PayTracker vs Stash
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
PayTracker
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In a world filled with streaming services, software licenses, and monthly memberships, are you finding it difficult to keep track of all your subscriptions? Forgetting due dates or being surprised by unexpected charges can be frustrating and costly. It's time to regain control. PayTracker is a beautifully simple yet powerful app designed to help you manage all your recurring payments in one central place, so you can stay organized, avoid late fees, and understand exactly where your money is going. Effortless & Unified Tracking PayTracker streamlines the process of managing your subscriptions. Adding a new service is quick and intuitive. Whether you're billed daily, weekly, monthly, or annually, our flexible recurrence options have you covered. Set the name, amount, start date, and category, and let PayTracker do the rest. The appβs true power lies in its comprehensive multi-currency support. Do you subscribe to services in different currencies? No problem. Set your preferred base currency, and manually input your own exchange rates for precise tracking. The home screen dashboard provides an instant, at-a-glance summary of your total monthly and yearly expenses, all neatly converted into your base currency. This unified view gives you a clear and accurate picture of your financial commitments, eliminating the guesswork of currency conversion. If a rate is missing, the app will smartly notify you, ensuring your totals are always up-to-date. Stay Organized and Informed Never miss a payment again with our robust notification system. PayTracker allows you to set up customized reminders, alerting you days before a payment is due. You can configure the exact number of days in advance and the time of day you wish to be notified, giving you complete control over your alerts and ample time to prepare. Organization is key to financial clarity. With PayTracker, you can categorize your subscriptions to match your lifestyle. Create, rename, and reorder custom categories like "Entertainment," "Work," or "Utilities" to see how your spending is distributed. When a subscription is no longer needed, you can archive it to remove it from active totals while preserving its history, or delete it permanently. Dive deeper into your spending habits with powerful sorting and filtering tools. View only active subscriptions, filter by a specific category or currency, or search for a particular service by name or notes. You can sort your list by next due date, name, amount, or creation date, making it easy to find the information you need, when you need it. The detailed view for each subscription provides a preview of upcoming payments, including the number of occurrences and total cost for the current month and year. Clean Design and Intuitive Experience We believe that managing your finances should be a pleasant experience. PayTracker features a clean, modern, and intuitive interface that is easy to navigate from the moment you open it. The design focuses on clarity and simplicity, ensuring your financial data is easy to read and understand. To make the app truly yours, choose between a sleek dark mode, a crisp light mode, or have it automatically match your system's appearance settings. PayTracker Pro: Unlock Your Full Potential Get started with PayTracker for free and manage up to 4 active subscriptions to see how it can simplify your life. When you're ready to take full control, upgrade to PayTracker Pro. The Pro version unlocks the ability to track unlimited subscriptions, giving you the freedom to manage every single one of your recurring payments without restriction. Itβs a simple purchase to support ongoing development and unlock the app's full potential, helping you become a master of your financial domain. Privacy Policy: https://nkmr35.github.io/privacy_paytracker_en.html Terms of Use: https://nkmr35.github.io/terms_paytracker_en.html
Stash
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Stash turns the things you want into savings goals you actually reach β with a progress bar that fills up as you go. Add a wish, set how much it costs, and start putting money aside. Every deposit moves the bar and brings the reward closer. See it fill up Each goal shows what you've saved as a clear progress bar, with the amount front and center. One look and you know how close you are. Every deposit counts Log what you put aside, whenever you save. Stash keeps the full history, so your momentum is always in view. Know your pace Insights show how fast you're saving, your balance over time, and when you'll reach each goal at your real pace. Gentle reminders Get a nudge to keep saving β weekly, every two weeks, or monthly, at the time you choose. Always in sight Home screen widgets keep your closest goal and its progress one glance away. Make it yours Give every wish its own icon and color. Pick a deadline if it has one, or just save at your own pace. Your data stays yours No ads. No bank linking. No account, no tracking. Your goals stay private on your device β and with Premium, back up to your own iCloud, never to us. Stash Premium Go unlimited: as many goals as you want, full insights and projections, saving reminders, iCloud sync, premium widgets, and every color. Start with a 7-day free trial, monthly or yearly. Start today. Save for what you want, and watch it fill up. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://randydelgado.github.io/stash-site/privacy.html
Screenshots
Verdict
The clearest difference is ads: Stash at none against PayTracker's shown. Stash also leads on update cadence (every 2 days vs every 10 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. PayTracker sells 2 in-app purchases, starting at $1.99 per month and Stash sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
PayTracker ships an update every 10 days, Stash every 2 days. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.
| Parameter | PayTracker | Stash |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days | Every 2 days β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad β better |
| Requires iOS | 17.0 | 17.0 |
| Further details β not scored | ||
| Size | 6 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Hiroto Nakamura | Randy Delgado |
In-app purchases
PayTracker
- PayTracker Pro (Monthly)$1.991 Month
- PayTracker Pro (Annual)3 Days trial$17.991 Year
Stash
- Stash Premium (Monthly)$1.991 Month
- Stash Premium (Yearly)7 Days trial$9.991 Year









