Comparison

BeanFlow vs WorthTrail

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BeanFlow

This app offers a flexible approach to personal finance management, supporting both simple daily tracking and structured double-entry accounting. It features OCR import from screenshots and videos to easily add transactions, and supports the Beancount data format for portability and integration.

Highlights
  • Simple and Beancount accounting modes
  • OCR import from screenshots and videos
  • Track daily income and expenses
  • Double-entry accounting support
  • Import and export .bean files
  • Offline-first operation
Features
Read full description

BeanFlow is a personal finance and accounting app that combines simple everyday tracking with the structure of Beancount. Whether you only want to record daily income and expenses or already use double-entry accounting to manage accounts and assets, BeanFlow gives you a flexible way to organize your financial records. Simple Mode and Beancount Mode now both support OCR import from screenshots and videos, making it easier to turn large amounts of transaction history into usable records without entering everything manually. Import transactions from screenshots and videos Have a folder full of payment screenshots? Need to capture transactions from a recorded statement or scrolling transaction list? BeanFlow can use OCR to recognize transaction information from screenshots and videos and prepare it for import. This is especially useful when you need to process historical transactions, long lists, or many records at once. OCR import works in both Simple Mode and Beancount Mode, so you can use the same faster capture workflow regardless of how you prefer to manage your finances. Track everyday money Coffee, lunch, subscriptions, shopping, bills, or a new source of income — every transaction can become part of your financial history. Record income and expenses over time and build a clearer picture of where your money goes and how your finances change. Simple Mode for everyday tracking Managing your money shouldn’t require learning accounting before recording your first expense. Simple Mode provides an approachable workflow for everyday income and expense tracking, without forcing unnecessary accounting concepts into every transaction. If you just want a clean personal ledger, you can keep things simple. Beancount Mode when you need more structure For users who want greater control over their records, Beancount Mode provides a more structured accounting workflow. Organize transactions through accounts and use double-entry accounting to maintain clearer records of income, expenses, assets, and other financial activity. Built around Beancount Already using Beancount? BeanFlow supports .bean files, allowing you to continue working with a familiar and portable data format instead of moving your financial history into a completely closed system. Import and export .bean files Your financial records should remain yours. BeanFlow supports importing and exporting Beancount files, making it easier to back up your ledger, migrate your data, and continue using it as part of your existing Beancount workflow. Offline-first and portable BeanFlow is designed with local use in mind, so your ledger doesn’t need to depend on a constant internet connection. Open data formats and portable files help you stay in control of your financial records. Simple for everyday use. Structured when you need it. Recording a cup of coffee shouldn’t feel like completing an accounting assignment. At the same time, your finance app shouldn’t become limiting when you want to organize accounts, assets, and more detailed records. From a single payment screenshot to years of financial history, BeanFlow helps you capture, organize, and keep control of your data.

About

WorthTrail

Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.

Highlights
  • Private net worth and portfolio tracking
  • Track stocks, ETFs, crypto, property, and debts
  • Organize holdings with flexible tag groups
  • Monitor daily, weekly, monthly, and yearly P&L
  • Multi-currency support
  • Export Excel and PDF reports
  • On-device data storage with iCloud sync option
Features
Read full description

WorthTrail is a private net worth tracker. Record every asset and debt in one place, without connecting a bank account. ◆ See your whole net worth • Net worth, assets, liabilities and today's change on one page • Stocks, ETFs, funds, crypto, property, deposits, cash and debts together • Every currency converted into your base currency ◆ Understand your returns • Daily, weekly, monthly and yearly P&L on one calendar • Cost basis, realized and unrealized gains, trends and drawdowns • Automatic daily records and historical prices build your history ◆ Organize it your way • Tag groups for accounts, family members, sectors, regions or strategies • Switch views without duplicating holdings • Recurring investment plans and fixed-term deposits ◆ AI agents on Mac • The Mac version runs a local MCP server for AI agents • Ask about your net worth, holdings and returns in plain words • Agents record trades only when you allow it, after you approve a preview ◆ Reports and widgets • Excel workbooks and PDF reports for analysis and archiving • Home Screen widgets keep your net worth in view ◆ Privacy first • Your data stays on your device, with an optional private iCloud backup • No bank login, no ads, no third-party analytics SDKs • Face ID or passcode lock WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BeanFlow4 screens
WorthTrail4 screens

Verdict

The call

The clearest difference is rating: WorthTrail at 5.0 against BeanFlow's 4.0. WorthTrail also leads on update cadence (every 2 days vs every 10 days) and review sentiment (100% vs 86%). BeanFlow's advantage is in-app purchases (none vs 3). On price, ratings volume, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WorthTrail sells 3 in-app purchases, starting at $1.99 per month. BeanFlow asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

WorthTrail holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 5 respectively. Written reviews point the same way: 86% of BeanFlow's written reviews are positive against 100% of WorthTrail's.

UpkeepUpdate frequency

BeanFlow ships an update every 10 days, WorthTrail every 2 days. The most recent releases landed on October 11, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
BeanFlow versus WorthTrail: the parameters behind the verdict, then further details
ParameterBeanFlowWorthTrail
PriceFreeFree
Rating4.0 (2 ratings)5.0 (5 ratings) — better
Positive reviews85.7% of reviews100.0% of reviews — better
Number of ratings25 — better
Update frequencyEvery 10 daysEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Mac
Requires iOS17.017.0
Further details — not scored
Size30 MB79 MB
Age rating4+4+
Developer昆 杨健波 徐

Customer experience

BeanFlow

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

WorthTrail

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

BeanFlow

No in-app purchases

3 purchases

WorthTrail

Subscriptions2
  • WorthTrail Pro Monthly$1.991 Month
  • WorthTrail Pro Annual7 Days trial$12.991 Year
One-time1
  • WorthTrail Pro Lifetime$129.99

Questions

Is BeanFlow free?
BeanFlow is free to download, with no in-app purchases.
Is WorthTrail free?
WorthTrail is free to download, with in-app purchases available.
Which has better reviews, BeanFlow or WorthTrail?
WorthTrail is rated higher. BeanFlow averages 4.0 out of 5 from 2 ratings, while WorthTrail averages 5.0 from 5 ratings.
Do BeanFlow or WorthTrail have ads?
Neither BeanFlow nor WorthTrail shows ads.
Which is updated more often, BeanFlow or WorthTrail?
BeanFlow ships an update every 10 days, and WorthTrail every 2 days. Most recently, BeanFlow was updated on October 11, 2026 and WorthTrail on October 14, 2026.

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