Comparison

Finote vs 割ペイ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finote

This app helps you manage your finances by tracking expenses and setting budget goals. It also reminds you of important dates like birthdays and anniversaries, all within a calming interface.

Highlights
  • Smart expense tracking
  • Budget goal setting
  • Anniversary and birthday reminders
  • Visual spending reports
  • PDF export and sharing
  • Local data storage
Features
Read full description

Finote is a simple expense tracker and budget planner designed to help you understand your spending and stay on budget — while never forgetting important dates. More than just a finance app, Finote combines daily expense tracking with thoughtful anniversary reminders, helping you stay organized in both money and moments. With its soft lavender interface, Finote brings calm and clarity to your daily finances and life routines. Key Features Smart Expense Tracking – Quickly log income and expenses to keep a clear view of your spending and budget. Budget Goals – Set spending limits and receive gentle reminders to stay mindful and in control. Anniversary & Birthday Reminders – Remember birthdays, anniversaries, and meaningful dates so you never miss a special moment. Visual Reports – Automatically generate weekly, monthly, and yearly summaries to understand your spending patterns. PDF Export & Sharing – Export your expense reports as PDFs to save or share your bills anytime. Local Storage – Your data stays on your device only, private and secure. Finote makes tracking expenses feel warm and human — not just about numbers, but about capturing life’s little joys. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

割ペイ

Features
Read full description

「割ペイ」は、家族・恋人・友人との継続的なお金のやり取りを、シンプルに記録して精算できる割り勘アプリです。 ■ こんな方におすすめ ・友人や家族との旅行で、立替が何度も発生する ・ルームシェアや同棲で、家賃や光熱費を毎月分け合っている ・家族や恋人との日常的なお金のやり取りを、あとで揉めないよう記録しておきたい ・複数の通貨が混ざる海外旅行の精算が面倒 ■ 主な機能 ・グループを作って支出を記録するだけで、誰が誰にいくら払えばいいかを自動計算 ・送金の回数が最も少なくなるよう自動で最適化 ・複数通貨に対応(支出ごとの為替レートを記録し、円換算で集計) ・毎月かかる支出(家賃・光熱費・サブスクなど)は定期支払いとして自動追加 ・均等割りだけでなく、1人ずつ金額を指定した個別按分にも対応 ・カテゴリ別・メンバー別の内訳をグラフで確認できる分析機能 ・招待リンクを送るだけで参加OK。アカウント登録は不要 ・PayPayなど送金アプリへのワンタップ連携 ■ プレミアムプラン(月額・年額) ・作成できるグループ数が無制限に ・広告を非表示 ・ダークモードに対応 ・ホームのグループ表示順を自由に並び替え可能 ・グループからのメンバー削除 無料プランでは、作成できるグループは累計2件までです(削除しても件数は戻りません)。メンバー・通貨・支出の数と、機種変更時のデータ引き継ぎは無料でも制限なくご利用いただけます。 家族や友人とのお金のやりとりを、もっとシンプルに。 ■ プレミアムプラン(自動更新サブスクリプション)について ・PRO(月額)/PRO(年額)の2種類です。各プランの価格と期間はアプリ内のプレミアム画面に表示されます。 ・お支払いは購入確定時にApple IDアカウントに請求されます。 ・期間終了の24時間前までに自動更新をオフにしない限り、同じ期間・同じ料金で自動更新されます。 ・購入後はApp Storeのアカウント設定からいつでも管理・解約できます。 利用規約(EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ プライバシーポリシー: https://warikan-bu.web.app/privacy.html

Screenshots

Finote4 screens
割ペイ4 screens

Verdict

The call

The clearest difference is ads: Finote at none against 割ペイ's shown. 割ペイ's advantage is update cadence (every 4 days vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finote sells 7 in-app purchases, starting at $1.99 per month and 割ペイ sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finote ships an update every 2 weeks, 割ペイ every 4 days. The most recent releases landed on October 22, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
Finote versus 割ペイ: the parameters behind the verdict, then further details
ParameterFinote割ペイ
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.4 — better
Further details — not scored
Size18 MB45 MB
Age rating4+4+
Developer华 郑manabu izumikawa

In-app purchases

7 purchases

Finote

Subscriptions4
  • monthly$1.991 Month
  • Monthly$6.991 Month
  • Yearly$6.991 Year
Show 1 more
  • Yearly$29.991 Year
One-time3
  • Lifetime Membership$2.99
  • Lifetime Premium$12.99
  • Lifetime Premium$49.99
2 purchases

割ペイ

Subscriptions2
  • プレミアム(月額)$1.991 Month
  • 割りペイ PRO$14.991 Year

Questions

Is Finote free?
Finote is free to download, with in-app purchases available.
Is 割ペイ free?
割ペイ is free to download, with in-app purchases available.
Do Finote or 割ペイ have ads?
割ペイ shows ads; Finote does not.
Which is updated more often, Finote or 割ペイ?
Finote ships an update every 2 weeks, and 割ペイ every 4 days. Most recently, Finote was updated on October 22, 2026 and 割ペイ on October 10, 2026.

Other comparisons