free?
Secure Budget is free to download, with in-app purchases available.
Which has better reviews, My Budget Flow or Secure Budget?
My Budget Flow and Secure Budget are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do My Budget Flow or Secure Budget have ads?
Neither My Budget Flow nor Secure Budget shows ads.

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