Workingmoni vs KiroLoans
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Workingmoni
This platform connects users to negotiate financial agreements directly. It provides the marketplace infrastructure for participants to communicate and arrange deals without the app originating loans or brokering them.
- Direct participant connection
- Communication tools
- Deal negotiation infrastructure
- Marketplace for financial agreements
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WorkingMoni is a neautral technology platform. We do not lend money, originate loans, or broker deals. Instead, we provide the marketplace infrastructure where Participants can connect, communicate, and negotiate directly.
KiroLoans
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Kiro Loans is an app for informal lenders and microfinance operators in unbanked markets. Manage clients, loans with simple/compound interest, amortization tables, payments, and collateral with photos. Works 100% offline, with data securely stored on the device. Ideal for developing countries. Subscription Information: * Title: Kiro Loans Basic / Premium. * Length: Monthly or Yearly. * Price: $4.99 / month or $49.99 / year. * Privacy Policy: https://www.kiroapps.com/privacy-policy * Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Note about Subscriptions: * Payments will be charged to your iTunes Account at confirmation of purchase. * Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. * Account will be charged for renewal within 24-hours prior to the end of the current period. * Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
Screenshots
Verdict
The clearest difference is in-app purchases: Workingmoni at none against KiroLoans's 4. Workingmoni also leads on iOS requirement (15.1 vs 26.0). KiroLoans's advantage is update cadence (every 4 days vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. KiroLoans sells 4 in-app purchases, starting at $3.99 per month. Workingmoni asks for nothing beyond the download.
Workingmoni ships an update every 3 months, KiroLoans every 4 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Workingmoni | KiroLoans |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 22 MB | 3 MB |
| Age rating | 17+ | 4+ |
| Developer | Workingmoni, Inc. | jesus mauricio flores |
In-app purchases
Workingmoni
No in-app purchases
KiroLoans
- Basic Monthly$3.991 Month
- Premium Monthly14 Days trial$7.991 Month
- Basic Yearly$34.991 Year
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- Premium Yearly14 Days trial$59.991 Year
