Comparison

TOMI vs FastMoni

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TOMI

Features
Read full description

Stop wondering where your money goes. Start telling it where to grow. TOMI is not just another expense tracker; it is your personal financial navigator. While other apps record your history, TOMI builds a future-proof roadmap based on your real-time spending habits, helping you achieve financial freedom faster. WHY TOMI? * Personalized Financial Roadmap: Unlike generic budget apps, TOMI analyzes your actual situation to create a dynamic financial path. We update your progress daily to keep you on track. * Plan Your Money with Confidence: Set plans for your expenses, savings, and investments. Compare your actual transactions with your plans to see how you're doing and make adjustments when needed. * Private & Secure: Your financial data belongs to you, and only you. TOMI stores all sensitive data locally on your device. No server uploads, no third-party access. Easily share and sync your data across Apple devices using AirDrop. KEY FEATURES: * Fast Expense Tracking: Log income and expenses in seconds. * Smart Planning: Plan your spending, savings, and investments, then track your progress against your actual transactions. * Insightful Reports: Visualize cash flow and total asset growth with intuitive charts. * Trend Analysis: Spot spending leaks before they become problems. * Asset Management: Keep track of your net worth accumulation over time. * Sync Data via AirDrop: Transfer your financial data to another device and continue managing your finances seamlessly without having to re-enter your data. Take control of your financial destiny today with TOMI. Simple to start, powerful to keep. Privacy Policy: https://sun-kyu-xuan.notion.site/TOMI-s-Privacy-Policy-2cf55b374432806dbc31d8510f5d51a0?source=copy_link Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

FastMoni

Features
Read full description

FastMoni – a fast, free expense tracker and budget planner for you and your family. Log an expense in 3 seconds with a smart numpad or just your voice. Track cash flow, set budgets, manage debts, follow your gold and savings goals – all in one app. WHY FASTMONI? SUPER-FAST LOGGING • Numpad built for money entry, with smart amount suggestions • Say "coffee 5 dollars" and FastMoni logs it for you by voice • Categories and subcategories for detailed tracking • Multiple wallets: cash, bank, credit card, savings – transfer between them anytime • Recurring transactions for rent, salary and monthly bills SPENDING MOMENTS Snap a photo when you log an expense to remember meals, trips and receipts. Relive each month as a beautiful photo album. FAMILY FINANCE Create a family group and invite members with a QR code. See shared income and spending, contributions to the family fund and what each member spends. SMART BUDGETS Set monthly budgets for total spending or for each category. Get alerts at 80%, 90% and 100% of your budget. DEBT BOOK – LEND & BORROW Keep track of who owes you and who you owe. Follow due dates, get overdue alerts and record every repayment. GOLD, EXCHANGE RATES & NET WORTH Track your gold holdings with live gold prices and view currency exchange rates. Your net worth is calculated automatically from wallets, loans, debts and gold. SAVINGS GOALS Set a goal for every plan, track your progress and see your estimated completion date. Deposit and withdraw flexibly between wallets. REPORTS & INSIGHTS Clear income and expense charts by week, month and year. Smart insights reveal your spending habits, and a financial health score gives you the big picture. REMINDERS & WIDGETS Daily spending summary, daily logging reminders and logging streaks. Home screen widgets in 2 sizes show your balance and today's spending at a glance. SAFE & CONVENIENT • Unlock with Face ID / Touch ID or a PIN • Cloud sync with Google & Apple sign-in • Export reports to Excel and back up all your data • 9 currencies and 20 languages • Dark mode and 16 theme colors Download FastMoni and take control of your money today! Terms of Use: https://fastmoni.bizfast.com.vn/terms-of-use Privacy Policy: https://fastmoni.bizfast.com.vn/privacy-policy

Screenshots

TOMI4 screens
FastMoni4 screens

Verdict

The call

The clearest difference is in-app purchases: FastMoni at none against TOMI's 2. TOMI's advantage is update cadence (every 6 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TOMI sells 2 in-app purchases, starting at $3.99 per month. FastMoni asks for nothing beyond the download.

UpkeepUpdate frequency

TOMI ships an update every 6 days, FastMoni fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 4 level
TOMI versus FastMoni: the parameters behind the verdict, then further details
ParameterTOMIFastMoni
PriceFreeFree
Update frequencyEvery 6 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size47 MB71 MB
Age rating4+4+
DeveloperXuan NguyenVien Tran Ngoc

In-app purchases

2 purchases

TOMI

Subscriptions2
  • Getting to Know14 Days trial$3.991 Month
  • Soulmate1 Month trial$19.991 Year
None

FastMoni

No in-app purchases

Questions

Is TOMI free?
TOMI is free to download, with in-app purchases available.
Is FastMoni free?
FastMoni is free to download, with no in-app purchases.
Do TOMI or FastMoni have ads?
Neither TOMI nor FastMoni shows ads.
Which is updated more often, TOMI or FastMoni?
TOMI ships an update every 6 days, and FastMoni fortnightly. Most recently, TOMI was updated on October 24, 2026 and FastMoni on October 25, 2026.

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