Comparison

Finei vs Pace

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finei

Effortlessly track your spending by snapping photos of receipts. AI extracts all details, organizing your purchases automatically. Set budgets, monitor trends, and gain insights into your financial habits without manual entry.

Highlights
  • AI receipt scanning
  • Automatic expense categorization
  • Customizable budgeting
  • Spending trend analysis
  • Item-level transaction details
  • PDF report generation
  • Multi-currency support
Features
Read full description

Snap a receipt. See where every dollar goes. FINEI turns your receipts into a complete picture of your spending — automatically. No manual entry, no spreadsheets, no guessing. Just take a photo. AI extracts every detail: store, items, prices, tax, tip, and category. In seconds, your purchase is organized and ready to analyze. Set Budgets. Stay in Control. Create monthly budgets for groceries, dining, transport — or your total spending. FINEI tracks your progress and sends push alerts before you overspend. No surprises at the end of the month. See the Full Picture Your home screen shows what matters: this week's spending, top categories, monthly forecast, and trends. Tap any stat to drill down — from categories to merchants to individual transactions. Smart Analytics & AI Insights Go deeper with AI-powered analysis: - Filter by time period, store type, product category - Compare weeks, months, or custom date ranges - Spot patterns in your habits automatically - Get spending forecasts based on your real data Every Item. Every Receipt. FINEI doesn't stop at totals. Each receipt is broken down item by item — perfect for grocery budgeting, tracking fuel costs, or finding exactly what you bought and where. Export & Share Generate PDF reports for any time period. Filter by category or merchant — ideal for tax season, expense claims, or personal budgeting reviews. Multi-Currency Ready Travel or shop abroad? FINEI detects multiple currencies and keeps your analytics clean across countries. Your Data. Private & Secure. All data is encrypted. FINEI does not sell or share your personal information. Ever. Premium Free users can scan and track receipts. Upgrade to unlock the full power of FINEI: - Unlimited receipt scanning - Smart budgets with push alerts - AI-powered spending insights - Multi-currency analytics - PDF expense reports - Item-level analysis - Custom AI queries Legal Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.finei.io/privacy.html Terms of Use: https://www.finei.io/terms.html

About

Pace

Features
Read full description

Most budgeting apps show you a balance. Pace shows you the truth: one honest number that tells you what's actually safe to spend today - after your bills, savings, and goals are already accounted for. No more mental math. No more "I thought I had more than that." No more overdraft surprises three days before payday. THE DAILY SAFE-TO-SPEND NUMBER Every morning, Pace looks at what's coming - rent, subscriptions, that annual renewal you forgot about, the money you're setting aside for your goals - and quietly subtracts it first. What's left is yours to spend today, guilt-free. It's the difference between hoping you're okay and knowing you are. SEE YOUR MONTH BEFORE IT HAPPENS Cash-flow projections show the shape of your month ahead - the tight weeks, the safe weeks, the day a big bill lands. Plan around real life instead of reacting to it. BUDGETS & ENVELOPES THAT ACTUALLY FIT Create unlimited budgets and envelopes for groceries, gas, dining, kids, travel - however your money really moves. Give every dollar a job and watch each category breathe through the month. SMART REVIEW, NOT BUSYWORK Pace flags the transactions worth a second look and lets you clear them in seconds. Stay on top of your spending without living in a spreadsheet. CALENDAR VIEW See bills and income laid out by date, so payday and due dates never sneak up on you again. BUILT PRIVATE, BUILT TO TRUST Pace is local-first and encrypted. Start tracking in minutes with no bank login required - your numbers stay yours. Add multi-account sync and encrypted backup when you want them, and share a household budget with a partner without handing over your logins. WHY PEOPLE STAY WITH PACE - One clear safe-to-spend number, every single day - Bills and goals funded first, automatically - Cash-flow projections that see the month ahead - Unlimited budgets and envelopes - Smart review of flagged transactions - Calendar view for bills and income - Multi-account sync + encrypted backup - Private, local-first, no bank login to start - Household sharing for couples and families The real cost of budgeting by vibes isn't the latte - it's the overdraft fee, the surprise renewal, the quiet stress of never quite knowing. Pace replaces the guessing with one number you can trust. Download Pace and see your safe-to-spend today. MEMBERSHIP Pace offers a 7-day free trial, then $19.99/month or $79.99/year. Your subscription unlocks unlimited budgets, cash-flow projections, multi-account sync, encrypted backup, and household sharing. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://arioapps.com/terms Privacy Policy: https://arioapps.com/privacy

Screenshots

Finei4 screens
Pace4 screens

Verdict

The call

The clearest difference is device support: Finei at 3 against Pace's 1. Finei also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finei sells 2 in-app purchases, starting at $9.99 per month and Pace sells 2 in-app purchases, starting at $19.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Finei ships an update every 10 days, Pace every 9 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
Finei versus Pace: the parameters behind the verdict, then further details
ParameterFineiPace
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 10 daysEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size46 MB27 MB
Age rating4+4+
DeveloperPavlo MatsibokhCricket Live Line

In-app purchases

2 purchases

Finei

Subscriptions2
  • FINEI Monthly Premium7 Days trial$9.991 Month
  • FINEI Yearly Premium7 Days trial$79.991 Year
2 purchases

Pace

Subscriptions2
  • Pace Pro (Monthly)$19.991 Month
  • Pace Pro (Yearly)7 Days trial$79.991 Year

Questions

Is Finei free?
Finei is free to download, with in-app purchases available.
Is Pace free?
Pace is free to download, with in-app purchases available.
Do Finei or Pace have ads?
Neither Finei nor Pace shows ads.
Which is updated more often, Finei or Pace?
Finei ships an update every 10 days, and Pace every 9 days. Most recently, Finei was updated on November 5, 2026 and Pace on October 31, 2026.

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