ZappExpense vs FundJar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZappExpense
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ZappExpense is the envelope budgeting app that makes managing money simple, visual, and completely private. No account. No ads. Works 100% offline. Split your income into envelopes — groceries, rent, savings, fun — and always know exactly what's safe to spend. It's the time-tested method that finally makes budgeting click. BUDGET BY ENVELOPE • Create envelopes for spending, bills, savings goals, and sinking funds • Choose daily, weekly, monthly, or yearly budgets • Balances update the instant you spend • Roll unused money forward or start each period fresh • Move money between envelopes in a tap TRACK EVERY TRANSACTION • Log expenses in seconds • Record income and split it across envelopes • Mark recurring bills so they post automatically when due — never miss one • Full, searchable transaction history SEE WHERE YOUR MONEY GOES • Clear charts and category breakdowns • Spot trends and spending patterns over time • Decisions based on real numbers, not guesswork BUILD BETTER HABITS • Get a Financial Wellness Score that reflects your real habits • Earn achievements and keep your streak alive • Budgeting that's genuinely satisfying to use PRIVATE BY DESIGN • Works fully offline — no sign-up, no cloud • Lock the app with Face ID • Export to CSV or JSON anytime; delete everything in one tap • We never sell your data BEAUTIFUL & EASY • Clean, modern design with light and dark modes • Warm, friendly colors — built for real people, not accountants PERFECT FOR • Anyone tired of wondering where their money went • Families running a household budget • Savers working toward a specific goal • Breaking the paycheck-to-paycheck cycle Your money, your rules. Download ZappExpense and start budgeting with confidence. Privacy Policy: https://zappexpense.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
FundJar
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Stop guessing how much to save. FundJar turns any upcoming expense into a clear, trackable plan. Whether it's a car repair, a holiday trip, a wedding, or a new laptop, FundJar splits the total cost into simple weekly or monthly contributions based on your target date. Watch your progress bar fill up as you go, and always know exactly where you stand. WHY FUNDJAR - Create a fund for anything: emergencies, trips, gifts, repairs, big purchases - Set a target amount and a target date, and FundJar calculates your monthly and weekly contribution automatically - Clean progress bars show exactly how close you are - See your total monthly savings need across every fund, all in one place - Fully offline and private: no bank account linking, no sign-in required, all data stays on your device SIMPLE BY DESIGN FundJar doesn't try to be a full budgeting suite. It does one thing well: helping you save steadily toward specific goals, without spreadsheets or guesswork. FundJar Free lets you track up to 3 funds at once. FundJar Pro unlocks unlimited funds with a single lifetime purchase, no subscription. Privacy Policy and Terms of Use are available in the app's Pro section.
Screenshots
Verdict
ZappExpense and FundJar are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ZappExpense sells 1 in-app purchase, starting at $8.99 per month and FundJar sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | ZappExpense | FundJar |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 47 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | getcode.pt | EVREN YUCEBAS |
In-app purchases
ZappExpense
- Premium$8.991 Month
FundJar
- FundJar Lifetime$4.99









