My Budget Flow vs Secure Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Budget Flow
Effortlessly track income, expenses, and savings with a clear, intuitive dashboard. Analyze spending habits, manage monthly budgets, and plan for the future. Offers light/dark modes and language options.
- Income and expense tracking
- Intuitive dashboard
- Spending habit analysis
- Monthly budget management
- Light/dark/auto night mode
- English and Spanish language support
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Take control of your money and simplify your financial life. My Budget Flow helps you track your income, expenses, and savings in one clean and intuitive dashboard. Whether you want to manage your monthly budget, analyze your spending habits, or plan ahead, everything is beautifully organized and always in sync. My Budget Flow lets you easily add and categorize your income and expenses, view your total balance at a glance, and understand where your money goes each month. You can choose between light, dark, or auto night mode, and switch between English and Spanish effortlessly. Upgrade to Premium to unlock unlimited expense tracking, iCloud sync across all your devices, data export in CSV format, and access to useful widgets that keep your finances in view at all times. Start managing your money the smart way with My Budget Flow.
Secure Budget
Track your spending and manage your budget without linking bank accounts. Log bills, income, and purchases to see where your money goes and if you can afford your goals. Offers detailed analytics and multiple profiles.
- Manual transaction logging
- Bill and income scheduling
- Spending analytics by category
- Multiple budget profiles
- Data export (JSON/CSV)
- On-device data storage
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I built Secure Budget because I was tired of spreadsheets and apps that asked me to link my bank account. I just wanted to know: can I afford this? Am I on track this month? Where does my money actually go? How much spending money do I have? So that's what this app does. You add your bills, set up your income schedule, and log purchases as they happen. The app handles the rest, tracking what's paid, what's coming up, and showing you patterns in how you spend. The home screen gives you the month at a glance. Bills are organized by due date with one-tap payment tracking. Income shows up on your actual pay dates, not some arbitrary monthly estimate. And everything feeds into analytics that actually make sense. Speaking of analytics, there are charts and breakdowns for spending by category, income vs. expenses over time, subscription costs, savings rate, and more. You can toggle views, reorder what matters, and use the app in the way that fits your budget. A few things worth mentioning: - Multiple profiles if you want to track different budgets separately - Dark mode - Export your data anytime as JSON or CSV - Everything stays on your device: no accounts, no cloud, no tracking I use this app myself for my own finances. Updates come from real usage and feedback, not some product roadmap designed by committee. If you've got ideas or run into issues, I actually read the feedback, so please let me know. Terms of Use (EULA): https://geobuilt.dev/terms/ Privacy Policy: https://geobuilt.dev/secure-budget/privacy-ios/
Screenshots
Verdict
The clearest difference is iOS requirement: Secure Budget at 13.0 against My Budget Flow's 17.6. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Budget Flow sells 1 one-off in-app purchase and Secure Budget sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for My Budget Flow against 5.0 for Secure Budget. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
| Parameter | My Budget Flow | Secure Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | — | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 3 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Carlos Lopez | GeoBuilt LLC |
Customer experience
My Budget Flow
Secure Budget
In-app purchases
My Budget Flow
- Premium$4.99
Secure Budget
- Monthly Premium$0.991 Month
- Annual Premium$9.991 Year
- Lifetime Premium$29.99









