Comparison

Spend Budget vs My Splitly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spend Budget

Features
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Take control of your money and achieve financial freedom with Spend Budget! Manage your personal finance effortlessly with the world’s most intuitive budget tracker and expense manager. Whether you want to save money, track your daily spending, or manage your monthly bills, Spend Budget provides the ultimate planner to reach your financial goals. Terms of Use: https://www.apple.com/legal/internal/terms/site/itunes/dev/stdeula/

About

My Splitly

Features
Read full description

My Splitly is designed for friends, families, couples, and roommates who want a simple, transparent, and fair way to manage shared finances. Whether you are splitting a dinner bill, sharing rent and utilities, planning a group vacation, or just lending money to a friend, My Splitly keeps everything organized in one place. We handle the complex calculations so you can settle up effortlessly. Why Choose My Splitly? My Splitly simplifies the process by tracking expenses in real-time and calculating the simplest way to pay everyone back. Key Benefits: β€’ Zero Math Required: We calculate splits instantly. β€’ 100% Transparency: Everyone in the group can see the expenses and balances. β€’ Stress-Free Settlements: Clear your debts with the fewest transactions possible. β€’ User-Friendly Design: A clean, modern interface that anyone can use. Powerful Features for Smart Spending Flexible Expense Splitting Life isn't always split 50/50. My Splitly offers multiple ways to divide costs to ensure fairness: β€’ Split Equally: Perfect for simple dinner bills or cab rides. β€’ Split Unequally: Great for when someone orders an expensive steak and another orders a salad. β€’ By Percentage: Ideal for calculating tax, tips, or commission-based expenses. β€’ By Shares: Useful for bulk purchases where some people consume more than others. Smart Settle-Up Algorithm : Our advanced "Smart Settle-Up" feature simplifies the repayment process. Instead of passing money back and forth between multiple people, My Splitly calculates the most efficient way to settle balances, saving you time and transaction fees. Create & Manage Unlimited Groups Organize your expenses by category effortlessly. β€’ Apartment/Flat: Track rent, electricity, WiFi, and grocery bills with roommates. β€’ Trips & Tours: Manage flight tickets, hotels, food, and sightseeing costs for group travel. β€’ Events & Parties: Split costs for birthday gifts, decorations, and catering. β€’ Couples: Manage daily household expenses and date nights. Real-Time Notifications Never miss an update. Get instant push notifications when: β€’ A friend adds a new expense. β€’ Someone edits or deletes a transaction. β€’ A settlement is recorded. β€’ You are added to a new group. Comprehensive Activity History Transparency is key to trust. View a detailed timeline of every action taken in the group. track exactly when an expense was added, who modified it, and when payments were made. Multi-Language Support (Regional Focus) We built My Splitly for everyone! Navigate the app in your preferred language. Fully supported in: β€’ English β€’ Hindi (ΰ€Ήΰ€Ώΰ€‚ΰ€¦ΰ₯€) β€’ Gujarati (ΰͺ—ુΰͺœΰͺ°ΰͺΎΰͺ€ΰ«€) And many more are upcoming Self-Expense Tracker My Splitly isn't just for groups. Use our "Personal Expense" feature to log your daily spending, track your personal budget, and see where your money goes every month. Who is My Splitly For? For Roommates & Flatmates: Living together is fun, but splitting bills can be messy. Use My Splitly to track rent, water bills, maid salaries, and household supplies. Check the "Balances" tab to see who is in the red at the end of the month. For Travelers & Backpackers: Don't let money ruin a great vacation. Log every coffee, tuk-tuk ride, and museum ticket in the app. Focus on the adventure, and let us handle the travel budget. How It Works: 1. Download & Sign Up: Create your profile in seconds. 2. Create a Group: Add friends from your contacts. 3. Add Expenses: Enter the amount, select the payer, and choose how to split it. 4. Track & Settle: See who owes you money and settle up via cash or your preferred payment app (record the payment in My Splitly to clear the balance). Download My Splitly Today! Join the smart way of sharing expense. Experience a secure, reliable, and ad-free experience that puts you in control of your finances. Visit our official website for updates: https://mysplitly.com/ Ready to simplify your life? Download My Splitly now and make every bill fair!

Screenshots

Spend Budget4 screens
My Splitly4 screens

Verdict

The call

The clearest difference is ads: My Splitly at none against Spend Budget's shown. My Splitly also leads on update cadence (every 5 weeks vs every 4 months) and device support (3 vs 1). On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Spend Budget ships an update every 4 months, My Splitly every 5 weeks. Both last shipped on September 30, 2026.

Scorecard3 real differences Β· 3 level
Spend Budget versus My Splitly: the parameters behind the verdict, then further details
ParameterSpend BudgetMy Splitly
PriceFreeFree
Update frequencyEvery 4 monthsEvery 5 weeks β€” better
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS17.016.0 β€” better
Further details β€” not scored
Size9 MB86 MB
Age rating4+4+
DeveloperVedat KocyigitDeepa Kumari

In-app purchases

None

Spend Budget

No in-app purchases

None

My Splitly

No in-app purchases

Questions

Is Spend Budget free?
Spend Budget is free to download, with no in-app purchases.
Is My Splitly free?
My Splitly is free to download, with no in-app purchases.
Do Spend Budget or My Splitly have ads?
Spend Budget shows ads; My Splitly does not.
Which is updated more often, Spend Budget or My Splitly?
Spend Budget ships an update every 4 months, and My Splitly every 5 weeks. Most recently, Spend Budget was updated on September 30, 2026 and My Splitly on September 30, 2026.

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