ZappExpense vs Stash | Envelope Budget

ZappExpense is the envelope budgeting app that makes managing money simple, visual, and completely private. No account. No ads. Works 100% offline. Split your income into envelopes — groceries, rent, savings, fun — and always know exactly what's safe to spend. It's the time-tested method that finally makes budgeting click. BUDGET BY ENVELOPE • Create envelopes for spending, bills, savings goals, and sinking funds • Choose daily, weekly, monthly, or yearly budgets • Balances update the instant you spend • Roll unused money forward or start each period fresh • Move money between envelopes in a tap TRACK EVERY TRANSACTION • Log expenses in seconds • Record income and split it across envelopes • Mark recurring bills so they post automatically when due — never miss one • Full, searchable transaction history SEE WHERE YOUR MONEY GOES • Clear charts and category breakdowns • Spot trends and spending patterns over time • Decisions based on real numbers, not guesswork BUILD BETTER HABITS • Get a Financial Wellness Score that reflects your real habits • Earn achievements and keep your streak alive • Budgeting that's genuinely satisfying to use PRIVATE BY DESIGN • Works fully offline — no sign-up, no cloud • Lock the app with Face ID • Export to CSV or JSON anytime; delete everything in one tap • We never sell your data BEAUTIFUL & EASY • Clean, modern design with light and dark modes • Warm, friendly colors — built for real people, not accountants PERFECT FOR • Anyone tired of wondering where their money went • Families running a household budget • Savers working toward a specific goal • Breaking the paycheck-to-paycheck cycle Your money, your rules. Download ZappExpense and start budgeting with confidence. Privacy Policy: https://zappexpense.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Cash stuffing, without the cash. Stash is a simple envelope budget. When you get paid, stuff envelopes. When you spend, tap an envelope and enter the amount. That’s it — no bank login, no account, no monthly subscription. HOW IT WORKS • Add your paycheck • Stuff envelopes (groceries, gas, fun, bills) • Spend from the right envelope in seconds • Move money between envelopes anytime SINKING FUNDS Car insurance, Christmas, the vet — bills you already know are coming. Give them a target and a date so they sit tucked away, not mixed into “safe to spend.” WHY STASH • No bank connection. You enter the numbers. • Your checking balance stops lying • Big, readable amounts • Optional iCloud backup (Pro) if you get a new phone • One-time Pro. Not a subscription.