Ledger vs Bills Copilot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ledger
This finance app helps investors understand their true investment performance by tracking gains and losses for each position. It focuses on simplicity, showing your holdings, current values, and performance without unnecessary distractions. All data is stored locally for enhanced privacy and security.
- Track multiple holdings with purchase prices
- Calculate total position value and gain/loss
- View portfolio-wide performance
- Monitor daily changes in dollars and percentages
- Home Screen and Lock Screen widgets
- Face ID or passcode protection
- Local data storage for privacy
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Track Your Portfolio the Right Way Ledger helps you understand your actual investment performance. Unlike apps that only show stock prices, Ledger tracks your real gains and losses for each position in your portfolio. What Makes Ledger Different Most portfolio apps show you what a stock costs today. Ledger shows you how much you've actually made or lost. Enter your purchase price and number of shares for each holding, and Ledger calculates your total position value, gain or loss in dollars, and percentage return. Simple and Focused Ledger presents your portfolio with a straightforward design. No overwhelming charts, no unnecessary features, no distractions. Just your holdings, their current values, and your performance—exactly what you need to understand how your investments are doing. Key Features • Track multiple holdings with purchase prices and share counts • See total position value and gain/loss for each holding • View portfolio-wide performance at a glance • Monitor daily changes in both dollars and percentages • Access your portfolio summary from your Home Screen and Lock Screen with widgets • Secure your data with Face ID or passcode protection • All data stored locally on your device—your information stays private Perfect For Ledger is designed for investors who own multiple lots of stocks and want to track their actual performance. Whether you bought shares at different prices over time or want to see how each position is performing, Ledger gives you the clarity you need. Privacy First Your portfolio data never leaves your device. No accounts, no cloud sync, no data collection. Everything is stored locally and protected with biometric authentication. Start tracking your portfolio performance today.
Bills Copilot
Organize your bills, get timely reminders for due dates, and maintain a clear record of your payments. This app allows you to track unlimited bills with customizable schedules and payment history.
- Track unlimited bills
- Customizable bill schedules
- Optional payment reminders
- Mark bills as paid
- Payment history tracking
- Calendar view
- Spending statistics
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Know what's due. Know what's left. Bills Copilot helps you keep track of your bills and plan around payday. Add your bills and, if you want, add when you normally get paid. Bills Copilot will show you what's due before your next payday and what you expect to have left after your bills. Plan around payday See which bills are due before your next payday, how much you expect to get paid, and what you expect to have left afterward. Adding income is optional. You can still use Bills Copilot as a simple bill tracker without it. Pay a bill all at once or a little at a time Record what you actually paid. If you only paid part of a bill, Bills Copilot keeps track of what's still left. Paycheck different this time? You can adjust an upcoming paycheck or record what you actually received without changing what you normally expect to get paid. See what's coming Use the calendar to see your bills and paydays together. Understand where your money went Insights lets you look at your bills by category and compare what you expected to pay with the payments you actually recorded. Stay ahead of due dates Set reminders for your bills and optional payday notifications. No bank connection required Bills Copilot doesn't need access to your bank account, and you don't need to create an account to use it. You also get recurring bills, payment history, autopay tracking, multiple income schedules, monthly planning, search and filters, backup and restore, CSV export, and Light and Dark Mode. Bills Copilot isn't trying to replace your bank or become a complicated budgeting app. It helps you answer two simple questions: What's due? And what's expected to be left?
Screenshots
Verdict
The clearest difference is rating: Bills Copilot at 5.0 against Ledger's 1.0. Bills Copilot also leads on ratings volume (4 vs 1). Ledger's advantage is update cadence (daily vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bills Copilot holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
Ledger ships an update daily, Bills Copilot every 2 weeks. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.
| Parameter | Ledger | Bills Copilot |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 | 4 — better |
| Update frequency | Daily — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 26.0 | 26.0 |
| Further details — not scored | ||
| Size | 2 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Landen Crews | Gabriel Sanchez |
Customer experience
Ledger
Bills Copilot
In-app purchases
Ledger
No in-app purchases
Bills Copilot
No in-app purchases









