TOMI vs MoneyLoop
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TOMI
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Stop wondering where your money goes. Start telling it where to grow. TOMI is not just another expense tracker; it is your personal financial navigator. While other apps record your history, TOMI builds a future-proof roadmap based on your real-time spending habits, helping you achieve financial freedom faster. WHY TOMI? * Personalized Financial Roadmap: Unlike generic budget apps, TOMI analyzes your actual situation to create a dynamic financial path. We update your progress daily to keep you on track. * Plan Your Money with Confidence: Set plans for your expenses, savings, and investments. Compare your actual transactions with your plans to see how you're doing and make adjustments when needed. * Private & Secure: Your financial data belongs to you, and only you. TOMI stores all sensitive data locally on your device. No server uploads, no third-party access. Easily share and sync your data across Apple devices using AirDrop. KEY FEATURES: * Fast Expense Tracking: Log income and expenses in seconds. * Smart Planning: Plan your spending, savings, and investments, then track your progress against your actual transactions. * Insightful Reports: Visualize cash flow and total asset growth with intuitive charts. * Trend Analysis: Spot spending leaks before they become problems. * Asset Management: Keep track of your net worth accumulation over time. * Sync Data via AirDrop: Transfer your financial data to another device and continue managing your finances seamlessly without having to re-enter your data. Take control of your financial destiny today with TOMI. Simple to start, powerful to keep. Privacy Policy: https://sun-kyu-xuan.notion.site/TOMI-s-Privacy-Policy-2cf55b374432806dbc31d8510f5d51a0?source=copy_link Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
MoneyLoop
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MoneyLoop helps you manage your money and learn personal finance at the same time. Track expenses, budgets, savings, and assets in one place while building smarter money habits through everyday use. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
TOMI and MoneyLoop are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TOMI sells 2 in-app purchases, starting at $3.99 per month and MoneyLoop sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
TOMI ships an update every 6 days, MoneyLoop every 3 days. Both last shipped on November 5, 2026.
| Parameter | TOMI | MoneyLoop |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 47 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Xuan Nguyen | Trung An Tran |
In-app purchases
TOMI
- Getting to Know14 Days trial$3.991 Month
- Soulmate1 Month trial$19.991 Year
MoneyLoop
- MoneyLoop Premium$0.991 Month
- MoneyLoop Premium$3.991 Year
- MoneyLoop Premium Lifetime$7.99









