Comparison

FinTrace vs Talyo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinTrace

Features
Read full description

***Take Control of Your Finances with Fudget*** - Fudget is a personal finance app that helps you track income, manage expenses, and plan your budget. Whether you're saving for a goal or monitoring spending, Fudget gives you the tools to stay on top of your money. ***Track Income & Expenses*** - Record income and expenses quickly. Add transactions with categories, descriptions, and dates. Set recurring transactions for bills and subscriptions. View your total balance, monthly income, and expenses at a glance. ***Smart Category Management*** - Organize transactions with custom categories. Choose from icons and colors to match your needs. Filter by income or expense categories to see where your money goes. ***Transaction History*** - Browse your full transaction history with search and filters. View transactions grouped by date, filter by type, and see totals for each day. Edit or delete transactions as needed. ***Budget Planning*** - Set monthly budgets and track progress. Monitor spending against your goals and see how much you have left. Get insights into your financial patterns. ***Multiple Currencies*** - Support for multiple currencies. Switch currencies to match your location and needs. ***Beautiful & Intuitive Design*** - Clean, modern interface that makes managing finances simple. Quick actions let you add transactions in seconds. Visual cards and organized layouts make it easy to understand your finances. ***Premium Features*** - Upgrade to Premium to unlock: - Remove all advertisements - Unlimited transactions - Advanced analytics and insights - Priority support ***Privacy & Security*** - Your financial data stays on your device. We don't collect or store your personal information. Your privacy is our priority. ***Export Your Data*** - Export your transaction data whenever you need it. Keep backups of your financial records. - Start managing your money better today. Download Fudget and take the first step toward financial control. Premium subscriptions (Monthly and Yearly) auto-renew unless cancelled at least 24 hours before the end of the current period. Your Apple ID account will be charged for renewal within 24 hours before the end of the current period. You can manage or cancel subscriptions in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://myproductiveapps.store/fudget/privacy.html

About

Talyo

This app helps you plan your month and track expenses without connecting to your bank. Organize spending into flexible sheets for personal use, family, trips, or projects. Get clear insights into your spending patterns with customizable budgets and charts.

Highlights
  • Monthly expense tracking
  • Flexible budgeting sheets
  • Customizable tags and notes
  • Monthly and category budgets
  • Clear spending charts and insights
  • Light/dark mode
  • Data export
Features
Read full description

Talyo helps you plan your month, track expenses, and understand exactly where your money goes — without bank connections, ads, or unnecessary clutter. Organize your spending by month using flexible sheets for personal use, family budgets, trips, or side projects. Add expenses quickly, stay within budget, and get clear insights without feeling overwhelmed. With Talyo, you can: • Create separate sheets for personal, family, trips, or projects • Add expenses in seconds using tags, notes, and budgets • Set monthly and category budgets to stay on track • View clear charts to understand spending patterns and trends • Get useful insights instead of raw transaction dumps • Use light or dark mode and export your data anytime Talyo Pro Upgrade to Talyo Pro to unlock: • Unlimited sheets and custom tags • iCloud backup and sync across devices • Advanced charts, reports, and insights • Additional export options and customization • Access to all upcoming features Privacy-first. No bank connections. Your data stays yours. Privacy Policy: https://talyo.akramulislam.click/privacy.html Terms of Service: https://talyo.akramulislam.click/terms.html

Screenshots

FinTrace4 screens
Talyo4 screens

Verdict

The call

FinTrace and Talyo are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinTrace sells 3 in-app purchases, starting at $0.99 per month and Talyo sells 5 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
FinTrace versus Talyo: the parameters behind the verdict, then further details
ParameterFinTraceTalyo
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS18.017.6 — better
Further details — not scored
Size43 MB14 MB
Age rating12+4+
DeveloperStefanija StojanovaAkramul Islam

In-app purchases

3 purchases

FinTrace

Subscriptions2
  • Premium Monthly$0.991 Month
  • Premium Yearly7 Days trial$9.991 Year
One-time1
  • FinTrace Premium Lifetime$19.99
5 purchases

Talyo

Subscriptions2
  • Pro Monthly$3.991 Month
  • Pro Yearly$19.991 Year
One-time3
  • Pro Lifetime$49.99
  • Pro Lifetime Offer$49.99
  • Pro Lifetime$69.99

Questions

Is FinTrace free?
FinTrace is free to download, with in-app purchases available.
Is Talyo free?
Talyo is free to download, with in-app purchases available.
Do FinTrace or Talyo have ads?
Neither FinTrace nor Talyo shows ads.
Which is updated more often, FinTrace or Talyo?
FinTrace ships an update fortnightly, and Talyo fortnightly. Most recently, FinTrace was updated on November 5, 2026 and Talyo on October 30, 2026.

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