Balans vs FinanSnap

Most finance apps track where your money goes. Balans shows where your finances are going. No transactions to categorize. No daily budgeting. Simply update your balances once a month and see how your financial life develops over time. See your assets, debts and net worth in one place. Follow your progress, spot long-term trends and answer the question that really matters: Am I better off than I was a year ago? Your finances. Once a month. Add your savings, investments, property, other assets and debts. Update their balances when you want — once a month is enough to build a meaningful history. Balans gives you: • Net worth over time • A clear overview of assets and debts • Balans Score – a simple measure of your financial position • Long-term trends and progress • Wealth goals with Balans Plus • Fixed assets with automatic depreciation • No bank connection required Balans is for people who already know where their money goes — and want to know where their finances are going. Less tracking. More perspective.

Stop tracking every coffee. Start seeing the big picture. FinanSnap takes a radically different approach to personal finance. Instead of logging every transaction, you simply update your account balances once a week or once a month — however often works for you. That's it. No bank connections, no receipt scanning, no tedious categorization. Just quick snapshots of where your money lives, and powerful insights into where it's going. YOUR NET WORTH, AT A GLANCE See your total net worth broken down into liquid assets, long-term holdings, and debt. Watch your wealth grow (or course-correct) over time with beautiful interactive charts spanning 3 months to your entire history. SPACES, NOT TRANSACTIONS Organize your finances into "Spaces" — bank accounts, brokerage accounts, property, assets, money owed to you, and debt. Each space tracks its own currency and liquidity level, giving you a clear picture of what's accessible now versus locked up long-term. KNOW YOUR RUNWAY How long would your money last if your income stopped tomorrow? Finansnap calculates your financial runway based on liquid assets and monthly expenses, color-coded from critical to safe — so you always know where you stand. TRACK BIG EXPENSES YOUR WAY Log one-time purchases separately from recurring costs. Rate each expense for personal satisfaction, mark it as essential, nice-to-have, or luxury, and see insights on your spending patterns over time. Are your big purchases actually worth it? Now you'll know. CASHFLOW & PROJECTIONS Enter your recurring income and expenses once, and Finansnap calculates your free cash flow, savings rate, and a 12-month projection of how your savings will accumulate. SET & TRACK FINANCIAL GOALS Create simple, actionable financial goals and track them from your dashboard. Start with the classic emergency fund target and add your own milestones as you grow. ASK AI ABOUT YOUR FINANCES Have a question about your net worth, spending, or trends? Ask the built-in AI assistant. It has full context on your snapshots, cashflow, and goals — and gives you plain-language insights on demand. MULTI-CURRENCY SUPPORT Track accounts in any currency. Finansnap automatically converts everything to your preferred currency using live exchange rates, perfect for anyone managing money across borders. PRIVACY BY DESIGN Your data stays on your device and in your personal iCloud. No accounts to create, no bank connections, no tracking, no ads. Period. HOME SCREEN WIDGETS Glance at your net worth or get a reminder to add your next snapshot — right from your home screen. WATCH YOUR GROWTH OVER TIME Every space you track builds a history. See how each account, investment, or debt changes from snapshot to snapshot. The trend lines tell the real story of your financial life.