Daily Funds vs PennyFlow
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Daily Funds
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Track your expenses, plan your budget, and share it with your family. Daily Funds helps make your finances simple, clear, and under control. Daily Funds gives you control over your money with simple budgeting tools that actually work. Category-based tracking. See exactly where your money goes with a clear breakdown of income and expenses. Plan ahead. Set monthly budgets (limits) for categories, plan major purchases, and enable reminders so you donβt forget important expenses. Multiple accounts and currencies. Track cash, card balances, and other accounts in the currency that works best for you. Daily reminders. We help you stay consistent by reminding you to record transactions and keep your finances organized.
PennyFlow
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PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!
Screenshots
Verdict
The clearest difference is in-app purchases: Daily Funds at none against PennyFlow's 1. Daily Funds also leads on iOS requirement (15.6 vs 18.6). PennyFlow's advantage is update cadence (daily vs every 5 days). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. PennyFlow sells 1 one-off in-app purchase. Daily Funds asks for nothing beyond the download.
Daily Funds ships an update every 5 days, PennyFlow daily. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | Daily Funds | PennyFlow |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days | Daily β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 15.6 β better | 18.6 |
| Further details β not scored | ||
| Size | 29 MB | 5 MB |
| Age rating | 9+ | 17+ |
| Developer | Danchenko Oleksandr | 2. MANUEL KARL-HEINZ 1. ZANGL |
In-app purchases
Daily Funds
No in-app purchases
PennyFlow
- PennyFlow Pro$4.99
Questions
Is Daily Funds free?
Is PennyFlow free?
Do Daily Funds or PennyFlow have ads?
Which is updated more often, Daily Funds or PennyFlow?
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