SpendGrid vs Gilt

SpendGrid: Expense Tracker Take control of your money with SpendGrid — your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES • Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. • Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more — then customize or create your own with personal color labels. • Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. • Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. • Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. • Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. • Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities — all in one place. • Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet — great for backups, tax prep, or sharing with an accountant. • Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. • Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: • iCloud backup & restore to keep your data safe across devices • Unlimited budgets per category • Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html

Gilt is a personal finance tracker that respects two things most finance apps don't: your money and your privacy. START FREE, SUBSCRIBE WHEN IT STICKS Every feature is unlocked from first launch — no account, no card, no countdown. The free start covers your first 10 transactions across 5 different days. After that, a subscription ($2.49/month or $19.99/year, about $1.67 a month) keeps recording; a family plan and a one-time lifetime purchase are also available. And a promise: your data is never held hostage — everything you've recorded stays readable and exportable, free, forever. YOUR DATA NEVER LEAVES YOUR ICLOUD Gilt has no servers. Everything is stored on your iPhone and synced through your personal iCloud, end to end. We couldn't read your data even if we wanted to — there is nothing on our side to read it with. No analytics, no tracking, no ads. Ever. BRING YOUR OWN AI Instead of selling you another built-in chatbot, Gilt works with the AI you already use. Importing history? Hand your bank statement to your AI with Gilt's prepared prompt and it converts the statement into a file Gilt verifies and imports — works with any bank in the world. Analyzing? Export a structured, privacy-filtered snapshot and ask Claude, ChatGPT, or any assistant. You review everything before anything is saved; merchant names and notes stay out of exports unless you say otherwise. EVERYTHING A REAL TRACKER NEEDS Unlimited accounts — checking, savings, cash, credit cards with utilization, loans with payoff schedules, deposits with interest. Budgets with per-category allocations and honest pace projections. Recurring payments and bills. Reports: spending by category, income vs expense, net worth over time. Multi-currency done properly, with transfers and exchange rates. READ ON YOUR IPHONE, NOT ON A SERVER Scan a receipt and, with Apple Intelligence, Gilt fills in the merchant, total, date and category by itself — the model runs on your iPhone and the receipt never leaves it. Ask Siri how much you spent this month, last month or this week, in total or on one category. FOR YOU AND YOUR FAMILY The family plan shares your household through iCloud between your own Apple accounts. Two people, one clear picture of the money — still with no server in the middle. AND THE DETAILS Home-screen widgets, Face ID app lock, CSV import and export, search, custom categories and tags, beautiful native design built entirely with Apple's latest frameworks. Gilt compares you with you — your own history, your own pace — never with strangers' averages. Your finances are personal. Your finance app should be too. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gilt.money/privacy