Comparison

TOMI vs MoneyLoop

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TOMI

Features
Read full description

Stop wondering where your money goes. Start telling it where to grow. TOMI is not just another expense tracker; it is your personal financial navigator. While other apps record your history, TOMI builds a future-proof roadmap based on your real-time spending habits, helping you achieve financial freedom faster. WHY TOMI? * Personalized Financial Roadmap: Unlike generic budget apps, TOMI analyzes your actual situation to create a dynamic financial path. We update your progress daily to keep you on track. * Plan Your Money with Confidence: Set plans for your expenses, savings, and investments. Compare your actual transactions with your plans to see how you're doing and make adjustments when needed. * Private & Secure: Your financial data belongs to you, and only you. TOMI stores all sensitive data locally on your device. No server uploads, no third-party access. Easily share and sync your data across Apple devices using AirDrop. KEY FEATURES: * Fast Expense Tracking: Log income and expenses in seconds. * Smart Planning: Plan your spending, savings, and investments, then track your progress against your actual transactions. * Insightful Reports: Visualize cash flow and total asset growth with intuitive charts. * Trend Analysis: Spot spending leaks before they become problems. * Asset Management: Keep track of your net worth accumulation over time. * Sync Data via AirDrop: Transfer your financial data to another device and continue managing your finances seamlessly without having to re-enter your data. Take control of your financial destiny today with TOMI. Simple to start, powerful to keep. Privacy Policy: https://sun-kyu-xuan.notion.site/TOMI-s-Privacy-Policy-2cf55b374432806dbc31d8510f5d51a0?source=copy_link Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

MoneyLoop

Features
Read full description

MoneyLoop helps you manage your money and learn personal finance at the same time. Track expenses, budgets, savings, and assets in one place while building smarter money habits through everyday use. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

TOMI4 screens
MoneyLoop4 screens

Verdict

The call

TOMI and MoneyLoop are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TOMI sells 2 in-app purchases, starting at $3.99 per month and MoneyLoop sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

TOMI ships an update every 6 days, MoneyLoop every 3 days. Both last shipped on November 5, 2026.

ScorecardNo meaningful differences
TOMI versus MoneyLoop: the parameters behind the verdict, then further details
ParameterTOMIMoneyLoop
PriceFreeFree
Update frequencyEvery 6 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.5
Further details — not scored
Size47 MB99 MB
Age rating4+4+
DeveloperXuan NguyenTrung An Tran

In-app purchases

2 purchases

TOMI

Subscriptions2
  • Getting to Know14 Days trial$3.991 Month
  • Soulmate1 Month trial$19.991 Year
3 purchases

MoneyLoop

Subscriptions2
  • MoneyLoop Premium$0.991 Month
  • MoneyLoop Premium$3.991 Year
One-time1
  • MoneyLoop Premium Lifetime$7.99

Questions

Is TOMI free?
TOMI is free to download, with in-app purchases available.
Is MoneyLoop free?
MoneyLoop is free to download, with in-app purchases available.
Do TOMI or MoneyLoop have ads?
Neither TOMI nor MoneyLoop shows ads.
Which is updated more often, TOMI or MoneyLoop?
TOMI ships an update every 6 days, and MoneyLoop every 3 days. Most recently, TOMI was updated on November 5, 2026 and MoneyLoop on November 5, 2026.

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