Comparison

BeanFlow vs Kapi Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BeanFlow

This app offers a flexible approach to personal finance management, supporting both simple daily tracking and structured double-entry accounting. It features OCR import from screenshots and videos to easily add transactions, and supports the Beancount data format for portability and integration.

Highlights
  • Simple and Beancount accounting modes
  • OCR import from screenshots and videos
  • Track daily income and expenses
  • Double-entry accounting support
  • Import and export .bean files
  • Offline-first operation
Features
Read full description

BeanFlow is a personal finance and accounting app that combines simple everyday tracking with the structure of Beancount. Whether you only want to record daily income and expenses or already use double-entry accounting to manage accounts and assets, BeanFlow gives you a flexible way to organize your financial records. Simple Mode and Beancount Mode now both support OCR import from screenshots and videos, making it easier to turn large amounts of transaction history into usable records without entering everything manually. Import transactions from screenshots and videos Have a folder full of payment screenshots? Need to capture transactions from a recorded statement or scrolling transaction list? BeanFlow can use OCR to recognize transaction information from screenshots and videos and prepare it for import. This is especially useful when you need to process historical transactions, long lists, or many records at once. OCR import works in both Simple Mode and Beancount Mode, so you can use the same faster capture workflow regardless of how you prefer to manage your finances. Track everyday money Coffee, lunch, subscriptions, shopping, bills, or a new source of income — every transaction can become part of your financial history. Record income and expenses over time and build a clearer picture of where your money goes and how your finances change. Simple Mode for everyday tracking Managing your money shouldn’t require learning accounting before recording your first expense. Simple Mode provides an approachable workflow for everyday income and expense tracking, without forcing unnecessary accounting concepts into every transaction. If you just want a clean personal ledger, you can keep things simple. Beancount Mode when you need more structure For users who want greater control over their records, Beancount Mode provides a more structured accounting workflow. Organize transactions through accounts and use double-entry accounting to maintain clearer records of income, expenses, assets, and other financial activity. Built around Beancount Already using Beancount? BeanFlow supports .bean files, allowing you to continue working with a familiar and portable data format instead of moving your financial history into a completely closed system. Import and export .bean files Your financial records should remain yours. BeanFlow supports importing and exporting Beancount files, making it easier to back up your ledger, migrate your data, and continue using it as part of your existing Beancount workflow. Offline-first and portable BeanFlow is designed with local use in mind, so your ledger doesn’t need to depend on a constant internet connection. Open data formats and portable files help you stay in control of your financial records. Simple for everyday use. Structured when you need it. Recording a cup of coffee shouldn’t feel like completing an accounting assignment. At the same time, your finance app shouldn’t become limiting when you want to organize accounts, assets, and more detailed records. From a single payment screenshot to years of financial history, BeanFlow helps you capture, organize, and keep control of your data.

About

Kapi Money

This app helps you manage your personal finances by tracking expenses, planning budgets, and analyzing spending habits. It offers automatic categorization, asset management, and a personalized AI finance assistant to simplify bookkeeping and build healthier financial habits.

Highlights
  • Automatic expense tracking with AI categorization
  • Personalized AI-powered budget planning
  • Unlimited account books and wallets
  • Comprehensive asset management
  • AI finance assistant for spending insights
  • Journal-style mood and note tracking
Features
Read full description

Kapi Money is a smart expense tracker and budgeting app designed for people who love keeping their finances organized. Record expenses quickly in multiple ways, plan your budget better, understand where your money goes, and make personal finance easier than ever. Key Features * Automatic Expense Tracking AI automatically records and categorizes your expenses, making bookkeeping effortless. * More Than Just Accounting Capture todos, ideas, moods, and daily moments — keep track of your life, not just your spending. * Unlimited Wallets & Books Create unlimited account books for personal, family, travel, work, or any scenario you need. * Asset Management Manage cash, bank accounts, savings, and assets clearly in one place. * Smart Budget Planning AI-powered personalized budgets help you control spending and build healthier financial habits. * AI Finance Assistant Analyze spending patterns with intelligent insights and visual charts to better understand your finances. * Multiple Records in One Sentence Enter multiple income and expense items at once, and AI automatically separates and categorizes them. * Minimal & Cozy Journal Style Record moods, notes, and daily thoughts to make expense tracking more personal and enjoyable. Contact Us * Xiaohongshu (RED): Kapi Money * Email: kapimoney89@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BeanFlow4 screens
Kapi Money4 screens

Verdict

The call

The clearest difference is rating: BeanFlow at 4.3 against Kapi Money's 3.5. BeanFlow also leads on review sentiment (86% vs 50%) and in-app purchases (none vs 5). Kapi Money's advantage is iOS requirement (13.0 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kapi Money sells 5 in-app purchases, starting at $4.99 per month. BeanFlow asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

BeanFlow holds the better App Store score, 4.3 against 3.5. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews point the same way: 86% of BeanFlow's written reviews are positive against 50% of Kapi Money's.

UpkeepUpdate frequency

BeanFlow ships an update every 10 days, Kapi Money every 6 days. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.

Scorecard4 real differences · 6 level
BeanFlow versus Kapi Money: the parameters behind the verdict, then further details
ParameterBeanFlowKapi Money
PriceFreeFree
Rating4.3 (3 ratings) — better3.5 (2 ratings)
Positive reviews85.7% of reviews — better50.0% of reviews
Number of ratings3 — better2
Update frequencyEvery 10 daysEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS17.013.0 — better
Further details — not scored
Size30 MB172 MB
Age rating4+12+
Developer昆 杨TETRAS.AI HONGKONG CO., LIMITED

Customer experience

BeanFlow

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

Kapi Money

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

In-app purchases

None

BeanFlow

No in-app purchases

5 purchases

Kapi Money

Subscriptions3
  • AI Pro Monthly$4.991 Month
  • AI Pro Monthly (Intro)1 Month trial$4.991 Month
  • AI Pro Annual$39.991 Year
One-time2
  • AI Pro 30 Days (Offer)$1.99
  • AI Pro 30 Days$6.99

Questions

Is BeanFlow free?
BeanFlow is free to download, with no in-app purchases.
Is Kapi Money free?
Kapi Money is free to download, with in-app purchases available.
Which has better reviews, BeanFlow or Kapi Money?
BeanFlow is rated higher. BeanFlow averages 4.3 out of 5 from 3 ratings, while Kapi Money averages 3.5 from 2 ratings.
Do BeanFlow or Kapi Money have ads?
Neither BeanFlow nor Kapi Money shows ads.
Which is updated more often, BeanFlow or Kapi Money?
BeanFlow ships an update every 10 days, and Kapi Money every 6 days. Most recently, BeanFlow was updated on November 5, 2026 and Kapi Money on November 9, 2026.

Other comparisons