Comparison

Cashwize vs SpendGrid

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashwize

Features
Read full description

It's Sunday night and you finally want to know where your money stands. Cashwize puts every account into one number, on your phone. No bank login. No account to make. CALM ABOUT MONEY Cash, bank, savings, investments, gold, crypto. Cashwize adds them up into your net worth, in your main currency. Once you can see the real number, the worry gets smaller. YOUR MONEY STAYS YOUR BUSINESS There's no bank linking and no sign-in. Your accounts, entries and budgets are stored only on this device. You type the numbers in yourself, and nobody else sees them. KNOW WHAT'S LEFT THIS MONTH Set a monthly budget or a savings goal. You see what's left to spend, and what that means per day. Going over never blocks you and never scolds you. WATCH IT GROW See what came in and what went out, month by month, and watch your savings take shape. THE PLAIN FACTS Free. Every feature, no ads, no in-app purchases, no subscription. 67 currencies. Exchange rates come with the app, so it works offline. Refresh them by hand once a day, or type in your own rate. The app counts which screens and buttons get used, to help improve it. It never records amounts, names or notes. There's no switch to turn it off. iPhone and iPad, iOS 17 or later. English and Vietnamese. Privacy Policy: https://choscor.com/cashwize/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SpendGrid

Features
Read full description

SpendGrid: Expense Tracker Take control of your money with SpendGrid — your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES • Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. • Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more — then customize or create your own with personal color labels. • Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. • Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. • Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. • Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. • Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities — all in one place. • Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet — great for backups, tax prep, or sharing with an accountant. • Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. • Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: • iCloud backup & restore to keep your data safe across devices • Unlimited budgets per category • Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html

Screenshots

Cashwize4 screens
SpendGrid4 screens

Verdict

The call

The clearest difference is ads: Cashwize at none against SpendGrid's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Cashwize sells 1 one-off in-app purchase and SpendGrid sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cashwize ships an update every 2 days, SpendGrid every 3 days. The most recent releases landed on October 22, 2026 and October 13, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Cashwize versus SpendGrid: the parameters behind the verdict, then further details
ParameterCashwizeSpendGrid
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 3 days
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.6
Further details — not scored
Size6 MB19 MB
Age rating4+4+
DeveloperNguyen LuuJanki Kachhiya

In-app purchases

1 purchases

Cashwize

One-time1
  • Cashwize Premium Forever$29.99
3 purchases

SpendGrid

Subscriptions2
  • SpendGrid Pro – Monthly$1.991 Month
  • SpendGrid Pro – Annual7 Days trial$9.991 Year
One-time1
  • SpendGrid Pro – Lifetime$24.99

Questions

Is Cashwize free?
Cashwize is free to download, with in-app purchases available.
Is SpendGrid free?
SpendGrid is free to download, with in-app purchases available.
Do Cashwize or SpendGrid have ads?
SpendGrid shows ads; Cashwize does not.
Which is updated more often, Cashwize or SpendGrid?
Cashwize ships an update every 2 days, and SpendGrid every 3 days. Most recently, Cashwize was updated on October 22, 2026 and SpendGrid on October 13, 2026.

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