Comparison

Local Bill Tracker vs Sub Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Local Bill Tracker

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Know your exact "Safe to Spend" balance after every upcoming bill without ever surrendering your bank passwords or personal data. WHY LOCAL BILL TRACKER? Automated finance apps break constantly, scrape your bank credentials, and monetize your private spending habits. Local Bill Tracker is built for private, high-touch budgeting. By confirming your balances and tracking bills yourself, you stay fully connected to your numbers, catch hidden subscriptions, and regain real financial control. THE RUNWAY METHOD Stop guessing what you can actually afford. The Runway view automatically subtracts your scheduled bills and commitments from your current balance, showing you exactly what is safe to spend right now. KEY FEATURES β€’ Real-Time Runway View: Instantly calculate your "Safe to Spend" cash balance across a rolling 30-day window. β€’ 100% On-Device Privacy: No accounts, no trackers, and no external servers. Your data lives on your device and private iCloud. β€’ Adaptive Calibration: Personalize dashboard calculations around your specific pay frequency and safety threshold margins. β€’ Unified Income & Bills: Track paychecks, side-hustles, and recurring obligations in one synchronized timeline. β€’ Tactile OLED Design: Premium high-contrast visual layout optimized for dark mode with satisfying haptic feedback. β€’ Easy Import & Export: Parse bill details from your clipboard to onboard in seconds, or export your full history to JSON anytime. LOCAL BILL TRACKER PRO Unlock advanced financial tools with flexible Monthly, Yearly, or Lifetime options: β€’ 30-Day Cash Runway Graph: Interactive balance projections with customizable safety threshold lines. β€’ Biometric Shield: Lock your financial data behind Face ID or Touch ID. β€’ Digital Receipt Attachments: Attach photos and screenshots of receipts directly to your bill records. Take back control of your financial privacy. Download Local Bill Tracker and see your true runway today! TERMS & PRIVACY β€’ Terms of Use (EULA): https://localbilltracker.app/terms β€’ Privacy Policy: https://localbilltracker.app/privacy-policy

About

Sub Tracker

Features
Read full description

stop losing money on forgotten subscriptions! Are you tired of "vampire" subscriptions draining your bank account? Sub Tracker is the ultimate subscription manager designed to give you total control over your recurring expenses. Whether it’s streaming services, gym memberships, or software licenses, Sub Tracker keeps your budget in check so you never pay for an app you don’t use again. WHY SUB TRACKER? Managing multiple billing cycles is stressful. Sub Tracker simplifies your financial life by organizing your subscriptions into one beautiful, intuitive dashboard. Key Features at a Glance: - Comprehensive Tracking: Easily add and monitor your subscriptions on a daily, monthly, or yearly basis. - Smart Notifications: Get a friendly nudge 2 days before any charge hits your account. Say goodbye to surprise renewals! - Deep Financial Insights: Visualize your spending habits with detailed breakdowns. Understand exactly where your money goes each month. - Yearly Projection: Look into the future. Our projection tool calculates your total annual commitment, helping you make better long-term financial decisions. - Dark Mode Optimized: A sleek, modern interface that looks stunning in both Light and Dark mode, saving your eyes and your battery. - Privacy First: Your financial data is your business. Sub Tracker is built with privacy and security at its core. Master Your Budget With Sub Tracker, you aren’t just listing bills; you’re gaining a financial assistant. By seeing your yearly projection, you can identify which services are worth the cost and which ones are ready for the chopping block. Never Miss a Payment (Or a Cancellation) Our 48-hour alert system gives you the perfect window of time to cancel a trial or ensure you have enough funds in your account.

Screenshots

Local Bill Tracker4 screens
Sub Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Sub Tracker at none against Local Bill Tracker's 1. Sub Tracker also leads on update cadence (every 3 days vs every 2 months) and device support (3 vs 1). Local Bill Tracker's advantage is ads (none vs shown). On price there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Local Bill Tracker sells 1 one-off in-app purchase. Sub Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Local Bill Tracker ships an update every 2 months, Sub Tracker every 3 days. The most recent releases landed on October 19, 2026 and October 12, 2026 respectively.

Scorecard5 real differences Β· 1 level
Local Bill Tracker versus Sub Tracker: the parameters behind the verdict, then further details
ParameterLocal Bill TrackerSub Tracker
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 days β€” better
AdsNo β€” betterYes
In-app purchasesYesNo β€” better
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS18.213.0 β€” better
Further details β€” not scored
Size28 MB24 MB
Age rating4+4+
DeveloperPotatoDogyoussef Boughaba

In-app purchases

1 purchases

Local Bill Tracker

One-time1
  • Pro Version Unlock$4.99
None

Sub Tracker

No in-app purchases

Questions

Is Local Bill Tracker free?
Local Bill Tracker is free to download, with in-app purchases available.
Is Sub Tracker free?
Sub Tracker is free to download, with no in-app purchases.
Do Local Bill Tracker or Sub Tracker have ads?
Sub Tracker shows ads; Local Bill Tracker does not.
Which is updated more often, Local Bill Tracker or Sub Tracker?
Local Bill Tracker ships an update every 2 months, and Sub Tracker every 3 days. Most recently, Local Bill Tracker was updated on October 19, 2026 and Sub Tracker on October 12, 2026.

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