Comparison

TOMI vs TS Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TOMI

Features
Read full description

Stop wondering where your money goes. Start telling it where to grow. TOMI is not just another expense tracker; it is your personal financial navigator. While other apps record your history, TOMI builds a future-proof roadmap based on your real-time spending habits, helping you achieve financial freedom faster. WHY TOMI? * Personalized Financial Roadmap: Unlike generic budget apps, TOMI analyzes your actual situation to create a dynamic financial path. We update your progress daily to keep you on track. * Plan Your Money with Confidence: Set plans for your expenses, savings, and investments. Compare your actual transactions with your plans to see how you're doing and make adjustments when needed. * Private & Secure: Your financial data belongs to you, and only you. TOMI stores all sensitive data locally on your device. No server uploads, no third-party access. Easily share and sync your data across Apple devices using AirDrop. KEY FEATURES: * Fast Expense Tracking: Log income and expenses in seconds. * Smart Planning: Plan your spending, savings, and investments, then track your progress against your actual transactions. * Insightful Reports: Visualize cash flow and total asset growth with intuitive charts. * Trend Analysis: Spot spending leaks before they become problems. * Asset Management: Keep track of your net worth accumulation over time. * Sync Data via AirDrop: Transfer your financial data to another device and continue managing your finances seamlessly without having to re-enter your data. Take control of your financial destiny today with TOMI. Simple to start, powerful to keep. Privacy Policy: https://sun-kyu-xuan.notion.site/TOMI-s-Privacy-Policy-2cf55b374432806dbc31d8510f5d51a0?source=copy_link Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

TS Budget

Features
Read full description

【Smart Accounting, Easy Finance】 A powerful personal finance management app that helps you easily record every income and expense, manage various assets, and understand your financial situation through detailed data analysis. Core Features Accounting Management • Quickly record income and expenses • Custom category management • View transactions by date • Link asset accounts with automatic balance updates • Swipe to delete, easy operation Asset Management • Support multiple asset types: cash, bank cards, digital wallets • Manage credit cards, savings cards, and more • Track stocks, funds, cryptocurrencies, and other virtual accounts • Record mortgages, car loans, and other liabilities • Automatically calculate net worth and total assets Statistics & Analysis • View income/expense statistics by month/year • Category percentage analysis to understand spending habits • Income/expense rankings • Daily/monthly averages • Monthly balance trends Personalization • Multiple theme colors • Dark mode support • 12 language support • Password protection for privacy • Honeypot mode to hide real data Data Security • Local data storage, secure and reliable • Backup and restore support • Password protection • Honeypot mode for privacy Multi-language Support Supports 12 languages: Simplified Chinese, Traditional Chinese, English, Japanese, Korean, German, French, Spanish, Italian, Portuguese, Russian, and Thai. Start using it now and make financial management simple and efficient! Privacy Policy: https://icnvrac9ij4m.feishu.cn/wiki/VvlXwndbziHVyXkpjFFcAHtAnCg?from=from_copylink User Agreement: https://icnvrac9ij4m.feishu.cn/wiki/H7LewdiPqitkU5kkoa0c79DZnwh?from=from_copylink

Screenshots

TOMI4 screens
TS Budget4 screens

Verdict

The call

The clearest difference is update cadence: TOMI at every 6 days against TS Budget's every 3 weeks. TOMI also leads on iOS requirement (15.0 vs 18.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TOMI sells 2 in-app purchases, starting at $3.99 per month and TS Budget sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

TOMI ships an update every 6 days, TS Budget every 3 weeks. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 4 level
TOMI versus TS Budget: the parameters behind the verdict, then further details
ParameterTOMITS Budget
PriceFreeFree
Update frequencyEvery 6 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.5
Further details — not scored
Size47 MB27 MB
Age rating4+4+
DeveloperXuan Nguyen绅 董

In-app purchases

2 purchases

TOMI

Subscriptions2
  • Getting to Know14 Days trial$3.991 Month
  • Soulmate1 Month trial$19.991 Year
2 purchases

TS Budget

Subscriptions1
  • annual$4.991 Year
One-time1
  • lifetime$9.99

Questions

Is TOMI free?
TOMI is free to download, with in-app purchases available.
Is TS Budget free?
TS Budget is free to download, with in-app purchases available.
Do TOMI or TS Budget have ads?
Neither TOMI nor TS Budget shows ads.
Which is updated more often, TOMI or TS Budget?
TOMI ships an update every 6 days, and TS Budget every 3 weeks. Most recently, TOMI was updated on October 30, 2026 and TS Budget on November 5, 2026.

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