ZappExpense vs Clearly Budget

ZappExpense is the envelope budgeting app that makes managing money simple, visual, and completely private. No account. No ads. Works 100% offline. Split your income into envelopes — groceries, rent, savings, fun — and always know exactly what's safe to spend. It's the time-tested method that finally makes budgeting click. BUDGET BY ENVELOPE • Create envelopes for spending, bills, savings goals, and sinking funds • Choose daily, weekly, monthly, or yearly budgets • Balances update the instant you spend • Roll unused money forward or start each period fresh • Move money between envelopes in a tap TRACK EVERY TRANSACTION • Log expenses in seconds • Record income and split it across envelopes • Mark recurring bills so they post automatically when due — never miss one • Full, searchable transaction history SEE WHERE YOUR MONEY GOES • Clear charts and category breakdowns • Spot trends and spending patterns over time • Decisions based on real numbers, not guesswork BUILD BETTER HABITS • Get a Financial Wellness Score that reflects your real habits • Earn achievements and keep your streak alive • Budgeting that's genuinely satisfying to use PRIVATE BY DESIGN • Works fully offline — no sign-up, no cloud • Lock the app with Face ID • Export to CSV or JSON anytime; delete everything in one tap • We never sell your data BEAUTIFUL & EASY • Clean, modern design with light and dark modes • Warm, friendly colors — built for real people, not accountants PERFECT FOR • Anyone tired of wondering where their money went • Families running a household budget • Savers working toward a specific goal • Breaking the paycheck-to-paycheck cycle Your money, your rules. Download ZappExpense and start budgeting with confidence. Privacy Policy: https://zappexpense.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Clearly Budget is the personal finance app that actually makes you want to check your spending. Track every dollar across multiple accounts, set monthly budgets by category, and watch your money habits get clearer over time — all stored privately on your device with iCloud sync across your Apple devices. EFFORTLESS TRACKING • Log expenses in seconds with a custom numpad — no system keyboard, no friction • Organize by category with emoji icons you choose • See your recent transactions the moment you open the app BUDGETS THAT WORK • Set monthly limits per category and watch progress in real time • Rollover unused budget to next month for flexible categories • Visual donut chart shows exactly where your money is going MULTIPLE ACCOUNTS • Track checking, savings, and cash accounts separately • Total balance updates automatically with every transaction • Venmo, PayPal, or any account type supported BUILT TO LAST • Local-first with iCloud sync — your data is yours, not ours • Face ID / Touch ID app lock for privacy • Bill reminders so recurring expenses never sneak up on you • Log expenses with Siri or Shortcuts • Home Screen widget to check your balance at a glance • Full CSV and JSON backup export No subscription. No account required. No ads. Just a clean, fast budgeting app that respects your time and your privacy. Download Clearly Budget and finally feel in control of your money.