FinLu vs Loaner Pro

FinLu - Smart, Simple, and Secure Budgeting Take control of your finances with FinLu - your all in one budget and spending companion designed to keep your money organized, secure, and stress-free. FinLu helps you track income and expenses, visualize your balance, and stay on top of your goals with clean insights and effortless organization. Key Features - Track Income & Expenses: Log every transaction with customizable categories, title, amount, and dates - all in one place - Visualize Your Spending: Get a clear overview of your balance and thresholds through dynamic charts and summaries. - Secure Passcode & Biometrics: Protect your financial data with an optional passcode, Face ID, or Touch ID - only you can unlock FinLu. - Edit & Refine Easily: Update any entry at any time to keep your records accurate and up-to-date. - Smart Organization: Filter by day, week, or month to understand your habits and make smarter decisions. - Modern, Minimal Design: A clean and intuitive interface built for simplicity and focus Your Data, Your Privacy - FinLu stores your information locally on your device - never shared, never sold. Why You'll Love FinLu - Managing your money shouldn't be complicated, it should feel empowering, private, and effortless. Download FinLu today and build better money habits - one smart decision at a time.

**Track loans where you're the lender—simple, powerful, and built for iOS.** Loaner helps you manage personal loans you've made to friends, family, or business partners. Calculate daily compound interest automatically, log payments as they come in, and generate reports for tax time. **WHY LOANER?** • Built for lenders, not borrowers • Privacy-first: all data stays on your device • No subscription, no account required • Clean iOS design that feels native **CORE FEATURES** Daily Interest Calculations • Automatically calculate compound interest that accrues daily • See exactly how much you're earning every day • Track principal and interest separately Payment Tracking • Log payments with flexible allocation strategies • Choose "Interest First" (standard practice) or "Principal Only" (aggressive paydown) • Custom split for special arrangements • See real-time preview of how each payment impacts the loan Multiple Loans • Track unlimited loans across different borrowers • Each loan has its own interest rate and payment history • See total amounts owed at a glance Capital Management • Add additional investments to existing loans • See how new capital affects daily interest earnings • Complete transaction history for every loan Tax Reports • Export full transaction history to CSV • Organized by year for easy tax filing • Includes all capital additions, payments, and interest calculations • Works with any tax software or accountant **WHO IS THIS FOR?** • Family members lending to relatives • Friends making personal loans • Small business owners lending to partners • Anyone tracking money they've lent with interest **YOUR DATA IS YOURS** Loaner stores all data locally on your device using Apple's secure SwiftData framework. No cloud sync, no account, no tracking. Your financial information never leaves your iPhone or iPad. **SIMPLE BY DESIGN** We intentionally keep Loaner focused and simple: • Daily compound interest (the standard) • Clean transaction history • Easy payment entry with instant preview • No complicated features you'll never use **GETTING STARTED** 1. Tap "Add Loan" to create your first loan 2. Enter borrower name, start date, amount, and interest rate 3. Log payments as they're received 4. Export reports at tax time That's it. No learning curve, no tutorials needed. **PRIVACY POLICY** Loaner collects zero data. Everything stays on your device. We don't have servers, accounts, or analytics. Your loans are your business.