LoisPay vs Paywicks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LoisPay
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Welcome to LoisPay, the simple, secure, and fast way to manage your money right from your phone. LoisPay is designed to make your financial life easier, whether you're sending cash to a friend, paying your monthly bills, or topping up your mobile on the go. Experience True Financial Freedom: LoisPay puts you in control of your finances with a clean, intuitive interface and powerful features. Say goodbye to long queues and complicated banking apps. With LoisPay, everything is just a few taps away. KEY FEATURES: SEND & RECEIVE MONEY: Transfer funds to friends and family with just their phone number or username. It’s quick, secure, and completely hassle-free. ADD MONEY WITH EASE: Top up your LoisPay wallet using your bank account, debit card, or other convenient methods. Your funds are available to use in seconds. FLEXIBLE WITHDRAWAL OPTIONS: Need cash? Easily withdraw money from your LoisPay wallet to your linked bank account or at participating agent locations. MOBILE TOP-UP: Running low on mobile credit? Recharge any prepaid mobile number for yourself or your loved ones directly from the app. All major carriers are supported. BILL PAYMENTS: Forget about due dates! Pay all your bills—from utilities and internet to credit cards and more—all in one place. Set up reminders so you never miss a payment again.
Paywicks
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Paywicks is a global digital wallet and money transfer platform designed for seamless international payments. KEY FEATURES: • Send and receive money globally across multiple currencies • Manage multiple currency wallets in one place • Transfer funds directly to bank accounts worldwide • Top up your wallet securely using your card via Stripe • Track all transactions in real-time with detailed history • Create and pay invoices with ease • Request payments from contacts • Biometric authentication (Face ID / Touch ID) for secure access • Identity verification powered by SmileID for compliance • Push notifications for all account activity • Dark and light mode support SECURITY: Paywicks uses bank-grade encryption, Firebase App Check, and identity verification to keep your account and funds safe. All payments are processed through Stripe, a globally trusted payment provider. REQUIREMENTS: Users must be 18 years or older to register. Identity verification is required before making transfers. Paywicks is operated by Paywicks Limited.
Screenshots
Verdict
The clearest difference is update cadence: LoisPay at every 4 days against Paywicks's every 2 weeks. LoisPay also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LoisPay ships an update every 4 days, Paywicks every 2 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | LoisPay | Paywicks |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 34 MB | 90 MB |
| Age rating | 4+ | 4+ |
| Developer | LOIS GROUP LTD | Paywicks Ltd |
In-app purchases
LoisPay
No in-app purchases
Paywicks
No in-app purchases









