eFinancesOS vs Ovlo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eFinancesOS
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eFinancesOS helps you manage your expenses, budgets, and subscriptions in a simple and smart way. Track your accounts, analyze your transactions, and take control of your personal finances. Key Features: • Track income and expenses easily • Manage multiple accounts • Set budgets and financial goals • Track subscriptions and loans • View detailed statistics and charts • Secure local storage with biometric protection • Multi-language support (French, English, Arabic) • Cloud sync available (Premium) Simple, secure, and designed to help you achieve your financial goals.
Ovlo
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Ovlo is the expense tracker and budget app that keeps your spending, shared bills and credit card installments in one place. SPLIT BILLS & SHARED BUDGET Create a shared budget with your partner, family or roommates. Split expenses and see who owes what at a glance — the perfect budget app for couples. RECEIPT SCANNER Snap a photo of a receipt and the expense is added automatically. INSTALLMENT & CREDIT CARD TRACKER Track credit card payments and installments. See how many payments are left and your total balance. AI BUDGET INSIGHTS Ask the AI about your spending and get savings tips and a monthly summary instantly. SPENDING TRACKER & BUDGET PLANNER Categorize daily expenses, set a monthly budget, track savings goals and see where your money goes with clear charts. Ovlo is your personal finance tracker and money manager — simple, fast and smart. Ovlo Premium is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://appelux.com/apps/ovlo/premium-terms Privacy Policy: https://appelux.com/apps/ovlo/privacy-policy
Screenshots
Verdict
The clearest difference is in-app purchases: eFinancesOS at none against Ovlo's 2. eFinancesOS also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.1). Ovlo's advantage is update cadence (every 2 weeks vs every 2 months) and device support (4 vs 2). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ovlo sells 2 in-app purchases, starting at $2.99 per month. eFinancesOS asks for nothing beyond the download.
eFinancesOS ships an update every 2 months, Ovlo every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | eFinancesOS | Ovlo |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 37 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Dramane Ouattara | Yigit Bozyaka |
In-app purchases
eFinancesOS
No in-app purchases
Ovlo
- Ovlo Premium7 Days trial$2.991 Month
- Ovlo Premium7 Days trial$29.991 Year









