HOLD vs TOKENEST

HOLD: money, finally social. Get paid from anywhere, pay friends like you text, and let Hi, your money assistant, plan your next trip. One app, and only you hold your money. GET PAID FROM ANYWHERE • Your own USD, EUR and GBP account numbers, and more currencies • Get paid by clients, employers and platforms worldwide • Share your @username, not long addresses or SWIFT codes YOUR GROUP CHAT, NOW WITH MONEY • Chat 1:1 or in groups and pay right in the conversation • Split trips, dinners and rent. HOLD tracks who owes what • Settle up in one tap JUST ASK HI • Your AI money assistant, right in your chats • Ask for a hotel near an event and book it without leaving the chat • Hi keeps to your budget TRAVEL MORE, PAY LESS • eSIMs for your next trip, from $13 • Hotels worldwide, paid from your balance • Earn HiPoints as you go SAVE AND INVEST • Keep your earnings in dollars, safe from local inflation • Buy Bitcoin, Ethereum, Solana and more • Convert between currencies in one tap SECURITY • Self-custodial: your recovery phrase never leaves your device • Passkey and Face ID login, no passwords to leak • BIP-39 compatible: if you ever leave, you take everything with you WHO IT'S FOR Freelancers, remote workers, creators, travellers and friends who share expenses. Anyone whose paycheck lives in one currency and whose life lives in another. WHAT WE WILL NEVER DO • Block you based on your country • Sell your data • Hide fees in the exchange rate HOLD is a tool. Your money is yours. Create your account in 30 seconds with your email and a passkey. hello@hihodl.xyz · hihodl.xyz

TOKENEST Investor Portal is designed to enable investors to securely access and monitor their investment portfolios, with a focus on transparency, accuracy, and clarity. The app provides structured visibility into portfolio monitoring, financial reporting, and asset status tracking.