Budget Tracker vs Expensa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Tracker
Effortlessly track expenses, manage subscriptions, and stay within budget using AI-powered receipt scanning. This private finance manager offers multi-currency support and shared bill features without requiring bank logins.
- AI-powered receipt scanning
- Expense and income tracking
- Subscription and bill management
- Budgeting and savings goals
- Multi-currency support
- Shared bills and projects
- Offline functionality
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Track every expense, stay on budget and see each subscription before it renews. Walletee is a private budget tracker for real life: multiple wallets, any currency, receipts and shared bills, with no bank login needed. Snap a receipt and AI fills in the amount, merchant, date, category and wallet for you. Or scan it on your device, offline. ANALYZE RECEIPTS WITH AI • Take or pick a photo of a receipt, an invoice or a payment screen from your bank app, and Walletee fills in the expense • Reads receipts in many languages and suggests the right wallet and category • Prefer to stay on device? Scan receipt works offline • Add up to 5 receipts at once, share one from any app, or start a scan from the app icon • Your receipt photo isn't used to train AI, and you can turn AI receipt analysis off anytime in Settings TRACK EVERY EXPENSE IN SECONDS • Log expenses, income and transfers in a few taps, or save templates for the ones you repeat • Transfers show as one item with fees included; tap to see both wallets side by side • Record refunds and receipt items so every balance stays exact • Pick dates fast with the new calendar • Search your History and filter by wallet, type or category SUBSCRIPTIONS & BILLS • Every subscription in one place: next billing date and how much each one has cost you so far • Billing cycles from weekly to yearly, or your own • Bill reminders 2 days before a subscription renews • Credit card bills: card balance, what to pay now and when it's due • Split big purchases into installments BUDGETS, SAFE TO SPEND & SAVINGS GOALS • Set budgets and get alerts at 80% and 100% • Safe to Spend shows what you can spend, with your savings goals set aside • Create savings goals and watch your progress MULTI-CURRENCY, DONE RIGHT • Spend in any currency and keep the amount your bank actually charged • Daily exchange rates and one base currency for every report • Made for travel, expats and anyone paid in more than one currency SPLIT BILLS, LOANS & PROJECTS • Split a bill equally, by amount, %, shares or by item, with tax, tip and discount • Projects for trips, households and events, shared with the people involved • See who owes whom and settle up in a tap • Loan and repayment details show what's owed now, in each currency CLEAR ANALYTICS & WIDGETS • Charts by category, category group or wallet, for any date range • A dashboard you arrange: Balance, Earned vs Spent, Currency Rates, Safe to Spend • Home Screen widgets for spending by category, budget progress and quick add PRIVATE BY DESIGN • Local-first: your data lives on your device • Log expenses, budget and scan receipts offline. AI analysis, sync and backup need a connection • Optional Sign in with Apple or Google to back up and sync across your devices • Light and Dark mode, available in 20 languages Walletee is free to download. Premium, as a monthly or yearly subscription or a one-time Lifetime purchase, unlocks everything: unlimited wallets and budgets, full analytics history, filters and more AI scans each month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/wallet-finance-tracker/
Expensa
Track expenses privately without linking bank accounts. This app automatically logs card taps via Shortcuts and uses AI to build budgets. It supports over 150 currencies and syncs securely via iCloud.
- Automatic transaction logging via Shortcuts
- AI-powered budget creation
- Supports 150+ currencies
- Private iCloud sync
- Separate wallets for different budgets
- Recurring transaction tracking
- Data import/export
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Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html
Screenshots
Verdict
The clearest difference is rating: Budget Tracker at 5.0 against Expensa's 3.9. Budget Tracker also leads on update cadence (every 5 days vs every 11 days). Expensa's advantage is ratings volume (10 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Tracker sells 4 in-app purchases, starting at $2.99 per month and Expensa sells 7 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Tracker holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 3 and 10 respectively.
Budget Tracker ships an update every 5 days, Expensa every 11 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.
| Parameter | Budget Tracker | Expensa |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | 3.9 (10 ratings) |
| Positive reviews | — | 77.8% of reviews |
| Number of ratings | 3 | 10 — better |
| Update frequency | Every 5 days — better | Every 11 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 121 MB | 95 MB |
| Age rating | 4+ | +4 |
| Developer | Serhii Hryn | Andrii Sereda |
Customer experience
Budget Tracker
Expensa
In-app purchases
Budget Tracker
- Wallet Premium Monthly3 Days trial$2.991 Month
- Wallet Premium Yearly3 Days trial$17.991 Year
- Family$29.991 Year
- Wallet Premium Lifetime$49.99
Expensa
- Expensa PRO Monthly14 Days trial$4.991 Month
- Expensa PRO Yearly14 Days trial$39.991 Year
- 1 Espresso$0.99
- 2 Espressos$1.99
- 4 Espressos$4.99
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- 10 Espressos$9.99
- Expensa Pro Lifetime$79.99






