Daily Spend vs Pennylog

TAKE CONTROL OF YOUR FINANCES WITH DAILY SPEND Daily Spend is the most private, intelligent expense tracker for iPhone. Track your spending in seconds using voice input or AI-powered chat - no forms, no hassle, just talk about your money. VOICE-POWERED EXPENSE ENTRY Speak naturally to add expenses instantly: • "Fifty dollars at Starbucks" • Automatic amount, category, store, and date detection • Edit before saving for perfect accuracy AI CHAT ASSISTANT Have a conversation about your expenses: • Natural language understanding powered by Google Gemini 2.5 • Intelligent expense parsing • Edit suggestions before adding POWERFUL ANALYTICS Visualize your spending with beautiful charts: • Category breakdown and spending trends • Month-over-month comparisons • Smart AI-generated insights SMART BUDGET TRACKING Stay on track with visual progress: • Set monthly spending goals • Real-time alerts (on track, warning, over budget) • Budget vs. actual comparison RECURRING EXPENSES Never miss a bill or subscription: • Daily, weekly, monthly, quarterly, yearly frequencies • Automatic generation and cost projections • Skip or pause anytime ADVANCED SEARCH Find any expense instantly: • Search by amount, category, store, or description • Filter by date range or amount • Quick filters (this month, last month, etc.) EXPORT YOUR DATA Your data, your control: • CSV export for spreadsheets • JSON backup for complete data • Share via email, AirDrop, Messages 100% PRIVACY-FIRST Your financial data is YOURS: • All data stored locally on your device only • Zero cloud sync, zero tracking, zero data collection • Works 100% offline (except optional AI chat) • No account or sign-up needed BEAUTIFUL DESIGN Native iOS experience: • Light and dark mode support • Haptic feedback • Smooth animations • Keyboard shortcuts INTERNATIONAL Works worldwide: • 30+ global currencies • Multiple date formats • Custom categories with emoji icons COMPLETELY FREE No catch, no tricks: • Zero ads • No subscriptions • No in-app purchases • All features included PERFECT FOR: • Privacy-conscious individuals • Busy professionals wanting fast expense entry • Budget enthusiasts tracking spending goals • Freelancers managing business expenses • Travelers tracking multi-currency spending WHY CHOOSE DAILY SPEND? Unlike other expense trackers that sync your data to the cloud or charge monthly fees - Daily Spend keeps everything private on your device. No other expense tracker combines voice input, AI chat, and complete privacy in one beautiful app. FEATURED CATEGORIES: Food & Dining • Transportation • Shopping • Entertainment • Bills & Utilities • Healthcare • Groceries • Travel • Education • Fitness • Subscriptions • Gifts • Custom Categories PRIVACY YOU CAN TRUST: • No account creation required • No personal information collected • No tracking or analytics • No advertisements • All processing happens on your device Download Daily Spend today and experience private, intelligent expense tracking! Support: Visit our GitHub repository or contact us from Settings.

The more you log, the more your money makes sense. Pennylog is a daily expense tracker for people whose lives span more than one currency. Log what you spend in a few seconds, in any currency, and watch it build — over weeks and months — into a clear picture of where your money actually goes. No bank logins, no ads, no sign-up. Just you and your records. ■ ANY CURRENCY, LOCKED IN Dollars, euros, yen, won — log spending in any currency. Each entry is saved at that day's exchange rate, so your past totals stay accurate even when rates move later. Add a secondary currency to see every amount in your home currency at a glance. ■ TRIPS & PROJECTS, EACH IN ITS OWN CURRENCY Group a vacation, a move, or any big plan into its own project with its own budget — and give each one its own currency. A Tokyo trip in yen, a Paris trip in euros, each locked at the day's rate. Project spending stays separate from your everyday totals, so a trip to Tokyo never makes your normal month look off. ■ BUDGETS THAT FIT YOU Set one overall monthly budget, per-category limits, or both. As you log, see exactly how much is left — calm, simple progress, never a scolding. ■ STATISTICS THAT GET RICHER A category donut, monthly trends, and a per-category detail you can scroll back through month by month. View your days as a list or on a calendar. Long-press a category to mute it for a moment and see the rest. The longer you keep it, the more it shows. ■ WEEKLY & MONTHLY RECAP See this week against last: your biggest expense, daily average, no-spend days, and which categories went up or down. Gentle awareness, not guilt. ■ GENTLE REMINDERS Optional notifications nudge you to jot down today's spending and keep the habit going — never noisy, never negative. ■ STAYS ON YOUR PHONE No accounts. No sign-up. No bank logins. No cloud. Your financial data never leaves your device — and there's no server for it to leave to. Back up or export your data anytime, on your terms. ■ FOUR LANGUAGES English, Korean, Spanish, and French — across the whole app. ■ MORE • Cash counts too — the spending bank-sync apps quietly miss. • Custom categories and accounts (cards, bank, cash). • Completely free — no ads, no in-app purchases, no premium tier. ■ MADE FOR Expats, students, remote workers, travelers — anyone living or moving between currencies who wants one simple, private place to record daily spending. A line a day is all it takes. The longer you keep it, the better it gets.