ZappExpense vs WellthyFi

ZappExpense is the envelope budgeting app that makes managing money simple, visual, and completely private. No account. No ads. Works 100% offline. Split your income into envelopes — groceries, rent, savings, fun — and always know exactly what's safe to spend. It's the time-tested method that finally makes budgeting click. BUDGET BY ENVELOPE • Create envelopes for spending, bills, savings goals, and sinking funds • Choose daily, weekly, monthly, or yearly budgets • Balances update the instant you spend • Roll unused money forward or start each period fresh • Move money between envelopes in a tap TRACK EVERY TRANSACTION • Log expenses in seconds • Record income and split it across envelopes • Mark recurring bills so they post automatically when due — never miss one • Full, searchable transaction history SEE WHERE YOUR MONEY GOES • Clear charts and category breakdowns • Spot trends and spending patterns over time • Decisions based on real numbers, not guesswork BUILD BETTER HABITS • Get a Financial Wellness Score that reflects your real habits • Earn achievements and keep your streak alive • Budgeting that's genuinely satisfying to use PRIVATE BY DESIGN • Works fully offline — no sign-up, no cloud • Lock the app with Face ID • Export to CSV or JSON anytime; delete everything in one tap • We never sell your data BEAUTIFUL & EASY • Clean, modern design with light and dark modes • Warm, friendly colors — built for real people, not accountants PERFECT FOR • Anyone tired of wondering where their money went • Families running a household budget • Savers working toward a specific goal • Breaking the paycheck-to-paycheck cycle Your money, your rules. Download ZappExpense and start budgeting with confidence. Privacy Policy: https://zappexpense.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your receipts know more than your bank app. A bank app sees "$84.12 at Whole Foods." WellthyFi sees the 23 items on that receipt and tells you what each one is doing to your budget, your body, and the planet. Snap a receipt. That's it. MONEY • Every item, categorized and tracked automatically • Budgets that pace you through the month instead of surprising you at the end • Link your bank with Plaid and catch subscription creep, bill drift, and refunds you'd have missed • Ask your CFO: plain-English answers to "how much did I spend on takeout last month?" • A monthly executive summary of your finances, delivered as a PDF BODY • Every food item scored across 8 organs (heart, kidney, liver, brain, gut, bone, skin, weight) and 6 hormones (cortisol, insulin, thyroid, and more) • See how much of your cart is ultra-processed, how much sodium rode in on that "healthy" lunch, and which swaps actually move the needle • Calories, protein, fiber, vitamins, and minerals, tracked from what you really bought PLANET • CO₂, water, and land footprint for every purchase • An eco score from A to E, by category and by store THE DAILY QUIZ 550 facts that sound wrong until you check. Can you guess how much Americans really spend on subscriptions? How much sodium is in a diner omelette? One question a day, 10 seconds, and you'll never look at a receipt the same way. PULSE: THE MARKET, IN PLAIN ENGLISH • Today's market mood at a glance • How your stocks moved since you last looked • What's unusual today, explained without the jargon Educational only, not financial advice. FIVE WAYS IN Camera, photo library, email forwarding, voice, or manual entry. Receipts from Amazon and other retailers import automatically when you forward the confirmation. BUILT ON TRUST • Bank-level encryption • Bank connections secured by Plaid; we never see your credentials • Private by design: your data is used to serve you insights, not ads • Delete your account and everything with it in two taps WellthyFi is for anyone who has ever opened their banking app, seen a number, and had no idea where it went. Now you will. Download free and snap your first receipt.