Comparison

Overtime Live vs Subcut

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Overtime Live

Track your earnings in real-time directly on your iPhone Lock Screen. This app visualizes your pay, overtime, and take-home pay after estimated taxes. It helps manage complex pay structures and plan your schedule.

Highlights
  • Live earnings on Lock Screen
  • Real-time pay calculation
  • Take-home pay estimator
  • Overtime and unsocial hours tracking
  • Rota planning and calendar sync
  • Shift insights and goal tracking
  • Data export (CSV)
Features
Read full description

Start your shift and watch your pay climb in real time, right on your iPhone Lock Screen. Overtime Live turns every extra hour into live earnings, countdowns and satisfying stats. Free, no subscription, no sign-up. YOUR EARNINGS, LIVE ON THE LOCK SCREEN The moment you start a shift, a Live Activity shows your pay ticking up and the time left, without opening the app. On iPhone 14 Pro and later it appears in the Dynamic Island too. WATCH YOUR PAY TICK UP Enter your hourly rate and Overtime Live counts your earnings up second by second, with overtime tracked separately from regular hours. KNOW YOUR REAL TAKE-HOME PAY See past the gross figure. A built-in tax and take-home estimator and an on-screen Take Home Pay card show what you actually keep, so you know exactly what an overtime shift is worth after tax. Set your pay period to weekly, fortnightly, monthly or a custom date and track every payday. BUILT FOR SHIFT WORKERS Handle the pay that office apps ignore: overtime multipliers (Time and a Third, Time and a Half, Double), unsocial hours enhancements, on-call days with separate call-out pay, and custom rates for any arrangement. Add expenses to any shift and attach photos like receipts to keep your records in one place. PLAN YOUR ROTA Plan with month, week, day and agenda views. Build your shift pattern once and let the app fill in weeks or months ahead, warn about overlaps and export your schedule. Sync shifts to your iPhone calendar and get a notification the moment a shift starts. INSIGHTS, STATS & GOALS See clear patterns across your hours, pay and goals, explore a 12-month activity heatmap and use the What-If calculator to model extra shifts. On compatible iPhones, optional Apple Intelligence creates a short personalised briefing on-device. Standard insights remain available at all times. Track total earnings, hours and averages, set a yearly goal and unlock achievements as your shifts add up. YOUR DATA, YOUR WAY Your shift, pay and goal data stays on your device. Optional iCloud backup uses your personal iCloud account, and Apple Intelligence briefings run on-device. Export your full hours and pay history as CSV or monthly PDF anytime for tax returns or bookkeeping. It is your data. FREE. NO SUBSCRIPTION. NO ADS IN THE WAY. Core features are free, with a one-time No Ads unlock if you want it. No monthly fee, no paywall on the things that matter. WHO IT'S FOR Nurses, doctors and carers. Police, paramedics and firefighters. Retail, hospitality and warehouse staff. Security, delivery drivers and gig workers. Anyone paid by the hour who wants to see what their time is really worth. Available in English, German and Spanish. Download Overtime Live and make every hour count.

About

Subcut

Effortlessly track all your recurring expenses, from streaming services to software subscriptions. Get smart reminders before you're charged, visualize your bills on a calendar, and receive guided help to cancel unwanted services, saving you money.

Highlights
  • Subscription tracking
  • Bill reminders
  • Free-trial alerts
  • Visual bill calendar
  • Guided cancellation
  • Automatic import
  • Offline functionality
Features
Read full description

Most people are paying for subscriptions they forgot they had. Subcut helps you find them, then cancel the ones you do not want. Scan a bank or credit card statement and Subcut surfaces the recurring charges hiding inside it. The free trial that quietly started billing. The app you stopped opening months ago. The service you meant to cancel and never did. You see exactly what you are paying, and what it adds up to over a year. Find Forgotten Subscriptions • Bank statement import (CSV and PDF): upload a statement and Subcut picks out the recurring charges in about a minute • Email import (Gmail): scan receipts and confirmation emails to detect services automatically • App Store import: pull in your Apple subscriptions instantly • No manual typing, no guessing How import works: your statement or receipts are sent to a secure service that reads them to find recurring charges. They are used only to detect your subscriptions, and are never sold or shared. See Everything in One Calendar • Monthly calendar of every upcoming bill • Tap any day to see what is due • Color-coded categories • Automatic monthly and yearly totals Know what you pay, when you pay, and how much it really costs. Reminders Before You Get Charged • Alerts before each billing date • Free-trial ending warnings so you can cancel in time • Custom reminder timing • Snooze or turn off per subscription Cancel, With Guidance Subcut helps you actually cancel, not just track. • Step-by-step cancellation instructions • Website links, email templates, and phone numbers • Difficulty rating and estimated time • Savings tracked after you cancel Keep Everything Organized For every subscription you can store the name and icon, price and currency, billing cycle, category, notes, cancellation link, and trial status. Categories include Entertainment, Music, Productivity, Cloud, Gaming, Finance, Fitness, Education, Shopping, Utilities, and more. Understand Your Spending • Monthly and yearly totals • Monthly equivalent for annual plans • History of archived subscriptions • A running total of what you have saved by cancelling Privacy • No account required to start • Your subscription data is stored on your device, with optional iCloud sync • Face ID and Touch ID lock • No ads, no third-party tracking, no selling your data The app works offline for tracking and managing your subscriptions. Import needs a connection, because it reads your statements to find charges. Export Anytime Export to CSV or JSON for spreadsheets and budgeting tools. Subcut Pro • Unlimited subscriptions • Bank statement import • Data export • Custom notification timing • Priority support Free users can track up to 5 subscriptions. Terms of Use (EULA): https://subcut.xyz/terms Privacy Policy: https://subcut.xyz/privacy

Screenshots

Overtime Live4 screens
Subcut4 screens

Verdict

The call

The clearest difference is ratings volume: Subcut at 18 against Overtime Live's 4. Overtime Live's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 17.0). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Overtime Live sells 1 one-off in-app purchase and Subcut sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Overtime Live against 4.9 for Subcut. Both are backed by a comparable volume of ratings — 4 and 18 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Overtime Live ships an update every 10 days, Subcut every 6 days. The most recent releases landed on August 20, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 7 level
Overtime Live versus Subcut: the parameters behind the verdict, then further details
ParameterOvertime LiveSubcut
PriceFreeFree
Rating5.0 (4 ratings) — better4.9 (18 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings418 — better
Update frequencyEvery 10 daysEvery 6 days — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.6 — better17.0
Further details — not scored
Size60 MB29 MB
Age rating4+4+
DeveloperAndy MesaShrenik Choudhary

Customer experience

Overtime Live

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Subcut

All ratings18 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Overtime Live

One-time1
  • No Ads$0.99
3 purchases

Subcut

Subscriptions2
  • Subcut Pro - Monthly$4.991 Month
  • Subcut Pro - Yearly$14.991 Year
One-time1
  • Subcut Pro - LIFETIME$24.99

Questions

Is Overtime Live free?
Overtime Live is free to download, with in-app purchases available.
Is Subcut free?
Subcut is free to download, with in-app purchases available.
Which has better reviews, Overtime Live or Subcut?
Overtime Live is rated higher. Overtime Live averages 5.0 out of 5 from 4 ratings, while Subcut averages 4.9 from 18 ratings.
Do Overtime Live or Subcut have ads?
Both Overtime Live and Subcut show ads.
Which is updated more often, Overtime Live or Subcut?
Overtime Live ships an update every 10 days, and Subcut every 6 days. Most recently, Overtime Live was updated on August 20, 2026 and Subcut on September 30, 2026.

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