Comparison

LoisPay vs Paywicks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LoisPay

Features
Read full description

Welcome to LoisPay, the simple, secure, and fast way to manage your money right from your phone. LoisPay is designed to make your financial life easier, whether you're sending cash to a friend, paying your monthly bills, or topping up your mobile on the go. Experience True Financial Freedom: LoisPay puts you in control of your finances with a clean, intuitive interface and powerful features. Say goodbye to long queues and complicated banking apps. With LoisPay, everything is just a few taps away. KEY FEATURES: SEND & RECEIVE MONEY: Transfer funds to friends and family with just their phone number or username. It’s quick, secure, and completely hassle-free. ADD MONEY WITH EASE: Top up your LoisPay wallet using your bank account, debit card, or other convenient methods. Your funds are available to use in seconds. FLEXIBLE WITHDRAWAL OPTIONS: Need cash? Easily withdraw money from your LoisPay wallet to your linked bank account or at participating agent locations. MOBILE TOP-UP: Running low on mobile credit? Recharge any prepaid mobile number for yourself or your loved ones directly from the app. All major carriers are supported. BILL PAYMENTS: Forget about due dates! Pay all your bills—from utilities and internet to credit cards and more—all in one place. Set up reminders so you never miss a payment again.

About

Paywicks

Features
Read full description

Paywicks is a global digital wallet and money transfer platform designed for seamless international payments. KEY FEATURES: • Send and receive money globally across multiple currencies • Manage multiple currency wallets in one place • Transfer funds directly to bank accounts worldwide • Top up your wallet securely using your card via Stripe • Track all transactions in real-time with detailed history • Create and pay invoices with ease • Request payments from contacts • Biometric authentication (Face ID / Touch ID) for secure access • Identity verification powered by SmileID for compliance • Push notifications for all account activity • Dark and light mode support SECURITY: Paywicks uses bank-grade encryption, Firebase App Check, and identity verification to keep your account and funds safe. All payments are processed through Stripe, a globally trusted payment provider. REQUIREMENTS: Users must be 18 years or older to register. Identity verification is required before making transfers. Paywicks is operated by Paywicks Limited.

Screenshots

LoisPay3 screens
Paywicks4 screens

Verdict

The call

The clearest difference is update cadence: LoisPay at every 4 days against Paywicks's every 2 weeks. LoisPay also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LoisPay ships an update every 4 days, Paywicks every 2 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 4 level
LoisPay versus Paywicks: the parameters behind the verdict, then further details
ParameterLoisPayPaywicks
PriceFreeFree
Update frequencyEvery 4 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size34 MB90 MB
Age rating4+4+
DeveloperLOIS GROUP LTDPaywicks Ltd

In-app purchases

None

LoisPay

No in-app purchases

None

Paywicks

No in-app purchases

Questions

Is LoisPay free?
LoisPay is free to download, with no in-app purchases.
Is Paywicks free?
Paywicks is free to download, with no in-app purchases.
Do LoisPay or Paywicks have ads?
Neither LoisPay nor Paywicks shows ads.
Which is updated more often, LoisPay or Paywicks?
LoisPay ships an update every 4 days, and Paywicks every 2 weeks. Most recently, LoisPay was updated on October 30, 2026 and Paywicks on October 28, 2026.

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