BeanFlow vs Lumori Bill Tracker & Reminder
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BeanFlow
This app offers a flexible approach to personal finance management, supporting both simple daily tracking and structured double-entry accounting. It features OCR import from screenshots and videos to easily add transactions, and supports the Beancount data format for portability and integration.
- Simple and Beancount accounting modes
- OCR import from screenshots and videos
- Track daily income and expenses
- Double-entry accounting support
- Import and export .bean files
- Offline-first operation
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BeanFlow is a personal finance and accounting app that combines simple everyday tracking with the structure of Beancount. Whether you only want to record daily income and expenses or already use double-entry accounting to manage accounts and assets, BeanFlow gives you a flexible way to organize your financial records. Simple Mode and Beancount Mode now both support OCR import from screenshots and videos, making it easier to turn large amounts of transaction history into usable records without entering everything manually. Import transactions from screenshots and videos Have a folder full of payment screenshots? Need to capture transactions from a recorded statement or scrolling transaction list? BeanFlow can use OCR to recognize transaction information from screenshots and videos and prepare it for import. This is especially useful when you need to process historical transactions, long lists, or many records at once. OCR import works in both Simple Mode and Beancount Mode, so you can use the same faster capture workflow regardless of how you prefer to manage your finances. Track everyday money Coffee, lunch, subscriptions, shopping, bills, or a new source of income — every transaction can become part of your financial history. Record income and expenses over time and build a clearer picture of where your money goes and how your finances change. Simple Mode for everyday tracking Managing your money shouldn’t require learning accounting before recording your first expense. Simple Mode provides an approachable workflow for everyday income and expense tracking, without forcing unnecessary accounting concepts into every transaction. If you just want a clean personal ledger, you can keep things simple. Beancount Mode when you need more structure For users who want greater control over their records, Beancount Mode provides a more structured accounting workflow. Organize transactions through accounts and use double-entry accounting to maintain clearer records of income, expenses, assets, and other financial activity. Built around Beancount Already using Beancount? BeanFlow supports .bean files, allowing you to continue working with a familiar and portable data format instead of moving your financial history into a completely closed system. Import and export .bean files Your financial records should remain yours. BeanFlow supports importing and exporting Beancount files, making it easier to back up your ledger, migrate your data, and continue using it as part of your existing Beancount workflow. Offline-first and portable BeanFlow is designed with local use in mind, so your ledger doesn’t need to depend on a constant internet connection. Open data formats and portable files help you stay in control of your financial records. Simple for everyday use. Structured when you need it. Recording a cup of coffee shouldn’t feel like completing an accounting assignment. At the same time, your finance app shouldn’t become limiting when you want to organize accounts, assets, and more detailed records. From a single payment screenshot to years of financial history, BeanFlow helps you capture, organize, and keep control of your data.
Lumori Bill Tracker & Reminder
This app helps you manage bills, subscriptions, and important expiry dates with a clear timeline and smart reminders. It offers customizable appearance and works privately on your device without analytics or ads.
- Timeline of bills and subscriptions
- Smart expiry date reminders
- Calendar view of upcoming dates
- Home screen widgets
- Customizable appearance
- Private, on-device processing
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Know what's next. Lumori keeps bills, subscriptions, renewals and important expiry dates in one simple timeline, so you can see what's coming before it becomes urgent. TRACK LIFE'S IMPORTANT DATES Keep subscriptions, bills, passports, licences, visas, insurance, domains, memberships and other recurring or one-off dates in one place. SMART NUDGES Lumori's reminders become more timely as a date gets closer. Choose 1, 2 or 3 reminders per day and set the delivery times that work for you. A CLEAR TIMELINE See what's overdue, due today, coming in the next 7 days and later — without digging through calendars or notes. CALENDAR & INSIGHTS Browse upcoming dates in Calendar and review bills and subscriptions by month or year. When multiple currencies are present, Lumori keeps them separate rather than mixing totals. HOME SCREEN WIDGETS Keep upcoming items visible with small and medium widgets. App Lock keeps private details hidden when privacy matters. MAKE IT YOURS Choose Light, Dark or System appearance, accent colours, app fonts and heading styles. ENGLISH + 简体中文 Switch Lumori's language instantly inside the app. Dates and Lumori-owned text follow your selected language while your own item names and financial data stay unchanged. PRIVATE BY DESIGN Lumori works without analytics, tracking or advertising SDKs. Your reminders and Smart Nudges are created on device. Use Lumori for the things you don't want to remember too late.
Screenshots
Verdict
The clearest difference is rating: Lumori Bill Tracker & Reminder at 5.0 against BeanFlow's 4.3. Lumori Bill Tracker & Reminder also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 86%). BeanFlow's advantage is device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lumori Bill Tracker & Reminder holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 3 and 3 respectively. Written reviews point the same way: 86% of BeanFlow's written reviews are positive against 100% of Lumori Bill Tracker & Reminder's.
BeanFlow ships an update every 10 days, Lumori Bill Tracker & Reminder every 2 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.
| Parameter | BeanFlow | Lumori Bill Tracker & Reminder |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (3 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 85.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 | 3 |
| Update frequency | Every 10 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 30 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | 昆 杨 | Chenwen GE |
Customer experience
BeanFlow
Lumori Bill Tracker & Reminder
In-app purchases
BeanFlow
No in-app purchases
Lumori Bill Tracker & Reminder
No in-app purchases
Questions
Is BeanFlow free?
Is Lumori Bill Tracker & Reminder free?
Which has better reviews, BeanFlow or Lumori Bill Tracker & Reminder?
Do BeanFlow or Lumori Bill Tracker & Reminder have ads?
Which is updated more often, BeanFlow or Lumori Bill Tracker & Reminder?
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