Check Split and Tip Calculator vs Payoff AI Pro

Split the check in three taps, right at the table. No math, no account, no awkward silence. HOW IT WORKS 1. Enter the bill 2. Pick a tip 3. Tap how many people Everyone's share appears big enough to read across the table. Tap Request and Venmo opens with the amount and note filled in. WHO HAD WHAT Switch to "By item" and add each dish and drink, or scan the receipt and let the app find them. Tap names to show who had what; tax and tip are split in proportion. No more "I only had a salad." GET PAID BACK • Venmo: opens a request with the amount and note filled in • Text the split: send everyone the breakdown in one message • PayPal, Cash App and Zelle (Pro): friends get a tap-to-pay link, or your Zelle details, with their share filled in SMART DEFAULTS • Set your sales tax once; tip before or after tax • Tip buttons you choose, plus any custom percentage • Split 2–99 ways in 11 currencies • History of every split you send TRY PRO FREE Your first 3 bills include everything in Pro. After that, Pro is a single purchase: • Receipt scanning • Unlimited items per bill (Free includes 5) • PayPal, Cash App and Zelle pay links • Round each share up to an easy number • Full split history and CSV export (Free shows the last 10) • Extra tip profiles like "Date night" or "Work lunch" Pay once, keep it forever. No subscription, no ads. PRIVATE AND OFFLINE Everything is calculated on your phone, and receipts are read on your phone too: the photo is never uploaded. Works in basement bars and dead zones. No sign-up, no tracking. Privacy Policy: https://splitsecondpay.com/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Take control of your debt with the power of on-device AI. Payoff AI Pro is a private, intelligent debt management app that runs AI entirely on your iPhone or iPad. No cloud. No servers. Your financial data never leaves your device. SMART DEBT TRACKING Add all your debts - credit cards, student loans, car payments, personal loans - and get a clear picture of your financial situation. Track balances, interest rates, minimum payments, due dates, and credit utilization all in one beautiful dashboard. AI-POWERED STRATEGIES Choose from proven payoff methods or let AI build one for you: - Debt Snowball pay off smallest balances first for quick wins - Debt Avalanche tackle highest interest first to save the most - AI Recommended a multi-phase strategy built by on-device AI using your actual numbers - Custom Order prioritize debts your way DEEP AI ANALYSIS Get a thorough, multi-phase breakdown of any debt: - Risk assessment and health score - Minimum payment analysis with true cost projections - Accelerated payoff comparison tables - Daily, weekly, and monthly interest breakdowns - 5 specific, actionable recommendations with dollar amounts AI CHAT ADVISOR Open the floating chat anytime to talk to your AI advisor. It has access to all your debts, payment history, and saved strategies. Ask things like: - "Which debt should I pay off first?" - "How much interest am I paying monthly?" - "What's my fastest path to being debt-free?" DETAILED PROJECTIONS - Full amortization schedules for every debt - Monthly payment trend charts - Interest vs. principal breakdowns - Payoff milestone tracking - Projected debt-free date 100% PRIVATE Unlike other financial apps, Payoff AI Pro runs all AI processing on your device. Your balances, interest rates, and payment history are never uploaded anywhere. Protect your data with Face ID or Touch ID. MULTIPLE AI MODELS Choose from models like Llama 3.2, Qwen 3, DeepSeek R1, Gemma, Phi 3.5, and more. Download only what you need - each model is optimized for mobile. ALSO INCLUDES - Beautiful neumorphic design with dark mode - iPad-optimized layouts - PDF export for analysis reports - CloudKit sync across devices - Payment reminders - Credit utilization tracking - Strategy history Start your 3-day free trial and see exactly how to become debt-free - faster. Terms https://kailalabs.com/terms/