Comparison

PayOffly vs SLICE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayOffly

Features
Read full description

PayOffly is your personal roadmap to becoming debt-free. Whether you're juggling credit cards, student loans, or personal debts — get the clarity, control, and strategy you need to pay them off faster. **Key Features:** Complete Debt Overview See all your debts in one place with detailed breakdowns, priority rankings, and a clear picture of where your money is going. Your Debt-Free Date Know exactly when you'll make your last payment — and watch that date get closer with every payment you log. Quick Payment Logging Log a payment in seconds. No complicated forms, no friction — just tap and you're done. Advanced Analytics Track your progress with intuitive charts, cash flow insights, and timelines that show how far you've come. Smart Payoff Strategies Choose the Snowball or Avalanche method. PayOffly builds the plan — you just follow it. Cloud Sync & Backup Your data is always safe and available across all your devices, automatically. Privacy & Security Your financial data stays private. Always. Fully Customizable Set your currency, language, appearance, and notification preferences to fit your life. Start your journey to financial freedom today. Your debt-free future is closer than you think.

About

SLICE

Organize creditors, calculate settlement targets, and build a savings plan to become debt-free. This tool offers AI-assisted negotiation guidance and educational resources to help you manage your finances without expensive debt settlement companies.

Highlights
  • Track creditors in one dashboard
  • Calculate settlement targets
  • Build monthly savings plans
  • AI-assisted negotiation guidance
  • Credit repair education
  • Weekly coaching groups
  • 1-on-1 coaching guidance
Features
Read full description

Stop letting debt control your future. SLICE is your AI-powered debt resolution coach designed to help you take control of your finances, negotiate confidently with creditors, and create a personalized debt payoff strategy without paying expensive debt settlement companies. Whether you're dealing with overwhelming credit card balances, collections, or personal loans, SLICE gives you a clear path toward financial freedom. Features • Personalized Debt Payoff Plan • Debt Tracking Dashboard • Settlement Guidance • AI Debt Resolution Coach • Creditor Negotiation Coaching • Monthly Savings Calculator • Progress Tracking • Goal Planning • Secure Financial Organization Perfect For People struggling with: • Credit Card Debt • Collections • Personal Loans • Medical Bills • High Interest Debt • Financial Stress Why Choose SLICE? Unlike traditional debt settlement companies, SLICE helps you stay in control while providing intelligent guidance every step of the way. Our mission is simple: Help millions of people become debt free while saving thousands in unnecessary fees. Download SLICE today and start your journey toward financial freedom. Terms of Use (EULA): https://slicemydebt.com/terms Privacy Policy: https://slicemydebt.com/privacy

Screenshots

PayOffly4 screens
SLICE4 screens

Verdict

The call

The clearest difference is update cadence: SLICE at every 4 days against PayOffly's every 2 months. SLICE also leads on iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayOffly sells 2 in-app purchases, starting at $4.99 per month and SLICE sells 6 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PayOffly ships an update every 2 months, SLICE every 4 days. The most recent releases landed on September 8, 2026 and August 25, 2026 respectively.

Scorecard2 real differences · 8 level
PayOffly versus SLICE: the parameters behind the verdict, then further details
ParameterPayOfflySLICE
PriceFreeFree
Rating—5.0 (25 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—25 — better
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS26.015.1 — better
Further details — not scored
Size38 MB50 MB
Age rating4+4+
DeveloperPavel SakhankoMarc Feinberg

In-app purchases

2 purchases

PayOffly

Subscriptions2
  • Monthly Premium Access$4.991 Month
  • Yearly Premium Access$39.991 Year
6 purchases

SLICE

Subscriptions6
  • Silver Monthly$9.991 Month
  • Gold Monthly$29.991 Month
  • Platinum Monthly$59.991 Month
Show 3 more
  • Silver Yearly$95.901 Year
  • Gold Yearly$289.001 Year
  • Platinum Yearly$579.001 Year

Questions

Is PayOffly free?
PayOffly is free to download, with in-app purchases available.
Is SLICE free?
SLICE is free to download, with in-app purchases available.
Do PayOffly or SLICE have ads?
Neither PayOffly nor SLICE shows ads.
Which is updated more often, PayOffly or SLICE?
PayOffly ships an update every 2 months, and SLICE every 4 days. Most recently, PayOffly was updated on September 8, 2026 and SLICE on August 25, 2026.

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