Credit Ledger Book vs UrbanTrust
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Credit Ledger Book
Track customer credit, payments, and balances with this simple ledger app. Manage transactions locally, set reminders, and export your data easily. Supports data import from other ledger apps.
- Customer credit tracking
- Payment and balance tracking
- Transaction history
- Transaction reminders
- Data import from Khatabook/OkCredit
- Local data storage
- Data export
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Customer Ledger makes it simple to track customer credit, payments, balances and everyday transactions while keeping your data under your control. Know who owes you money, how much has been paid, and what balance is still pending. Customer Ledger gives small businesses, shops, freelancers, traders and service providers a simple credit book and payment tracker without complicated accounting software. Your transaction records are stored locally on your device. Your daily customer ledger does not depend on our server. Your financial records remain under your control, and you can create an optional backup using your personal cloud storage. Easily add, edit and delete transactions. Record credit, payments, money given and money received. View each customer's current balance and complete transaction history whenever you need it. If a transaction was added to the wrong customer, you can transfer it from one customer account to another without entering it again. Set transaction and payment reminders so you do not forget important balances. Receive useful morning reminders, evening reminders, whole-day transaction summaries and backup reminders. Use powerful filters to quickly find transactions and review your account history. The dashboard gives you a simple overview of your customer balances and transaction activity. Share transaction details directly through WhatsApp, SMS or other sharing apps available on your device. Quickly send customers a clear record of their credit, payment or balance information. Switching from another digital ledger or credit book does not mean starting again. Import your existing data from Khatabook and OkCredit and continue managing your customer accounts in Customer Ledger. Keep your daily records locally on your device and create backups using your personal cloud storage. On supported Apple devices, your backup can be stored using iCloud, helping you keep control of your own data without depending on our server for your everyday ledger. Export your data whenever you need it. Your records are not locked inside the app. Protect your customer ledger with App Lock for additional privacy. Customer Ledger supports more than 20 languages, making it easier to manage credit and payment records in the language you are comfortable with. You can also use your preferred currency symbol with transaction amounts, making Customer Ledger suitable for users in different countries and currencies. Customer Ledger can be useful for small businesses, retail shops, wholesalers, traders, freelancers, contractors, service providers and anyone who needs a simple way to track money owed, customer credit and payments. Key features include customer ledger management, credit tracking, payment tracking, customer balances, transaction history, add, edit and delete transactions, transaction transfer, payment reminders, daily summary reminders, transaction filters, dashboard, data export, Khatabook import, OkCredit import, local data storage, personal cloud backup, App Lock, WhatsApp sharing, SMS sharing, 20+ languages and custom currency symbols. Track customer credit. Record payments. Check pending balances. Get reminders. Keep control of your data. Customer Ledger is your simple, private credit book and payment tracker for everyday customer accounts. Terms of Use (EULA): https://lutlo.com/privacypolicy/udhaarbook_terms_use.html
UrbanTrust
Connect with professionals, build teams, and launch projects. This platform facilitates collaboration for startups, businesses, and communities, offering tools for hiring talent, sharing opportunities, and managing projects effectively.
- Build project teams
- Hire talent and freelancers
- Start collaborations
- Launch ideas and projects
- Post opportunities (internships, gigs)
- Manage community initiatives
- Coordinate project tasks
- Professional networking
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UrbanTrust β Build. Collaborate. Grow. UrbanTrust is a professional collaboration platform for people who want to build businesses, develop projects, contribute their skills, get professional advice, and create meaningful opportunities. Instead of simply connecting people, UrbanTrust helps you move from an idea or need to actual collaboration and results. Build and launch faster Create a collaboration in a few simple steps, define what you need, add roles, set your collaboration model and timeline, and get the right people involved. Whether you're starting a project, building a new business, or creating a career-growth / research opportunity, UrbanTrust makes it easier to organize the people and skills required to move forward. Find where you can contribute Explore collaborations that match your professional interests, skills, and goals. Join projects where your contribution can make a difference and gain experience through real participation. Get professional advice Use the Community to ask questions, get advice, request feedback, share insights, and validate ideas. UrbanTrust keeps community interaction focused on useful conversations and professional valueβnot a traditional social media feed. Build your reputation Your contributions, participation, completed collaborations, and professional activity can contribute to your UrbanTrust reputation. Your Trust Score provides a simple way to understand your standing on the platform, while your Trust Profile brings together relevant information about your professional activity and credibility. Over time, your Trust Profile can become a stronger representation of what you have contributed and accomplished on UrbanTrust. Control your professional presence UrbanTrust gives you control over your profile and privacy. Choose what information you make available, manage the visibility of your professional information, and maintain greater control over how you present yourself and interact on the platform. Work together in one place Once you join a collaboration, you can move into its dedicated workspace to organize participation, manage responsibilities, and work toward the intended outcome. UrbanTrust is designed to take collaboration beyond introductions and conversations and into structured execution. Designed for builders UrbanTrust is for: β’ Entrepreneurs and business owners β’ Professionals and specialists β’ Creators and innovators β’ Project teams β’ Organizations and businesses β’ Students and emerging professionals β’ People looking to contribute, learn, and grow If LinkedIn is where you go to build your professional network, UrbanTrust is where you go to build, collaborate, and create. UrbanTrust β Build. Collaborate. Grow. SUBSCRIPTIONS UrbanTrust Creators β PRICE/month or PRICE/year UrbanTrust Pro β PRICE/month or PRICE/year Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Account Settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://urbantrust.io/legal/privacy Before pasting, replace the four PRICE placeholders with your actual App Store prices (e.g. $9.99/month or $99.99/year). I don't have them β they're configured in App Store Connect / RevenueCat, not in the code. Business is deliberately omitted, since it isn't purchasable via IAP.
Screenshots
Verdict
The clearest difference is review sentiment: UrbanTrust at 100% against Credit Ledger Book's 50%. UrbanTrust also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 4 months). Credit Ledger Book's advantage is in-app purchases (none vs 4). On price, monetization model and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. UrbanTrust sells 4 in-app purchases, starting at $0.99 per month. Credit Ledger Book asks for nothing beyond the download.
Credit Ledger Book ships an update every 4 months, UrbanTrust every 2 weeks. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.
| Parameter | Credit Ledger Book | UrbanTrust |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | 100.0% of reviews β better |
| Update frequency | Every 4 months | Every 2 weeks β better |
| Ads | Yes | No β better |
| In-app purchases | No β better | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 β better |
| Further details β not scored | ||
| Size | 76 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | DI Labs | Urbantrust Global Limited |
Customer experience
Credit Ledger Book
UrbanTrust
In-app purchases
Credit Ledger Book
No in-app purchases
UrbanTrust
- Creators$0.991 Month
- Pro$1.991 Month
- Creators$5.991 Year
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- Pro$19.991 Year
Questions
Is Credit Ledger Book free?
Is UrbanTrust free?
Do Credit Ledger Book or UrbanTrust have ads?
Which is updated more often, Credit Ledger Book or UrbanTrust?
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