Comparison

Ledger vs Bills Copilot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ledger

This finance app helps investors understand their true investment performance by tracking gains and losses for each position. It focuses on simplicity, showing your holdings, current values, and performance without unnecessary distractions. All data is stored locally for enhanced privacy and security.

Highlights
  • Track multiple holdings with purchase prices
  • Calculate total position value and gain/loss
  • View portfolio-wide performance
  • Monitor daily changes in dollars and percentages
  • Home Screen and Lock Screen widgets
  • Face ID or passcode protection
  • Local data storage for privacy
Features
Read full description

Track Your Portfolio the Right Way Ledger helps you understand your actual investment performance. Unlike apps that only show stock prices, Ledger tracks your real gains and losses for each position in your portfolio. What Makes Ledger Different Most portfolio apps show you what a stock costs today. Ledger shows you how much you've actually made or lost. Enter your purchase price and number of shares for each holding, and Ledger calculates your total position value, gain or loss in dollars, and percentage return. Simple and Focused Ledger presents your portfolio with a straightforward design. No overwhelming charts, no unnecessary features, no distractions. Just your holdings, their current values, and your performance—exactly what you need to understand how your investments are doing. Key Features • Track multiple holdings with purchase prices and share counts • See total position value and gain/loss for each holding • View portfolio-wide performance at a glance • Monitor daily changes in both dollars and percentages • Access your portfolio summary from your Home Screen and Lock Screen with widgets • Secure your data with Face ID or passcode protection • All data stored locally on your device—your information stays private Perfect For Ledger is designed for investors who own multiple lots of stocks and want to track their actual performance. Whether you bought shares at different prices over time or want to see how each position is performing, Ledger gives you the clarity you need. Privacy First Your portfolio data never leaves your device. No accounts, no cloud sync, no data collection. Everything is stored locally and protected with biometric authentication. Start tracking your portfolio performance today.

About

Bills Copilot

Organize your bills, get timely reminders for due dates, and maintain a clear record of your payments. This app allows you to track unlimited bills with customizable schedules and payment history.

Highlights
  • Track unlimited bills
  • Customizable bill schedules
  • Optional payment reminders
  • Mark bills as paid
  • Payment history tracking
  • Calendar view
  • Spending statistics
Features
Read full description

Know what's due. Know what's left. Bills Copilot helps you keep track of your bills and plan around payday. Add your bills and, if you want, add when you normally get paid. Bills Copilot will show you what's due before your next payday and what you expect to have left after your bills. Plan around payday See which bills are due before your next payday, how much you expect to get paid, and what you expect to have left afterward. Adding income is optional. You can still use Bills Copilot as a simple bill tracker without it. Pay a bill all at once or a little at a time Record what you actually paid. If you only paid part of a bill, Bills Copilot keeps track of what's still left. Paycheck different this time? You can adjust an upcoming paycheck or record what you actually received without changing what you normally expect to get paid. See what's coming Use the calendar to see your bills and paydays together. Understand where your money went Insights lets you look at your bills by category and compare what you expected to pay with the payments you actually recorded. Stay ahead of due dates Set reminders for your bills and optional payday notifications. No bank connection required Bills Copilot doesn't need access to your bank account, and you don't need to create an account to use it. You also get recurring bills, payment history, autopay tracking, multiple income schedules, monthly planning, search and filters, backup and restore, CSV export, and Light and Dark Mode. Bills Copilot isn't trying to replace your bank or become a complicated budgeting app. It helps you answer two simple questions: What's due? And what's expected to be left?

Screenshots

Ledger2 screens
Bills Copilot4 screens

Verdict

The call

The clearest difference is rating: Bills Copilot at 5.0 against Ledger's 1.0. Bills Copilot also leads on ratings volume (4 vs 1). Ledger's advantage is update cadence (daily vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bills Copilot holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

UpkeepUpdate frequency

Ledger ships an update daily, Bills Copilot every 2 weeks. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Ledger versus Bills Copilot: the parameters behind the verdict, then further details
ParameterLedgerBills Copilot
PriceFreeFree
Rating1.0 (1 ratings)5.0 (4 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings14 — better
Update frequencyDaily — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS26.026.0
Further details — not scored
Size2 MB4 MB
Age rating4+4+
DeveloperLanden CrewsGabriel Sanchez

Customer experience

Ledger

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bills Copilot

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Ledger

No in-app purchases

None

Bills Copilot

No in-app purchases

Questions

Is Ledger free?
Ledger is free to download, with no in-app purchases.
Is Bills Copilot free?
Bills Copilot is free to download, with no in-app purchases.
Which has better reviews, Ledger or Bills Copilot?
Bills Copilot is rated higher. Ledger averages 1.0 out of 5 from 1 ratings, while Bills Copilot averages 5.0 from 4 ratings.
Do Ledger or Bills Copilot have ads?
Neither Ledger nor Bills Copilot shows ads.
Which is updated more often, Ledger or Bills Copilot?
Ledger ships an update daily, and Bills Copilot every 2 weeks. Most recently, Ledger was updated on November 9, 2026 and Bills Copilot on October 31, 2026.

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