BeanFlow vs 省心宝

BeanFlow is a personal finance and accounting app that combines simple everyday tracking with the structure of Beancount. Whether you only want to record daily income and expenses or already use double-entry accounting to manage accounts and assets, BeanFlow gives you a flexible way to organize your financial records. Simple Mode and Beancount Mode now both support OCR import from screenshots and videos, making it easier to turn large amounts of transaction history into usable records without entering everything manually. Import transactions from screenshots and videos Have a folder full of payment screenshots? Need to capture transactions from a recorded statement or scrolling transaction list? BeanFlow can use OCR to recognize transaction information from screenshots and videos and prepare it for import. This is especially useful when you need to process historical transactions, long lists, or many records at once. OCR import works in both Simple Mode and Beancount Mode, so you can use the same faster capture workflow regardless of how you prefer to manage your finances. Track everyday money Coffee, lunch, subscriptions, shopping, bills, or a new source of income — every transaction can become part of your financial history. Record income and expenses over time and build a clearer picture of where your money goes and how your finances change. Simple Mode for everyday tracking Managing your money shouldn’t require learning accounting before recording your first expense. Simple Mode provides an approachable workflow for everyday income and expense tracking, without forcing unnecessary accounting concepts into every transaction. If you just want a clean personal ledger, you can keep things simple. Beancount Mode when you need more structure For users who want greater control over their records, Beancount Mode provides a more structured accounting workflow. Organize transactions through accounts and use double-entry accounting to maintain clearer records of income, expenses, assets, and other financial activity. Built around Beancount Already using Beancount? BeanFlow supports .bean files, allowing you to continue working with a familiar and portable data format instead of moving your financial history into a completely closed system. Import and export .bean files Your financial records should remain yours. BeanFlow supports importing and exporting Beancount files, making it easier to back up your ledger, migrate your data, and continue using it as part of your existing Beancount workflow. Offline-first and portable BeanFlow is designed with local use in mind, so your ledger doesn’t need to depend on a constant internet connection. Open data formats and portable files help you stay in control of your financial records. Simple for everyday use. Structured when you need it. Recording a cup of coffee shouldn’t feel like completing an accounting assignment. At the same time, your finance app shouldn’t become limiting when you want to organize accounts, assets, and more detailed records. From a single payment screenshot to years of financial history, BeanFlow helps you capture, organize, and keep control of your data.

省心宝是一款面向个人和家庭日常财务管理的智能记账 App，适合用来记录日常支出、管理收入、查看预算、分析消费结构，并快速找到每一笔账单。 如果你正在寻找一款简单、清爽、隐私友好的记账工具，省心宝可以帮你用更自然的方式完成记账和复盘。 【智能记账，多种输入方式】 省心宝支持多种记账方式，适合不同生活场景： 文字记账：输入“今天午餐28元”“打车16元”，自动识别金额、分类、账户和备注。 语音记账：长按说话，说完松手即可发送，适合通勤、购物、停车、聚餐后快速记录。 图片识别记账：选择账单截图、票据、消费凭证或收款页面，本地智能识别金额、商户、分类等信息。 快捷指令记账：通过 iOS 快捷指令传入截图或账单图片，让省心宝自动识别并写入账本。 【本地 AI 账本助手】 省心宝内置本地 AI 账本助手，可以围绕你的本地账单进行对话和整理。你可以直接询问： 这个月一共花了多少钱？ 最近餐饮支出多少？ 哪些消费比较多？ 本月预算还剩多少？ 它不只是记录账单，也能帮助你理解自己的消费习惯。 【账单、预算和图表分析】 省心宝会把日常收支整理成清晰的财务视图： 查看本月支出、收入和结余 查看分类占比，了解钱花在了哪里 查看收支趋势，复盘每周、每月、每年的变化 管理预算进度，及时发现超支风险 查看资产账户和最近交易 【明细搜索与高级筛选】 当账单越来越多时，省心宝可以帮你快速定位记录： 按备注、分类、账户搜索账单 按收入、支出、转账筛选 按金额范围、日期范围和账户组合筛选 支持编辑、复制和删除交易记录 【适合这些场景】 省心宝适合： 想开始记账但不想操作太复杂的人 想管理个人支出和月度预算的人 想记录家庭日常开销的人 想通过图表了解消费结构的人 经常需要识别账单截图、票据或消费凭证的人 希望用 AI 辅助整理本地账本的人 【隐私友好的个人财务工具】 记账数据属于你自己。省心宝重视本地体验和隐私保护，适合长期记录个人账本、家庭账本、消费明细、预算计划和财务复盘。 省心宝希望把记账从一件麻烦事，变成一个轻松、自然、可持续的生活习惯。 隐私政策：https://zhongyaohui.notion.site/3580a5d23170805196b8e8cbe673d9e2?pvs=73 服务条款（EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/