Comparison

Finote vs SpendNote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finote

This app helps you manage your finances by tracking expenses and setting budget goals. It also reminds you of important dates like birthdays and anniversaries, all within a calming interface.

Highlights
  • Smart expense tracking
  • Budget goal setting
  • Anniversary and birthday reminders
  • Visual spending reports
  • PDF export and sharing
  • Local data storage
Features
Read full description

Finote is a simple expense tracker and budget planner designed to help you understand your spending and stay on budget — while never forgetting important dates. More than just a finance app, Finote combines daily expense tracking with thoughtful anniversary reminders, helping you stay organized in both money and moments. With its soft lavender interface, Finote brings calm and clarity to your daily finances and life routines. Key Features Smart Expense Tracking – Quickly log income and expenses to keep a clear view of your spending and budget. Budget Goals – Set spending limits and receive gentle reminders to stay mindful and in control. Anniversary & Birthday Reminders – Remember birthdays, anniversaries, and meaningful dates so you never miss a special moment. Visual Reports – Automatically generate weekly, monthly, and yearly summaries to understand your spending patterns. PDF Export & Sharing – Export your expense reports as PDFs to save or share your bills anytime. Local Storage – Your data stays on your device only, private and secure. Finote makes tracking expenses feel warm and human — not just about numbers, but about capturing life’s little joys. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SpendNote

Features
Read full description

Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Finote4 screens
SpendNote4 screens

Verdict

The call

The clearest difference is update cadence: SpendNote at every 3 days against Finote's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finote sells 7 in-app purchases, starting at $1.99 per month and SpendNote sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finote ships an update every 2 weeks, SpendNote every 3 days. The most recent releases landed on October 22, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
Finote versus SpendNote: the parameters behind the verdict, then further details
ParameterFinoteSpendNote
PriceFreeFree
Rating3.7 (3 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings3 — better—
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size18 MB4 MB
Age rating4+4+
Developer华 郑焕为 叶

In-app purchases

7 purchases

Finote

Subscriptions4
  • monthly$1.991 Month
  • Monthly$6.991 Month
  • Yearly$6.991 Year
Show 1 more
  • Yearly$29.991 Year
One-time3
  • Lifetime Membership$2.99
  • Lifetime Premium$12.99
  • Lifetime Premium$49.99
2 purchases

SpendNote

Subscriptions2
  • SpendNote Pro Monthly7 Days trial$2.991 Month
  • SpendNote Pro Yearly7 Days trial$19.991 Year

Questions

Is Finote free?
Finote is free to download, with in-app purchases available.
Is SpendNote free?
SpendNote is free to download, with in-app purchases available.
Do Finote or SpendNote have ads?
Neither Finote nor SpendNote shows ads.
Which is updated more often, Finote or SpendNote?
Finote ships an update every 2 weeks, and SpendNote every 3 days. Most recently, Finote was updated on October 22, 2026 and SpendNote on October 14, 2026.

Other comparisons