PayOffly vs SLICE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayOffly
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PayOffly is your personal roadmap to becoming debt-free. Whether you're juggling credit cards, student loans, or personal debts — get the clarity, control, and strategy you need to pay them off faster. **Key Features:** Complete Debt Overview See all your debts in one place with detailed breakdowns, priority rankings, and a clear picture of where your money is going. Your Debt-Free Date Know exactly when you'll make your last payment — and watch that date get closer with every payment you log. Quick Payment Logging Log a payment in seconds. No complicated forms, no friction — just tap and you're done. Advanced Analytics Track your progress with intuitive charts, cash flow insights, and timelines that show how far you've come. Smart Payoff Strategies Choose the Snowball or Avalanche method. PayOffly builds the plan — you just follow it. Cloud Sync & Backup Your data is always safe and available across all your devices, automatically. Privacy & Security Your financial data stays private. Always. Fully Customizable Set your currency, language, appearance, and notification preferences to fit your life. Start your journey to financial freedom today. Your debt-free future is closer than you think.
SLICE
Organize creditors, calculate settlement targets, and build a savings plan to become debt-free. This tool offers AI-assisted negotiation guidance and educational resources to help you manage your finances without expensive debt settlement companies.
- Track creditors in one dashboard
- Calculate settlement targets
- Build monthly savings plans
- AI-assisted negotiation guidance
- Credit repair education
- Weekly coaching groups
- 1-on-1 coaching guidance
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Stop letting debt control your future. SLICE is your AI-powered debt resolution coach designed to help you take control of your finances, negotiate confidently with creditors, and create a personalized debt payoff strategy without paying expensive debt settlement companies. Whether you're dealing with overwhelming credit card balances, collections, or personal loans, SLICE gives you a clear path toward financial freedom. Features • Personalized Debt Payoff Plan • Debt Tracking Dashboard • Settlement Guidance • AI Debt Resolution Coach • Creditor Negotiation Coaching • Monthly Savings Calculator • Progress Tracking • Goal Planning • Secure Financial Organization Perfect For People struggling with: • Credit Card Debt • Collections • Personal Loans • Medical Bills • High Interest Debt • Financial Stress Why Choose SLICE? Unlike traditional debt settlement companies, SLICE helps you stay in control while providing intelligent guidance every step of the way. Our mission is simple: Help millions of people become debt free while saving thousands in unnecessary fees. Download SLICE today and start your journey toward financial freedom. Terms of Use (EULA): https://slicemydebt.com/terms Privacy Policy: https://slicemydebt.com/privacy
Screenshots
Verdict
The clearest difference is update cadence: SLICE at every 4 days against PayOffly's every 2 months. SLICE also leads on iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayOffly sells 2 in-app purchases, starting at $4.99 per month and SLICE sells 6 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
PayOffly ships an update every 2 months, SLICE every 4 days. The most recent releases landed on September 8, 2026 and August 25, 2026 respectively.
| Parameter | PayOffly | SLICE |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (25 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 25 — better |
| Update frequency | Every 2 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 38 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Pavel Sakhanko | Marc Feinberg |
In-app purchases
PayOffly
- Monthly Premium Access$4.991 Month
- Yearly Premium Access$39.991 Year
SLICE
- Silver Monthly$9.991 Month
- Gold Monthly$29.991 Month
- Platinum Monthly$59.991 Month
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- Silver Yearly$95.901 Year
- Gold Yearly$289.001 Year
- Platinum Yearly$579.001 Year





