ZappExpense vs EvenUp

ZappExpense is the envelope budgeting app that makes managing money simple, visual, and completely private. No account. No ads. Works 100% offline. Split your income into envelopes — groceries, rent, savings, fun — and always know exactly what's safe to spend. It's the time-tested method that finally makes budgeting click. BUDGET BY ENVELOPE • Create envelopes for spending, bills, savings goals, and sinking funds • Choose daily, weekly, monthly, or yearly budgets • Balances update the instant you spend • Roll unused money forward or start each period fresh • Move money between envelopes in a tap TRACK EVERY TRANSACTION • Log expenses in seconds • Record income and split it across envelopes • Mark recurring bills so they post automatically when due — never miss one • Full, searchable transaction history SEE WHERE YOUR MONEY GOES • Clear charts and category breakdowns • Spot trends and spending patterns over time • Decisions based on real numbers, not guesswork BUILD BETTER HABITS • Get a Financial Wellness Score that reflects your real habits • Earn achievements and keep your streak alive • Budgeting that's genuinely satisfying to use PRIVATE BY DESIGN • Works fully offline — no sign-up, no cloud • Lock the app with Face ID • Export to CSV or JSON anytime; delete everything in one tap • We never sell your data BEAUTIFUL & EASY • Clean, modern design with light and dark modes • Warm, friendly colors — built for real people, not accountants PERFECT FOR • Anyone tired of wondering where their money went • Families running a household budget • Savers working toward a specific goal • Breaking the paycheck-to-paycheck cycle Your money, your rules. Download ZappExpense and start budgeting with confidence. Privacy Policy: https://zappexpense.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Splitting the bill shouldn't be awkward. EvenUp makes it fast, fair, and actually fun. Add everyone at the table, punch in the total, and let EvenUp handle the math — including tip and tax. No more mental gymnastics or "just Venmo me later" confusion. Keep track of who owes what with Tabs. Open a tab for a friend, roommate, or anyone you split costs with regularly. Add charges, log payments, and always know where things stand. Can't decide who picks up the check? Spin the wheel or flip a coin and let fate decide. Features: • Split bills evenly with tip and tax calculations • Track IOUs with personal tabs for friends and roommates • Add charges and payments to keep a running balance • Spin the wheel or flip a coin to settle debates • Save groups for quick splits with the usual crew • Works offline — all data stays on your device • Dark mode support • Available in English and Spanish