Comparison

Finote vs Budget+ | Co

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finote

This app helps you manage your finances by tracking expenses and setting budget goals. It also reminds you of important dates like birthdays and anniversaries, all within a calming interface.

Highlights
  • Smart expense tracking
  • Budget goal setting
  • Anniversary and birthday reminders
  • Visual spending reports
  • PDF export and sharing
  • Local data storage
Features
Read full description

Finote is a simple expense tracker and budget planner designed to help you understand your spending and stay on budget — while never forgetting important dates. More than just a finance app, Finote combines daily expense tracking with thoughtful anniversary reminders, helping you stay organized in both money and moments. With its soft lavender interface, Finote brings calm and clarity to your daily finances and life routines. Key Features Smart Expense Tracking – Quickly log income and expenses to keep a clear view of your spending and budget. Budget Goals – Set spending limits and receive gentle reminders to stay mindful and in control. Anniversary & Birthday Reminders – Remember birthdays, anniversaries, and meaningful dates so you never miss a special moment. Visual Reports – Automatically generate weekly, monthly, and yearly summaries to understand your spending patterns. PDF Export & Sharing – Export your expense reports as PDFs to save or share your bills anytime. Local Storage – Your data stays on your device only, private and secure. Finote makes tracking expenses feel warm and human — not just about numbers, but about capturing life’s little joys. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget+ | Co

Features
Read full description

● Easy to use, track your expenses anytime Neat UI, record your income and expenses within 5 seconds. Offline support, sync automatically when you have the connection. ● Change the color tones, and change your mood There are various color palettes to use, or you can build your own! Share the palette that you built with your friends! ● Sign-in with social media Apple, Google authentication, sign in with a few clicks. ● Invite your fellows to track with you Share the link to invite your friends and family. You can track your expenses together, anywhere, anytime. ● Categorize your spending in multiple accounting books Separate accounting books by everyday life, traveling, dreams fund, etc. Organize your budget, and get the key to financial freedom! ● View your earnings and expenses in a tidy form Group the records by categories, and view the stats at a glance. ● Download your financial report in one click Customize the period, and download your report to view in Excel. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Finote4 screens
Budget+ | Co4 screens

Verdict

The call

The clearest difference is ads: Finote at none against Budget+ | Co's shown. Budget+ | Co's advantage is update cadence (weekly vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finote sells 7 in-app purchases, starting at $1.99 per month and Budget+ | Co sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finote ships an update every 2 weeks, Budget+ | Co weekly. The most recent releases landed on October 5, 2026 and October 1, 2026 respectively.

Scorecard2 real differences · 8 level
Finote versus Budget+ | Co: the parameters behind the verdict, then further details
ParameterFinoteBudget+ | Co
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeksWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.6 — better
Further details — not scored
Size18 MB95 MB
Age rating4+4+
Developer华 郑Kevin Chiu

In-app purchases

7 purchases

Finote

Subscriptions4
  • monthly$1.991 Month
  • Monthly$6.991 Month
  • Yearly$6.991 Year
Show 1 more
  • Yearly$29.991 Year
One-time3
  • Lifetime Membership$2.99
  • Lifetime Premium$12.99
  • Lifetime Premium$49.99
5 purchases

Budget+ | Co

Subscriptions3
  • Budget+ Premium$1.991 Month
  • Budget+ Premium7 Days trial$14.991 Year
  • Budget+ Premium1 Year trial$14.991 Year
One-time2
  • Budget+ Premium$19.99
  • Budget+ Premium$29.99

Questions

Is Finote free?
Finote is free to download, with in-app purchases available.
Is Budget+ | Co free?
Budget+ | Co is free to download, with in-app purchases available.
Do Finote or Budget+ | Co have ads?
Budget+ | Co shows ads; Finote does not.
Which is updated more often, Finote or Budget+ | Co?
Finote ships an update every 2 weeks, and Budget+ | Co weekly. Most recently, Finote was updated on October 5, 2026 and Budget+ | Co on October 1, 2026.

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