Comparison

eFinancesOS vs Puff

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

eFinancesOS

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eFinancesOS helps you manage your expenses, budgets, and subscriptions in a simple and smart way. Track your accounts, analyze your transactions, and take control of your personal finances. Key Features: โ€ข Track income and expenses easily โ€ข Manage multiple accounts โ€ข Set budgets and financial goals โ€ข Track subscriptions and loans โ€ข View detailed statistics and charts โ€ข Secure local storage with biometric protection โ€ข Multi-language support (French, English, Arabic) โ€ข Cloud sync available (Premium) Simple, secure, and designed to help you achieve your financial goals.

About

Puff

Effortlessly track your spending by speaking, typing, or using your smartwatch. This app automatically categorizes expenses and integrates them into your budgets, offering quick summaries and multi-currency support.

Highlights
  • Voice expense recording
  • Create trip and personal budgets
  • Split shared costs
  • Multi-currency tracking
  • Spending summaries and charts
  • Log expenses from iPhone and Apple Watch
Features
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Puff helps you capture expenses before you forget them. Speak an expense, type it, or add it from your Apple Watch. Puff figures out the amount, category, and currency, then drops it into the right budget. Use Puff for: - travel budgets - everyday spending - shared trips with friends and family - quick summaries by category, person, and day What you can do: - record expenses with your voice - create trip budgets and personal budgets - split shared costs with friends and family - track spending in multiple currencies - review totals and charts in one place - log expenses from iPhone, Apple Watch, and widget Start free. Pro unlocks unlimited budgets and more flexibility. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

eFinancesOS4 screens
Puff4 screens

Verdict

The call

The clearest difference is in-app purchases: eFinancesOS at none against Puff's 3. eFinancesOS also leads on iOS requirement (13.0 vs 18.0). Puff's advantage is update cadence (monthly vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Puff sells 3 in-app purchases, starting at $4.99 per month. eFinancesOS asks for nothing beyond the download.

UpkeepUpdate frequency

eFinancesOS ships an update every 2 months, Puff monthly. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard3 real differences ยท 5 level
eFinancesOS versus Puff: the parameters behind the verdict, then further details
ParametereFinancesOSPuff
PriceFreeFree
Positive reviewsโ€”0.0% of reviews
Update frequencyEvery 2 monthsMonthly โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
Monetizationโ€”Freemium
DevicesiPhone, iPodiPhone, Apple Watch
Requires iOS13.0 โ€” better18.0
Further details โ€” not scored
Size37 MB144 MB
Age rating4+4+
DeveloperDramane OuattaraKirill Shumakov

In-app purchases

None

eFinancesOS

No in-app purchases

3 purchases

Puff

Subscriptions3
  • Pro Monthly3 Days trial$4.991 Month
  • Pro3 Days trial$5.997 Days
  • Pro Yearly โ€” Save 87%$39.991 Year

Questions

Is eFinancesOS free?
eFinancesOS is free to download, with no in-app purchases.
Is Puff free?
Puff is free to download, with in-app purchases available.
Do eFinancesOS or Puff have ads?
Neither eFinancesOS nor Puff shows ads.
Which is updated more often, eFinancesOS or Puff?
eFinancesOS ships an update every 2 months, and Puff monthly. Most recently, eFinancesOS was updated on October 25, 2026 and Puff on October 31, 2026.

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