Spense vs Spending Tracker

Stop Impulse Buying. Build Wealth. Master Your Wallet. Want to buy something? Wait first, decide later! Spense helps you control impulsive purchases by distinguishing between what you truly need and a fleeting desire. Save your money and avoid regret using the scientifically proven "cooling-off period" method. WHAT’S NEW IN VERSION 1.2 Interactive Charts: Stats just got livelier! Tap on pie charts to highlight categories and see spending details instantly. Smart Notifications: Stay focused with weekly summaries and motivation notifications that keep you on track. HOW IT WORKS? Add What You Want: Enter the item name, price, and category. Add it to your waiting list instead of buying it immediately. Set Your Rules: Choose a standard waiting period (24h, 3d, 7d) or set your own. Add a note: "Why do I want this?" Wait & Reflect: Let your emotions settle. During the waiting period, Spense offers alternative scenarios and suggestions like "What else could I do with this money?" See the True Cost: Use the Salary-Based Calculator to see the item's true cost on your life energy. "Is this gadget worth 3 days of work?" Decide Consciously: When the time is up, make your decision: Buy or Save. Track your success and watch your savings grow! FREE FEATURES 3 Active Waiting Lists: Start managing your desires immediately. Interactive Charts: Visually analyze your spending and interact with graphs. Flexible Waiting Periods: Use presets or customize your waiting time (from 1 hour to 1 year). Salary Calculator: Instantly convert price into work hours. Smart Reminders: Get notified when it's time to decide. Basic Stats: Track your win rate, total savings, and spending. Theme Support: Light, Dark, and System modes. Accessibility: Full VoiceOver and Dynamic Type support. Privacy First: No account needed, data stays on your device. Widgets: Access and manage your list from your home screen. PRO FEATURES (WEALTH MINDSET) Unlock the full potential of mindful spending: Unlimited Waiting Lists: Add as many items as you need. Advanced Assistant: AI-powered questions help you separate wants from needs and calculate a "Buy Score" (0-100). Double Reminders: Set a second custom reminder before the time expires so you never miss a decision. Deep Analytics: Filter stats by date range (Last 7 Days, Month, Year), category, and status. Visual Insights: Monthly trends, category performance charts, and success analysis. iCloud Sync: Seamlessly and securely sync your data across iPhone, iPad, and Mac. Priority System: Pin important items to your widget. PRIVACY AND SECURITY Your financial data belongs only to you. Data stays on your device (Local storage). Optional encrypted iCloud synchronization. Data is never shared with third parties. Salary info is used only for calculations and is never transmitted. SCIENTIFIC BASIS Spense is built on principles of behavioral economics and consumer psychology: Cooling-off Period: Reduces emotional decision-making. Opportunity Cost: Visualizes what you give up to buy an item. Mental Accounting: Helps categorize and rationalize spending. SUBSCRIPTION INFORMATION: • Monthly Plan: $4.99/month • Annual Plan: $39.99/year (7-day free trial) • Lifetime Plan: $99.99 (One-time payment) Prices may vary by location. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. Manage your subscriptions in Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://raw.githubusercontent.com/cemalas/Spense-Privacy/refs/heads/main/Privacy%20Policy

Mochi Money. Track spending, stay on budget, save more. Managing money is stressful. MochiMoney makes it easy. Tap in your morning coffee. See where this month's money actually went. Hit the end of the month with something left over, for once. That's the whole pitch. Most budgeting apps treat you like an accountant. Mochi treats you like a person. It's the friendly little tracker you'll actually open every day, because it takes ten seconds and never makes you feel bad. What Mochi helps you do: Stop wondering where your money went. Every coffee, ride, and impulse buy goes in with a few taps. By the end of the month, you swap "I have no idea" for a clear picture you can act on. See your spending in colour. A simple, beautiful breakdown shows which categories are eating your paycheck. Groceries, dining, subscriptions. It's all right there. No spreadsheets. No math. Stay on budget without thinking about it. Set a monthly limit per category once, then let Mochi quietly mind the gap. You'll know you're getting close before you blow past it, not after. Save up for the things you actually want. Make wallets for the trip to Japan, the first car, the moving-out fund. Watch the progress bars grow. Feel that little hit of "I'm doing it" every time you put money aside. Glance, don't dig. Pin Mochi widgets to your home screen and see your balance, your budget, and your top spending without even unlocking the app. Money clarity in a single glance. Never get blindsided by a recurring charge. Log your subscriptions and bills once. Mochi remembers the rest, so future you doesn't get that "wait, what?" moment on payday. Built for real people, not finance nerds You don't need to learn Mochi. There's no setup wizard, no jargon, no judgment. It's quick, it's friendly, it's a little bit cute. Within a week, you'll actually understand your money for the first time. Saving for your first apartment? Trying to stop bleeding cash on takeout? Just want to feel less anxious when your phone buzzes with a bank notification? Mochi's got you. Take a breath. Tap a few buttons. Take control. Download Mochi Money and start a softer, smarter relationship with your money today.