Comparison

Daily Funds vs PennyFlow

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Daily Funds

Features
Read full description

Track your expenses, plan your budget, and share it with your family. Daily Funds helps make your finances simple, clear, and under control. Daily Funds gives you control over your money with simple budgeting tools that actually work. Category-based tracking. See exactly where your money goes with a clear breakdown of income and expenses. Plan ahead. Set monthly budgets (limits) for categories, plan major purchases, and enable reminders so you don’t forget important expenses. Multiple accounts and currencies. Track cash, card balances, and other accounts in the currency that works best for you. Daily reminders. We help you stay consistent by reminding you to record transactions and keep your finances organized.

About

PennyFlow

Features
Read full description

PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!

Screenshots

Daily Funds4 screens
PennyFlow4 screens

Verdict

The call

The clearest difference is in-app purchases: Daily Funds at none against PennyFlow's 1. Daily Funds also leads on iOS requirement (15.6 vs 18.6). PennyFlow's advantage is update cadence (daily vs every 5 days). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. PennyFlow sells 1 one-off in-app purchase. Daily Funds asks for nothing beyond the download.

UpkeepUpdate frequency

Daily Funds ships an update every 5 days, PennyFlow daily. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard3 real differences Β· 3 level
Daily Funds versus PennyFlow: the parameters behind the verdict, then further details
ParameterDaily FundsPennyFlow
PriceFreeFree
Update frequencyEvery 5 daysDaily β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.6 β€” better18.6
Further details β€” not scored
Size29 MB5 MB
Age rating9+17+
DeveloperDanchenko Oleksandr2. MANUEL KARL-HEINZ 1. ZANGL

In-app purchases

None

Daily Funds

No in-app purchases

1 purchases

PennyFlow

One-time1
  • PennyFlow Pro$4.99

Questions

Is Daily Funds free?
Daily Funds is free to download, with no in-app purchases.
Is PennyFlow free?
PennyFlow is free to download, with in-app purchases available.
Do Daily Funds or PennyFlow have ads?
Neither Daily Funds nor PennyFlow shows ads.
Which is updated more often, Daily Funds or PennyFlow?
Daily Funds ships an update every 5 days, and PennyFlow daily. Most recently, Daily Funds was updated on October 30, 2026 and PennyFlow on October 28, 2026.

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