Balans vs Coffer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Balans
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Most finance apps track where your money goes. Balans shows where your finances are going. No transactions to categorize. No daily budgeting. Simply update your balances once a month and see how your financial life develops over time. See your assets, debts and net worth in one place. Follow your progress, spot long-term trends and answer the question that really matters: Am I better off than I was a year ago? Your finances. Once a month. Add your savings, investments, property, other assets and debts. Update their balances when you want — once a month is enough to build a meaningful history. Balans gives you: • Net worth over time • A clear overview of assets and debts • Balans Score – a simple measure of your financial position • Long-term trends and progress • Wealth goals with Balans Plus • Fixed assets with automatic depreciation • No bank connection required Balans is for people who already know where their money goes — and want to know where their finances are going. Less tracking. More perspective.
Coffer
A private personal finance tracker that helps you monitor spending, manage budgets, and view your net worth across multiple accounts. Log transactions quickly and see your financial picture clearly, all without sharing your data.
- Track multiple account types
- Automatic balance calculation
- Multi-currency support
- Fast transaction entry
- Customizable spending categories
- Monthly budget setting
- Apple Watch integration
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Coffer is a simple, private personal finance tracker for iPhone, iPad, Mac, and Apple Watch. Know exactly where your money goes — without handing your data to anyone. ACCOUNTS AND NET WORTH • Track checking, savings, credit card, cash, and investment accounts • Balances are calculated automatically from your transactions • See your net worth at a glance, converted into your default currency BUILT FOR MULTIPLE CURRENCIES • Keep each account in its own currency • Manage your own list of currencies and exchange rates • Totals like net worth are converted into the default currency you choose FAST TRANSACTION ENTRY • Log income and expenses in seconds • Move money between accounts with transfers • Organize spending with colorful, customizable categories MONTHLY BUDGETS • Set a monthly limit per spending category • Watch progress bars fill as the month goes on • Instantly see how much you have left to spend APPLE WATCH • Add transactions right from your wrist • Check balances and budget progress at a glance PRIVATE BY DESIGN • Your data syncs privately through your own iCloud — no sign-up, no third-party servers, no ads, no tracking • Lock the app with Face ID or Touch ID Whether you are paying down a card, saving toward a goal, or just want to know where your paycheck went, Coffer gives you a clear picture of your money in a few seconds a day.
Screenshots
Verdict
The clearest difference is in-app purchases: Coffer at none against Balans's 1. Coffer also leads on device support (4 vs 2). Balans's advantage is iOS requirement (18.6 vs 26.5). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Balans sells 1 one-off in-app purchase. Coffer asks for nothing beyond the download.
Balans ships an update every 2 weeks, Coffer weekly. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.
| Parameter | Balans | Coffer |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 18.6 — better | 26.5 |
| Further details — not scored | ||
| Size | 14 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | AKE MICHAEL WARRING | Renato Jop |
In-app purchases
Balans
- Balans Plus$3.99
Coffer
No in-app purchases









