OleumBudget vs Spent

Stop just tracking your money. Start understanding your "why." OleumBudget is a native iOS budgeting app that pairs on-device Apple Intelligence with emotional insights, so you can see why you spend — not just what. Most apps treat you like a spreadsheet. We treat you like a human. Tag every purchase with how you felt and Oleum AI surfaces patterns like stress-spending on Thursdays or joy-investing after a good week. WHAT'S INSIDE • Emotion tagging on every transaction — happy, excited, neutral, anxious, regretful • On-device AI insights powered by Apple Intelligence, with a private cloud fallback • Optional automatic bank connection — secure, read-only, opt-in, and Premium-only • Weekly Recap: a story-style end-of-week review • Six widgets across Home Screen and Lock Screen • Savings goals, investment overviews (RRSP, TFSA, 401k), and tax-advantaged tracking • Siri Shortcuts: "Log expense in OleumBudget" • Face ID lock, iCloud sync, and Liquid Glass UI designed for iOS 26 PREMIUM Monthly or annual. Unlocks automatic bank connection, unlimited AI, full history, Monthly Statements, Market News, and investment tracking. PRIVACY Your data stays yours. Bank-grade encryption. Read-only access. We can never see your balance or move your money.

Spent is a privacy-focused expense tracker and budget planner that keeps all your financial data on your device — no accounts, no cloud, no data collection. EXPENSE TRACKING MADE SIMPLE • Log daily expenses, income, and transfers in seconds • Manage multiple accounts — Cash, Bank, Savings, Credit Card & more • Custom categories with icons and colors to organize your spending • Quick-add expenses via Back Tap, app icon shortcuts, or clipboard paste BUDGET PLANNER & SPENDING ALERTS • Set monthly budget goals — overall or per category • Get smart push notifications at 80% and 100% of your budget • Real-time budget progress bars on your dashboard • Never overspend again with daily spending check-ins RECEIPT SCANNER WITH OCR • Scan receipts using your camera or photo library • On-device text recognition extracts amount, merchant, and date automatically • No internet needed — all processing happens on your phone • Confidence indicators show extraction accuracy MONEY INSIGHTS & SPENDING ANALYSIS • Discover your spending personality — Saver, Balanced, Spender, or Impulse Buyer • Pattern detection reveals habits like Weekend Splurge and Late-Night Shopping • Monthly financial stories with animated recaps of your spending • Visual reports with charts, CSV export, and PDF generation CURRENCY CONVERTER & MULTI-CURRENCY • Convert between 80+ currencies with live exchange rates • Log transactions in foreign currencies with auto-conversion • Works offline with cached rates — perfect for travel TRIP EXPENSE SPLITTER • Create trips, add members, and log shared expenses • Split bills equally, by amount, or by percentage • Smart settle-up calculator shows minimum payments needed RECURRING TRANSACTIONS & SUBSCRIPTIONS • Automate daily, weekly, or monthly recurring expenses • Track all your subscriptions with renewal reminders • See your true monthly subscription burn rate at a glance FINANCIAL CALCULATORS • EMI Calculator with full amortization schedule • Interest Calculator — compare simple vs compound interest • Plan loans, fixed deposits, and investments LEARN PERSONAL FINANCE • 100 bite-sized financial literacy lessons across 5 levels • Swipeable card-based learning — Hook, Insight, Action Step & Takeaway • Progress tracking from Awareness to Investor Mindset SAVING GOALS • Set savings targets with deadlines • Track contributions and visualize progress • Stay motivated with projected completion dates PRIVACY & SECURITY • 100% offline — your financial data never leaves your device • Biometric lock — Face ID, Touch ID, or Fingerprint protection • No sign-up required — start tracking in seconds • No ads for premium users — one-time lifetime purchase DESIGNED FOR EVERYONE • Light, Dark, and System theme modes • Works beautifully on phones and tablets • Smart notifications — daily reminders, weekly insights, monthly reports • Export your data anytime — CSV, PDF, or visual charts Download Spent today and take control of your money — privately.