ginkgo bAV vs FinLu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ginkgo bAV
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Already have your ginkgo bAV through your employer? Use the app to keep everything in view — from daily values to long-term projections. See how your company pension is growing: - Check your current bAV value anytime - Explore future projections - View all contributions made by you and your employer - Track your pension performance day by day Clear, transparent, and designed for your peace of mind — your bAV, always at your fingertips.
FinLu
This app helps you manage your money by tracking income and expenses, visualizing spending, and organizing financial data. It offers secure access and a clean interface to empower users to build better money habits.
- Track income and expenses
- Visualize spending with charts
- Secure passcode and biometrics
- Edit and refine entries
- Smart organization by time period
- Modern, minimal design
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FinLu - Smart, Simple, and Secure Budgeting Take control of your finances with FinLu - your all in one budget and spending companion designed to keep your money organized, secure, and stress-free. FinLu helps you track income and expenses, visualize your balance, and stay on top of your goals with clean insights and effortless organization. Key Features - Track Income & Expenses: Log every transaction with customizable categories, title, amount, and dates - all in one place - Visualize Your Spending: Get a clear overview of your balance and thresholds through dynamic charts and summaries. - Secure Passcode & Biometrics: Protect your financial data with an optional passcode, Face ID, or Touch ID - only you can unlock FinLu. - Edit & Refine Easily: Update any entry at any time to keep your records accurate and up-to-date. - Smart Organization: Filter by day, week, or month to understand your habits and make smarter decisions. - Modern, Minimal Design: A clean and intuitive interface built for simplicity and focus Your Data, Your Privacy - FinLu stores your information locally on your device - never shared, never sold. Why You'll Love FinLu - Managing your money shouldn't be complicated, it should feel empowering, private, and effortless. Download FinLu today and build better money habits - one smart decision at a time.
Screenshots
Verdict
The clearest difference is update cadence: FinLu at every 3 days against ginkgo bAV's every 2 weeks. ginkgo bAV's advantage is iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ginkgo bAV ships an update every 2 weeks, FinLu every 3 days. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.
| Parameter | ginkgo bAV | FinLu |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 12 MB | 2 MB |
| Age rating | 4+ | 12+ |
| Developer | ginkgo Betriebliche Vorsorge GmbH | Stephanie Liew |
In-app purchases
ginkgo bAV
No in-app purchases
FinLu
No in-app purchases









