Jet Bank vs Buffer

YOUR BANK. IN YOUR PHONE. WITH ZERO FEES ON THE THINGS YOU DO EVERY DAY. Meet Jet Bank, the 100% digital bank built to make banking simpler, faster and more transparent. Open your account online in minutes and manage your money directly from the app. No branches. No waiting. No unnecessary banking fees. BANK FOR FREE Why pay for everyday banking when you don’t have to? With Jet Bank: • €0 account opening fee • €0 account maintenance fee • €0 virtual Mastercard issuance • €0 virtual Mastercard maintenance • €0 fees for card payments in Albania • €0 fees for card payments abroad • €0 fees for online card payments • €0 internal Jet transfers • First 5 domestic ATM withdrawals every month with €0 Jet Bank fee* More banking. Fewer fees. OPEN YOUR ACCOUNT IN MINUTES Forget paperwork and branch visits. Complete your onboarding digitally and start managing your money directly from your phone. SPEND ANYWHERE Pay in Albania, abroad or online with your Jet Mastercard. Add your card to Apple Wallet or Google Wallet and pay securely with your phone. Manage your card directly from the app, including card controls, limits and PIN settings. SEND MONEY, FAST Move money easily from your phone: • Transfers between your Jet accounts • Instant transfers between Jet Bank customers • Domestic transfers in ALL and EUR • SEPA transfers across Europe • SEPA Instant for eligible EUR payments • International transfers via SWIFT Eligible SEPA Instant payments can arrive within seconds, 24/7. SAVE AND EARN Make your money work harder. Open a Savings Account in ALL or EUR and earn interest on your savings. Create Jet Plans to separate money for what matters to you, whether it’s your next trip, monthly expenses or your future goals. YOUR MONEY, IN REAL TIME Know what’s happening with your money as it happens. Check your balances, transactions and account activity directly from the app and receive real-time notifications when money moves. Manage both ALL and EUR from one place. EXCHANGE CURRENCY IN THE APP Exchange currencies directly from your phone. See the exchange rate before you confirm, so you always know what you’re paying.

Buffer shows you what’s safe to spend before payday. Stop guessing. Stop stressing. Add your recurring bills, set your payday, and instantly see: • What’s left this pay cycle • What’s safe to spend per week • What’s safe to spend per day • Exactly where you are in your cycle Supports monthly and 4-weekly pay. Works with overdrafts. No bank connections. No accounts. No ads. Private by design. All data stays on your device. Built for people who just want clarity and control.