Comparison

LoisPay vs Sailor io

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

LoisPay

Features
Read full description

Welcome to LoisPay, the simple, secure, and fast way to manage your money right from your phone. LoisPay is designed to make your financial life easier, whether you're sending cash to a friend, paying your monthly bills, or topping up your mobile on the go. Experience True Financial Freedom: LoisPay puts you in control of your finances with a clean, intuitive interface and powerful features. Say goodbye to long queues and complicated banking apps. With LoisPay, everything is just a few taps away. KEY FEATURES: SEND & RECEIVE MONEY: Transfer funds to friends and family with just their phone number or username. It’s quick, secure, and completely hassle-free. ADD MONEY WITH EASE: Top up your LoisPay wallet using your bank account, debit card, or other convenient methods. Your funds are available to use in seconds. FLEXIBLE WITHDRAWAL OPTIONS: Need cash? Easily withdraw money from your LoisPay wallet to your linked bank account or at participating agent locations. MOBILE TOP-UP: Running low on mobile credit? Recharge any prepaid mobile number for yourself or your loved ones directly from the app. All major carriers are supported. BILL PAYMENTS: Forget about due dates! Pay all your billsβ€”from utilities and internet to credit cards and moreβ€”all in one place. Set up reminders so you never miss a payment again.

About

Sailor io

Features
Read full description

Sailor io is a secure escrow management platform designed to help individuals and businesses complete transactions with confidence. The app allows buyers and sellers to safely manage payments for agreements such as construction projects, real estate transactions, vehicle sales, and professional services. Funds are held in escrow and released only when agreed conditions are met. Key Features: β€’ Create and manage escrow agreements β€’ Define milestones, inspection steps, and completion terms β€’ Securely hold funds until conditions are fulfilled β€’ Transparent tracking of transaction status β€’ Clear release and confirmation flow for all parties β€’ Simple interface for buyers, sellers, and service providers Sailor io does not provide banking, lending, or investment services. It is a transaction management tool that helps users organize agreements and payment releases based on mutually agreed terms. Users are responsible for ensuring that all transaction details, documentation, and conditions are accurate before proceeding. The app is designed to improve transparency, reduce disputes, and simplify escrow-based transactions. Whether you are managing a one-time agreement or multiple ongoing projects, Sailor io helps ensure payments are handled securely and fairly.

Screenshots

LoisPay3 screens
Sailor io4 screens

Verdict

The call

The clearest difference is ads: LoisPay at none against Sailor io's shown. LoisPay also leads on update cadence (every 4 days vs every 3 months) and iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LoisPay ships an update every 4 days, Sailor io every 3 months. The most recent releases landed on October 1, 2026 and October 12, 2026 respectively.

Scorecard3 real differences Β· 3 level
LoisPay versus Sailor io: the parameters behind the verdict, then further details
ParameterLoisPaySailor io
PriceFreeFree
Update frequencyEvery 4 days β€” betterEvery 3 months
AdsNo β€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size34 MB43 MB
Age rating4+4+
DeveloperLOIS GROUP LTDSAILOR.IO LIMITED

In-app purchases

None

LoisPay

No in-app purchases

None

Sailor io

No in-app purchases

Questions

Is LoisPay free?
LoisPay is free to download, with no in-app purchases.
Is Sailor io free?
Sailor io is free to download, with no in-app purchases.
Do LoisPay or Sailor io have ads?
Sailor io shows ads; LoisPay does not.
Which is updated more often, LoisPay or Sailor io?
LoisPay ships an update every 4 days, and Sailor io every 3 months. Most recently, LoisPay was updated on October 1, 2026 and Sailor io on October 12, 2026.

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